List of Bad Credit Credit Cards

For those with bad credit, the following is a list of cards designed for you. These cards include bad credit credit cards as well as prepaid cards, some of which are fee-based. It is important to recognize that applying for a credit card will not improve your credit. Rather, paying your balances on time and staying below the credit limit will help to improve your credit.

Orchard Bank Classic MasterCards
	An excellent credit card for rebuilding credit scores; reports to 3 major credit bureaus monthly! Acceptance at millions of locations worldwide, including website purchases and reservations Your account information is updated and at your fingertips 24/7 so you can manage it your way Email and text messages to remind you of your upcoming payment due date with online enrollment On-call customer service representatives to assist you with questions or concerns
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed N/A N/A 7.90% – 28.90% See Terms* No Bad

Orchard Bank Visa Cards
	Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score! Acceptance at millions of locations worldwide, including website purchases and reservations Your account information is updated and at your fingertips 24/7 so you can manage it your way Email and text messages to remind you of your upcoming payment due date with online enrollment On-call customer service representatives to assist you with questions or concerns
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed N/A N/A 7.90% – 28.90% See Terms* No Bad

UPside Visa® Prepaid Card
	Reloadable prepaid Visa® card for teens, managed by parents. No activation fee, no monthly or yearly fee. Created for families’ needs with full parental control. Quick, easy online application. Free money loading with direct deposit. Accepted anywhere Visa debit cards are accepted, including abroad and online.
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed * * * See Terms* Yes Poor

AccountNow Prepaid Visa® Card
	100% Guaranteed Approval* $0 Activation Fee $25 Cash Bonus when you use direct deposit New iAdvance(SM) loan option No Overdraft Fees and no Minimum Balance Free Credit Builder Free Bill Pay Free Direct Deposit No Credit Check – for prepaid card only
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed * * * See Terms* Yes Bad

Orchard Bank Classic MasterCards
	An excellent credit card for rebuilding credit scores; reports to 3 major credit bureaus monthly! Acceptance at millions of locations worldwide, including website purchases and reservations Your account information is updated and at your fingertips 24/7 so you can manage it your way Email and text messages to remind you of your upcoming payment due date with online enrollment On-call customer service representatives to assist you with questions or concerns
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed N/A N/A 7.90% – 28.90% See Terms* No Bad

Upside Visa® Debt-free Prepaid Card
	The power of a bank account in a Visa prepaid card. Save up to $220 compared with other cards, the first year alone! 100% approval with no credit check and no activation fee. $0.99 monthly fee if $500 is loaded each month. (Only $2.99 otherwise). Free Direct Deposit from employers or government benefits providers Deposit cash at 50,000 retailers. Write personal checks online: easy to pay rent or other bills. Earn 1,500 cash back reward points for you first direct deposit load. Optional companion card available, as if you had a joint checking.
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed * * * See Terms* Yes N/A

AccountNow™ Prepaid MasterCard®
	100% Guaranteed Approval* $0 Activation Fee $25 Cash Bonus when you use direct deposit New iAdvance(SM) loan option No Overdraft Fees and no Minimum Balance Free Credit Builder Free Bill Pay Free Direct Deposit No Credit Check – for prepaid card only
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed * * * See Terms* Yes Poor