For those with bad credit, the following is a list of cards designed for you. These cards include bad credit credit cards as well as prepaid cards, some of which are fee-based. It is important to recognize that applying for a credit card will not improve your credit. Rather, paying your balances on time and staying below the credit limit will help to improve your credit.
| UPside Visa® Prepaid Card |
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| - Similar to a checking account with a Visa prepaid card
- Save up to $220 compared with other cards, the first year alone
- 100% approval with no credit check and no activation fee
- $0.99 monthly fee if $500 is loaded each month. (Only $4.95 otherwise)
- Free Direct Deposit from employers or deposit cash at 50,000 retailers
- Write personal checks online: easy to pay rent or other bills
- Earn 1,500 cash back reward points for you first direct deposit load
- Optional companion card available, as if you had a joint checking
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Purchase Intro APR | Purchase Intro APR Period | Balance Transfer Intro APR | Balance Transfer Intro APR Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | N/A | N/A | N/A | N/A | N/A | up to $4.95 monthly fee | N/A | No Credit Check |
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| Account Now Gold Visa® Prepaid Card |
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| - Perfect for tax refund direct deposit - Get your tax refund fast
- 100% Guaranteed Approval - up successful ID verification
- $0 Activation Fee
- $15 Bonus§ with Free Direct Deposit
- Shop online & Pay bills online
- Up to $10,000 balance limit
- Deposits are FDIC insured
- BBB Accredited A+ Company
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Purchase Intro APR | Purchase Intro APR Period | Balance Transfer Intro APR | Balance Transfer Intro APR Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | N/A | N/A | N/A | N/A | N/A | up to $9.95 monthly fee | N/A | No Credit Check |
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| AccountNow® Prepaid Visa® Card |
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| - $0 Monthly Fee
- No Minimum Balance
- No Credit Check. No Overdraft Fee.
- Free Direct Deposit and Online Bill Payment
- Use it everywhere Visa Debit Card accepted
- Now with Purchase Rewards
- Perfect for Occasional Usage
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Purchase Intro APR | Purchase Intro APR Period | Balance Transfer Intro APR | Balance Transfer Intro APR Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | N/A | N/A | N/A | N/A | N/A | $0 | N/A | No Credit Check |
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| Vision Premier® Visa® Prepaid Card - Simple & Fair |
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| - New - Free Roadside Assistance
- New - Free Savings Account with 5.65% APY
- 1% Cash Back on Gas Purchases
- Free Direct Deposit so you can get paid faster
- Free Bill Pay online or over the phone
- Free Transactions and Customer Service
- No Overdraft Fees, No Interest Fees, and No Hidden Fees
- No Credit Check - 100% Approval
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Purchase Intro APR | Purchase Intro APR Period | Balance Transfer Intro APR | Balance Transfer Intro APR Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | N/A | N/A | N/A | N/A | N/A | $7.95 monthly fee | N/A | No Credit Check |
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| Green Dot® PrePaid MasterCard® |
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| - $0 activation online - with no credit check
- No minimum balance
- Free Online Bill Pay
- Free Direct Deposit
- No overdraft fees
- Access to over 22,000 MoneyPass® ATMs
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Purchase Intro APR | Purchase Intro APR Period | Balance Transfer Intro APR | Balance Transfer Intro APR Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | N/A | N/A | N/A | N/A | N/A | up to $5.95 monthly fee | N/A | No Credit Check |
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