Best Credit Cards (2010)

2010 has brought with it some extremely rewarding credit card offers. Whether you are looking for cash back rewards, 0% APR balance transfer offers, a credit card for your small business, or points redeemable for travel or shopping, there is a credit card offer to meet your needs. Listed below are the top credit card offers available in 2010 as selected by the editors of Credit Card Offers IQ.

Best Overall Credit Card for 2010

The Discover More card features everything from a 0 interest balance balance transfer, to up to 5% cash back on purchases, to a relatively low regular APR.

Discover® More Card
	0% intro APR on balance transfers for a full 15 months, then the Regular APR 0% intro APR on purchases for a full 6 months, then the Regular APR 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more Up to 1% unlimited Cashback Bonus on all other purchases No Annual Fee
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed 0%* 15 Months* 11.99% – 20.99% (Variable)* None Yes Excellent

Best 0% Intro APR Credit Card

The Slate(SM) from Chase gets top honors for the best 0% Intro APR card. With no annual fee, the card offers zero interest for 12 months.

Slate(SM) from Chase
	0% Intro APR for up to 12 months. No Annual Fee. New Innovative Card Design. Blueprint(SM) – free and customizable features Help you avoid unnecessary interest Pay your balances down faster
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed 0% 12 or 6 Months* 13.24%-22.24% Variable* None Yes Good

Best 0% Balance Transfer Credit Card

There are many cards that with balance transfer offers. One top card is the Citi Platinum Select MasterCard. With this card, you can get 0% on balance transfers for 18 months.

Citi® Platinum Select® MasterCard®
	0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based upon your creditworthiness. This APR will vary with the market based on the Prime Rate* Extra Cash from Citi: enjoy discounts on gift cards,travel, merchandise and more Citi® Identity Theft Solutions Secure, free online account management No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed 0% 18 months on Balance Transfers* 11.99% – 19.99%* (Variable) None Yes Good

Best Travel or Miles Credit Card for 2010

Capital One’s “No Hassle” line of miles cards offer exceptional travel rewards. Add to that a zero interest balance transfer and relatively low regular APR, and the No Hassle Miles credit card is our top pick in the travel/miles category.

Starwood Preferred Guest(R) Credit Card from American Express
	Earn up to 25,000 Starpoints (R) – enough for up to 6 free nights at a category 1 or 2 hotel. Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates No annual fee for the first year and $45 thereafter Transfer Starpoints(R) – almost always on a 1:1 basis – to the frequent flyer programs of over 30 major airlines Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners Express Approval. Get a decision in less than 60 seconds.
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed See Terms* See Terms* 15.24% variable See Terms* Yes Excellent

Best Low Interest Credit Card for 2010

Citi® Platinum Select® MasterCard®
	0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based upon your creditworthiness. This APR will vary with the market based on the Prime Rate* Extra Cash from Citi: enjoy discounts on gift cards,travel, merchandise and more Citi® Identity Theft Solutions Secure, free online account management No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed 0% 18 months on Balance Transfers* 11.99% – 19.99%* (Variable) None Yes Good

Best Gas Rebate Credit Card for 2010

TrueEarnings(R) Card from Costco and American Express
	Earn cash back on gas and a $25 statement credit with your first purchase made with the Card. Earn cash back virtually everywhere you go – 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco No Annual Fee with your paid Costco Membership The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card No Limit on the Cash Back earned
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed See Terms* See Terms* 15.24% variable See Terms* Yes Excellent