Best Credit Cards (2010)

2010 has brought with it some extremely rewarding credit card offers. Whether you are looking for cash back rewards, 0% APR balance transfer offers, a credit card for your small business, or points redeemable for travel or shopping, there is a credit card offer to meet your needs. Listed below are the top credit card offers available in 2010 as selected by the editors of Credit Card Offers IQ.

Best Overall Credit Card for 2010

The Discover More card features everything from a 0 interest balance balance transfer, to up to 5% cash back on purchases, to a relatively low regular APR.

Discover® More® Card
	0% APR on Balance Transfers for a FULL 12 months 0% APR on Purchases for a FULL 6 months 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more Up to 1% unlimited Cashback Bonus on all other purchases automatically Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners Instant Response within 60 seconds No Annual Fee
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed 0%* 12 Months* as low as 11.99% Variable* None Yes Excellent

Best 0% APR Credit Card

The Chase Slate card gets top honors for the best 0% APR card. With no annual fee, the card offers zero interest for up to 12 months.

Slate(SM) from Chase
	0% Intro APR for up to 12 months No Annual Fee Pay down balances on your terms with Blueprint(SM) Zero Liability on unauthorized purchases E-mail and text alerts
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed 0% up to 12 Months As low as 13.24% Variable None Yes Good

Best 0% Balance Transfer Credit Card

There are many cards that with balance transfer offers. One top card is the Citi Platinum Select MasterCard. With this card, you can get 0% on balance transfers for up to 12 months.

Citi® Platinum Select® Card
	0% APR* on Balance Transfers and Purchases for up to 12 Months No Annual Fee Citi® Identity Theft Solutions $0 Liability on Unauthorized Purchases Secure, Free Online Account Management Extra Cash from Citi: Enjoy Significant Discounts on Gift Cards, Travel, Merchandise, and More.
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed 0% APR for up to 12 Months Up to 12 Months As low as 11.99%V $0 Yes Very Good

Best Travel or Miles Credit Card for 2010

Capital One’s “No Hassle” line of miles cards offer exceptional travel rewards. Add to that a zero interest balance transfer and relatively low regular APR, and the No Hassle Miles credit card is our top pick in the travel/miles category.

Starwood Preferred Guest(R) Credit Card from American Express
	Earn up to 25,000 Starpoints (R) – enough for up to 6 free nights at a category 1 or 2 hotel. Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates No annual fee for the first year and $45 thereafter Transfer Starpoints(R) – almost always on a 1:1 basis – to the frequent flyer programs of over 30 major airlines Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners Express Approval. Get a decision in less than 60 seconds.
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed N/A N/A 15.24% No annual fee for the first year – $45 thereafter No N/A

Best Low Interest Credit Card for 2010

Citi® Platinum Select® Card
	0% APR* on Balance Transfers and Purchases for up to 12 Months No Annual Fee Citi® Identity Theft Solutions $0 Liability on Unauthorized Purchases Secure, Free Online Account Management Extra Cash from Citi: Enjoy Significant Discounts on Gift Cards, Travel, Merchandise, and More.
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed 0% APR for up to 12 Months Up to 12 Months As low as 11.99%V $0 Yes Very Good

Best Gas Rebate Credit Card for 2010

TrueEarnings(R) Card from Costco and American Express
	Earn cash back on gas and a $25 statement credit with your first purchase made with the Card. Earn cash back virtually everywhere you go – 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco No Annual Fee with your paid Costco Membership The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card No Limit on the Cash Back earned
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed N/A N/A 15.24% No Annual Fee with your paid Costco Membership No N/A