For those with bad credit, the following is a list of cards designed for you. These cards include bad credit credit cards as well as prepaid cards, some of which are fee-based. It is important to recognize that applying for a credit card will not improve your credit. Rather, paying your balances on time and staying below the credit limit will help to improve your credit.
| Orchard Bank Classic MasterCards |
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- An excellent credit card for help rebuilding credit scores; reports to 3 major credit bureaus monthly
- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages are available to remind you of your upcoming payment due date
- Knowledgeable customer service representatives to assist you with questions or concerns
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
| N/A* |
N/A* |
14.99-24.99% (Variable)* |
$39.00 1 year, then $59.00* |
Yes |
Bad Credit* |
|
| Orchard Bank Visa Cards |
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- Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit
- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages to remind you of your upcoming payment due date with online enrollment
- Knowledgeable customer service representatives to assist you with questions or concerns
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
| N/A* |
N/A* |
14.99-24.99% (Variable)* |
$39.00 1 year, then $59.00* |
Yes |
Bad Credit* |
|
| UPside Visa® Prepaid Card |
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- Similar to a checking account with a Visa prepaid card
- Save up to $220 compared with other cards, the first year alone
- 100% approval with no credit check and no activation fee
- $0.99 monthly fee if $500 is loaded each month. (Only $4.95 otherwise)
- Free Direct Deposit from employers or deposit cash at 50,000 retailers
- Write personal checks online: easy to pay rent or other bills
- Earn 1,500 cash back reward points for you first direct deposit load
- Optional companion card available, as if you had a joint checking
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
| N/A* |
N/A* |
N/A* |
$0.00* |
Yes |
No Credit Check* |
|
| Account Now Gold Visa® Prepaid Card |
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- 100% Guaranteed Approval* - No Credit Check
- $0 Activation Fee
- $25 bonus with Free direct deposit§
- Shop online & Pay bills online
- Up to $10,000 balance limit
- Deposits are FDIC insured
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
| N/A* |
N/A* |
N/A* |
$0.00* |
Yes |
No Credit Check* |
|
| AccountNow® Prepaid Visa® Card |
|
- $0 Monthly Fee
- 100% Guaranteed Approval* - No Credit Check
- No Minimum Balance
- Free Direct Deposit and Online Bill Payment
- Now with Purchase Rewards
- Perfect for Occasional Usage
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
| N/A* |
N/A* |
N/A* |
$0.00* |
Yes |
No Credit Check* |
|
| Vision Premier® Visa® Prepaid Card - Simple & Fair |
|
- New - Free Roadside Assistance
- New - Free Savings Account with 5.65% APY
- 1% Cash Back on Gas Purchases
- Free Direct Deposit so you can get paid faster
- Free Bill Pay online or over the phone
- Free Transactions and Customer Service
- No Overdraft Fees, No Interest Fees, and No Hidden Fees
- No Credit Check - 100% Approval
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
| N/A* |
N/A* |
N/A* |
$0.00* |
Yes |
No Credit Check* |
|
| Green Dot® PrePaid MasterCard® |
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- $0 Activation Online - with no credit check
- Access over 18,000 MoneyPass® ATMs
- Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
- No Monthly fee for any month with at least 30 purchases
- No Transaction fees on US purchases
- No Overdraft fees
- No Minimum balance required
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
| N/A* |
N/A* |
N/A* |
$0.00* |
Yes |
No Credit Check* |
|