The New Year has brought with it some extremely rewarding credit card offers. Whether you are looking for cash back rewards, 0% APR balance transfer offers, a credit card for your small business, or points redeemable for travel or shopping, there is a credit card offer to meet your needs.
Listed below are the Best Credit Cards for 2013 as selected by the editors of Credit Card Offers IQ.
Best Cash Back Cards of 2013
The Blue Cash Everyday® Card from American Express is the best cash back credit card to get if you have very good to excellent credit. Earn Cash Back: 3% at US supermarkets, up to $6,000 per year in purchases, 2% at US gas stations & select US dept stores, 1% on other purchases. Terms and limitations apply. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. Cash back is earned only on eligible purchases. There’s no rotating categories, no minimum spend and no enrollment to mess with. This offer also gives you 0% intro APR for 12 months on purchases. Earn 100 Reward Dollars after you make $1,000 in purchases in the first three months of Cardmembership.To apply, check out our Blue Cash Everyday® Card from American Express review.
The Citi® Dividend Platinum Select® Visa® Card is has a reputation for being one of the best cash back cards. It’s got a nice $100 bonus when you spend $500 within 3 months of signing up. Earn 5% cash back from Citi at Home Depot, Home furnishing stores and home and garden stores between 4/1/13 and 6/30/13, with enrollment. The Citi® Dividend Platinum Select® Visa® Card also gives you 1% cash back on all other purchases, and up to 5% cash back when you shop with Citi’s partner merchants. The card offers a 0% introductory APR for 12 months* on purchases and balance transfers.
See our Citi® Dividend Platinum Select® Visa® Card review to apply.
Best Balance Transfer Cards of 2013
The Citi Simplicity® Card is one of the top balance transfer cards because it gives 0% for 18 months*. The card also gives 0% on purchases for 18 months* which makes this a tough competitor. For each balance transfer, you pay just 3% of the amount you transfer as fees, or $5 minimum. This card doesn’t have any rewards program.To apply, check out our Citi Simplicity® Card review.
The Discover IT™ makes the list because it has it all. The card offers an introductory rate of 0% for 14 months* on balance transfers and 0% for 14 months* on purchases. This is ideal when you you need a little extra time to pay off the charges on a big purchase or need to transfer the balance from a high rate card. There is a 3% balance transfer fee. The card also gives 5% cash back in rotating categories and 1% on all other purchase.
Check out our Discover IT™ review for more details.
Best Travel Rewards Card of 2013
The Starwood Preferred Guest® Credit Card from American Express is arguabely one the best travel rewards card available. The best perk about this card is that your rewards can be cashed in for a variety of travel rewards, including a network of hotels as well as airlines.For more details, check out our Starwood Preferred Guest® Credit Card from American Express review.
Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.
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