List of Bad Credit Credit Cards
For those with bad credit, the following is a list of cards designed for you. These cards include bad credit credit cards as well as prepaid cards, some of which are fee-based. It is important to recognize that applying for a credit card will not improve your credit. Rather, paying your balances on time and staying below the credit limit will help to improve your credit.
| Orchard Bank Classic MasterCards |
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 | - Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages to remind you of your upcoming payment due date with online enrollment
- On-call customer service representatives to assist you with questions or concerns
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | N/A | N/A | 7.90% – 24.90% | See Terms* | No | Poor |
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| UPside Visa® Prepaid Card |
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 | - Reloadable prepaid Visa® card for teens, managed by parents.
- No activation fee, no monthly or yearly fee.
- Created for families’ needs with full parental control.
- Quick, easy online application.
- Free money loading with direct deposit.
- Accepted anywhere Visa debit cards are accepted, including abroad and online.
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | Yes | Poor |
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| Upside Visa® Debt-free Prepaid Card |
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 | - The power of a bank account in a Visa Prepaid card
- Save up to $185 compared with other prepaid cards!
- No activation fee. $0 monthly fee if $400 or more is loaded each month. Only $1.99 otherwise.
- Free Direct Deposit from your employer.
- Deposit cash at 60,000 locations nationwide.
- No credit check required. Bad credit is ok.
- Write personal checks, best to pay rent or other bills.
- Accepted like any Visa debit card. Option to add a companion card.
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | Yes | N/A |
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