U.S. Bank has three rewards cards that are part of the FlexPerks® rewards program. This program allows members to earn points and then redeem them in a variety of different ways. Whether you want to cash your points in for airline travel, electronics, gift cards, statement credit or more, the choice is up to you. The program is flexible and allows members many choices for redeeming their FlexPoints. All three of the cards below do not charge an annual, the select card waives the fee for the first year. Here are some of the benefits of all three of the cards:
- No Annual Fee
- Used everywhere Visa is accepted
- Earn points for everyday purchases
- Earn bonus points
U.S. Bank FlexPerks® Business Travel Rewards Visa® Card
The U.S. Bank FlexPerks® Business Travel Rewards Visa® Card offers a special introductory rate of 0% on balance transfers for the first 6 months. After the introductory period is over the rate for both purchases and balance transfers is 11.99% to 17.99%, based on your creditworthiness. The APR for cash advances is 20.99% and the penalty APR is 28.99%. As far as rewards go, you will earn 10,000 enrollment FlexPoints once you are approved for the FlexPerks Business Travel Rewards Visa card and once you have spent $500 in purchases on your card. You earn one FlexPoint for every $1 of eligible purchases each billing cycle. As a FlexPerks Business Travel Rewards Visa cardmember, you earn double FlexPoints for gas, office supplies or airline travel purchases, whichever you spend the most on during each monthly billing cycle. You also earn double FlexPoints on most cell phone purchases, including monthly bills, accessories and Internet charges. This card does not charge an annual fee.
U.S. Bank FlexPerks® Travel Rewards Visa® Card
The U.S. Bank FlexPerks® Travel Rewards Visa® Card does not offer a special introductory rate, but does offer 10,000 bonus points after you spend $500 in purchases. The APR will be between 13.99% and 23.99% based on your creditworthiness. This applies to both purchases and balance transfers. In addition, you will earn one FlexPoint for every $1 of eligible purchases charged to your account during each billing cycle. FlexPoints expire five years from the end of the calendar quarter in which they were earned. When you redeem your points, the FlexPoints you earned first will always be the FlexPoints you use first. As a Visa Signature cardmember, you earn double FlexPoints for gas, grocery or airline travel purchases, whichever you spend most on during each monthly billing cycle. You also earn double FlexPoints on most cell phone purchases, including monthly bills, accessories and Internet charges. This card has no annual fee for the first year.
U.S. Bank FlexPerks® Select Rewards Visa® Card
The U.S. Bank FlexPerks® Select Rewards Visa® Card also does not have a special introductory rate, but this card offers 5,000 bonus points after only spending $250. The APR will be between 13.99% and 23.99% based on your creditworthiness. This applies to both purchases and balance transfers. With this card you will earn one FlexPoint for every $2 of net purchases charged to your account during each billing cycle. This card does not charge an annual fee even after the first year.
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