The Zync from American Express(SM) is a charge card designed for young adults. The card must be paid in full each month and has a $25 annual fee. This card offers a cool rewards program designed just for the lifestyle of young adults.
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Rewards Program
The innovation comes in what American Express calls Lifestyle Packs. Lifestyle Packs allow you to choose your rewards based on your lifestyle. American Express offers four options:
- Go Pack (+$20): The Go Pack allows you to earn 2x rewards points on airfare and annual membership in the Credit Card Registry (a $29 value), which enables you to cancel your card from anywhere, and helps to replace lost passports. You will also earn up to 25% off at select travel retailers like Avis or Hertz, a free GPS with rental, and $50 credit on AmEx Vacation packages if you sign up by December 31, 2010.
- Social Pack (+$20): This package allows you to earn double the Membership Rewards on purchases made at restaurants or for events. You will also get special access to events tickets before they are available to the general public through the exclusive e-newsletter.
- Connect Pack (+$20): The Connect Pack earns you twice the rewards on mobile and cable services, from cell phone to broadband internet. You will also be awarded a 25% reward point discount when you purchase mobile devices at www.membershiprewards.com.
- Eco-Pack (+FREE): This package comes at no additional annual fee, and earns you double rewards for purchases made from select “green” merchants as rated by Greenopia. You also get access to Grenopia’s Eco-Concierge service, and spend 25% fewer points on eco-products at www.membershiprewards.com. In addition, for every Eco-Pack membership, AmEx will buy $1 of carbon offsets for reduced carbon emissions.
Additional Zync from American Express(SM) Details
The annal fee for the card is $25 per year. Here are a list of some of the additional benefits the card offers:
- Purchase Protection: Your eligible purchases are automatically protected against theft or accidental damage for up to 90 days from the date of purchase – at no additional charge. The coverage is limited to $1,000 per occurrence, up to $50,000 per Cardmember account per policy year, and is in excess of other sources of indemnity.
- Return Protection: Lets you return it, no matter what they say. If you try to return a designated item within 90 days from the date of purchase, and the merchant won’t take it back, American Express will refund the full purchase price, up to $300 per item, excluding shipping and handling, up to a maximum of $1,000 annually per Card account – as long as you bought it entirely with your eligible American Express® Card.
- Extended Warranty: Paying for a covered item with your Card extends the original manufacturer’s warranty for a period of time equal to the duration of the original manufacturer’s warranty, up to 1 additional year, on eligible purchases with warranties of five years or less.
- Roadside Assistance: Round–the–clock help in the U.S. when you need things like gas, a jump, or a tow.
- Global Assist® Hotline: 24/7 when you’re more than 100 miles from home and you need medical, legal, financial, or other emergency help.
- Car Rental Loss and Damage Insurance: Relax and enjoy the ride when you use your eligible Card to reserve and pay for an auto rental! Car Rental Loss and Damage Insurance provides coverage for theft of or damage to most rental vehicles. Simply decline the collision damage waiver (CDW) or similar option offered by the Commercial Car Rental Company. This coverage is excess to your other sources of insurance. Coverage applies for the first 30 days of an auto rental if rented from a Car Rental Company.
- Travel Accident Insurance: Charge the entire fare of a Common Carrier Conveyance (plane, train, boat, helicopter, or bus) to your Card, and you and eligible family members are covered for up to $100,000 in accidental death and dismemberment insurance at no additional charge.
How to Apply for the Zync from American Express(SM)
Applying for this credit card is quick and easy. We’ve provided a link below that will take you to the official Zync from American Express(SM) website. From this page, you can click on the apply now button to go to the Zync from American Express(SM) secure online application. The application takes just a few minutes to complete, and they will even notify you about the outcome of your application.
To get started, visit the Zync from American Express(SM) official website.
