The New Year has brought with it some extremely rewarding credit card offers. Whether you are looking for cash back rewards, 0% APR balance transfer offers, a credit card for your small business, or points redeemable for travel or shopping, there is a credit card offer to meet your needs.
Listed below are the Best Credit Cards for 2012 as selected by the editors of Credit Card Offers IQ.
Best Cash Back Card of 2012
The Chase Freedom® Visa is our favorite cash back offer because you can earn $100 cash back. You will earn the $100 cash back bonus just for spending $500 within the first 3 months. In addition, with this card gives you can earn up to 10% cash back when you shop at the Chase online mall. You will also earn 5% cash back for every dollar you spend in rotating categories and 1% cash back on all your other purchases. The rate you receive will be between 12.99-22.99% (Variable)*, based on your creditworthiness.
See our Chase Freedom® Visa – $100 Bonus Cash Back review for more card details.
Best Balance Transfer Card of 2012
The Citi® Platinum Select® MasterCard® is one of the best cards for a balance transfer because it offers 0% for a full 21 months. This is one of the longest balance transfer offers out there. The balance transfer fee is 3%. What makes this card even better is that it also gives 0% on purchases for 21 months. After the introductory period, regular APR is between 11.99-21.99% (Variable)*, based on your creditworthiness.
For more details, check out our Citi® Platinum Select® MasterCard® review.
Best Airline Miles Card of 2012
The Southwest Airlines Rapid Rewards® Plus Credit Card makes our list as one of the best cards for 2012 because of the great bonus offer it gives to new cardmembers. To start, you will earn a free flight after your first purchase. With this card you earn double points for your Southwest Airline purchase and you will receive bonus points on your anniversary. This card is offering a limited time balance transfer option with allows you to earn 1 point per every $1 you transfer to the card.
For more details, check out our Southwest Airlines Rapid Rewards® Plus Card review.
Best Travel Rewards Card of 2012
The Starwood Preferred Guest® Credit Card from American Express is arguabely one the best travel rewards card available. The best perk about this card is that your rewards can be cashed in for a variety of travel rewards, including a network of hotels as well as airlines. for most of your purchases you will earn 2 points for every dollar you spend, but you can earn up to 7 Starpoints per dollar.
For more details, check out our Starwood Preferred Guest® Credit Card from American Express review.
