US Bank Offers No Fee 0% Balance Transfer Cards

Important Update: The Discover More card now offers a no fee 0% balance transfer for 12 months.

In a sign that balance transfer offers are back in full swing, US Bank has brought back the no fee balance transfer. On three specialty cards, US Bank is offering a 0% balance transfer for 12 billing cycles with no balance transfer fee.

Here’s a look at each credit card offer, along with links to the card for more information:

Children’s Wish Foundation Select Rewards Visa Platinum Card

The Children’s Wish Foundation Select Rewards Visa Platinum Card from US Bank is designed for those that want to support a nonprofit organization dedicated to fulfilling Wishes for seriously ill children around the world, creating precious smiles and memories their families cherish for a lifetime.

Summary

• No Pre-Set Spending Limit
• Earn 1 reward point with every net purchase dollar charged.
• Redeem points for travel, merchandise, gift certificates, cash back and more!
• Redeem points sooner — start redeeming with just 1,500 points.
• 0.00% APR for the first 12 billing cycles on purchases.
• 0.00% APR for the first 12 billing cycles on balance transfers.
• No annual fee.

The Linux Fund Visa Signature Card

The US Bank Linux Fund Visa Signature credit card is designed for those that want to support Linux and open source software. Each time you buy lunch, gas, a new game box, or a big screen, a portion of your “cardholder rewards” becomes a charitable donation to Free and Open Source Software (F/OSS).

Summary

• No Pre-Set Spending Limit
• Earn 1 reward point with every net purchase dollar charged.
• Redeem points for travel, merchandise, gift certificates, cash back and more!
• Redeem points sooner — start redeeming with just 1,500 points.
• 0.00% APR for the first 12 billing cycles on purchases.
• 0.00% APR for the first 12 billing cycles on balance transfers.
• No annual fee.

Baylor University Alumni Association Visa Signature Card

The Baylor University Alumni Association Visa Signature Card is designed for those that want to support Baylor University.

Summary

• No Pre-Set Spending Limit
• Earn 1 reward point with every net purchase dollar charged.
• Redeem points for travel, merchandise, gift certificates, cash back and more!
• Redeem points sooner — start redeeming with just 1,500 points.
• 0.00% APR for the first 12 billing cycles on purchases.
• 0.00% APR for the first 12 billing cycles on balance transfers.
• No annual fee.

One of the big questions here is whether the US Bank balance transfer offers are the best available. While they are the only 0% offers we know of with no transfer fee, they are not the longest. That honor currently goes to Citi, which offers a card with a 0% balance transfer for 18 months with a 4% transfer fee. Which one is best likely depends on your specific situation, but if you need the cash for more than one year, the Citi offer is probably the best bet. The 18-month card is the Citi Platinum Select MasterCard.