List of Bad Credit Credit Cards

For those with bad credit, the following is a list of cards designed for you. These cards include bad credit credit cards as well as prepaid cards, some of which are fee-based. It is important to recognize that applying for a credit card will not improve your credit. Rather, paying your balances on time and staying below the credit limit will help to improve your credit.

Orchard Bank Classic MasterCards
Orchard Bank Classic MasterCards
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  • An excellent credit card for help rebuilding credit scores; reports to 3 major credit bureaus monthly
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages are available to remind you of your upcoming payment due date
  • Knowledgeable customer service representatives to assist you with questions or concerns
Intro APR Intro APR
Period
Regular
APR
Annual
Fee
Balance
Transfer
Credit
Needed
N/A* N/A* 14.99-24.99% (Variable)* $39.00 1 year, then $59.00* Yes Bad Credit*

Orchard Bank Visa Cards
Orchard Bank Visa Cards
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  • Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages to remind you of your upcoming payment due date with online enrollment
  • Knowledgeable customer service representatives to assist you with questions or concerns
Intro APR Intro APR
Period
Regular
APR
Annual
Fee
Balance
Transfer
Credit
Needed
N/A* N/A* 14.99-24.99% (Variable)* $39.00 1 year, then $59.00* Yes Bad Credit*

UPside Visa® Prepaid Card
UPside Visa® Prepaid Card
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  • Similar to a checking account with a Visa prepaid card
  • Save up to $220 compared with other cards, the first year alone
  • 100% approval with no credit check and no activation fee
  • $0.99 monthly fee if $500 is loaded each month. (Only $4.95 otherwise)
  • Free Direct Deposit from employers or deposit cash at 50,000 retailers
  • Write personal checks online: easy to pay rent or other bills
  • Earn 1,500 cash back reward points for you first direct deposit load
  • Optional companion card available, as if you had a joint checking
Intro APR Intro APR
Period
Regular
APR
Annual
Fee
Balance
Transfer
Credit
Needed
N/A* N/A* N/A* $0.00* Yes No Credit Check*

Account Now Gold Visa® Prepaid Card
Account Now Gold Visa<sup>®</sup> Prepaid Card
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  • 100% Guaranteed Approval* - No Credit Check
  • $0 Activation Fee
  • $25 bonus with Free direct deposit§
  • Shop online & Pay bills online
  • Up to $10,000 balance limit
  • Deposits are FDIC insured
Intro APR Intro APR
Period
Regular
APR
Annual
Fee
Balance
Transfer
Credit
Needed
N/A* N/A* N/A* $0.00* Yes No Credit Check*

AccountNow® Prepaid Visa® Card
AccountNow<sup>®</sup> Prepaid Visa<sup>®</sup> Card
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  • $0 Monthly Fee
  • 100% Guaranteed Approval* - No Credit Check
  • No Minimum Balance
  • Free Direct Deposit and Online Bill Payment
  • Now with Purchase Rewards
  • Perfect for Occasional Usage
Intro APR Intro APR
Period
Regular
APR
Annual
Fee
Balance
Transfer
Credit
Needed
N/A* N/A* N/A* $0.00* Yes No Credit Check*

Vision Premier® Visa® Prepaid Card - Simple & Fair
Vision Premier<sup>®</sup> Visa<sup>®</sup> Prepaid Card - Simple & Fair
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  • New - Free Roadside Assistance
  • New - Free Savings Account with 5.65% APY
  • 1% Cash Back on Gas Purchases
  • Free Direct Deposit so you can get paid faster
  • Free Bill Pay online or over the phone
  • Free Transactions and Customer Service
  • No Overdraft Fees, No Interest Fees, and No Hidden Fees
  • No Credit Check - 100% Approval
Intro APR Intro APR
Period
Regular
APR
Annual
Fee
Balance
Transfer
Credit
Needed
N/A* N/A* N/A* $0.00* Yes No Credit Check*

Green Dot® PrePaid MasterCard®
Green Dot® PrePaid MasterCard®
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  • $0 Activation Online - with no credit check
  • Access over 18,000 MoneyPass® ATMs
  • Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
  • No Monthly fee for any month with at least 30 purchases
  • No Transaction fees on US purchases
  • No Overdraft fees
  • No Minimum balance required
Intro APR Intro APR
Period
Regular
APR
Annual
Fee
Balance
Transfer
Credit
Needed
N/A* N/A* N/A* $0.00* Yes No Credit Check*