Business Credit Cards

Business credit cards typically offer tremendous benefits such as 0% introductory rates on balance transfers and purchases, cash back, gas rebates and other rewards. For small and home based companies, a business credit card can also be a convenient way to keep your business expenses separate from personal expenses. What follows are some of the best credit cards for business available for you to compare and review. And as always, applying online is quick, easy and secure.

The Business Gold Rewards Card® from American Express OPEN
The Business Gold Rewards Card® from American Express OPEN
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  • For a limited time: Earn 5X points on shipping and advertising for the first 3 months of Card membership.
  • Earn points even faster to get more rewards for your business
  • 3X points on airfare, 2X points on advertising, gas, and shipping, 1X points on everything else*
  • One million rewards from over 500 brands
  • 24/7 support for everything from identity theft to travel emergencies
  • $0 introductory annual fee for the first year, then $175
  • Get unlimited Additional Gold Cards for an additional annual fee of $50 - and this fee is waived for the first year
  • Terms & Restrictions Apply.
Intro APR Intro APR
Period
Regular
APR
Annual
Fee
Balance
Transfer
Credit
Needed
N/A* N/A* N/A* $0.00 1 year, then $175.00* Yes Excellent Credit*

Starwood Preferred Guest® Business Credit Card from American Express OPEN
Starwood Preferred Guest® Business Credit Card from American Express OPEN
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  • Earn up to 25,000 Starpoints®: Receive 10K after your first purchase, and another 15K when you spend $5,000 in 6 months-enough for up to 6 free nights at a Category 1 or 2 hotel
  • Redeem Starpoints at over 1,000 hotels and resorts in nearly 100 countries, and for flights on more than 350 airlines through SPG Flights. No blackout dates.
  • $0 introductory annual fee for the first year, then $65
Intro APR Intro APR
Period
Regular
APR
Annual
Fee
Balance
Transfer
Credit
Needed
N/A* N/A* 15.24-19.24% (Variable)* $0.00 1 year, then $65.00* Yes Excellent Credit*

American Express® Business Gold Rewards Card
American Express® Business Gold Rewards Card
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  • 25,000 Welcome Points. Enough for a ticket almost anywhere in North America. Just purchase $3,000 in the first 3 months
  • Earn 1 point for every dollar in purchases charged to the Card. No caps
  • Earn up to 40,000 bonus points. Every year. 15,000 points when you reach $50,000 in purchases. Another 25,000 when you reach $100,000
  • Get additional Cards for employees. Earn even more points - all on your account
  • More Rewards for you or your Business. Transfer to Aeroplan®*. Instantly. 1 point = 1 Aeroplan®* mile
  • Also transfer points to Delta Air Lines and Cathay Pacific's Asia Miles and access their 27 airline partners
  • Book virtually any trip or vacation. Pay all or part with points. No blackouts
Intro APR Intro APR
Period
Regular
APR
Annual
Fee
Balance
Transfer
Credit
Needed
N/A* N/A* 0.00% (Fixed)* $180.00* Yes Excellent Credit*

The Business Platinum Card® from American Express OPEN
The Business Platinum Card® from American Express OPEN
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  • For a limited time: Earn 25,000 Membership Rewards® points by spending $5,000 in the first 3 months
  • Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in-flight refreshments, and change fees.*
  • 20% Travel Bonus when redeeming with Membership Rewards® Pay with Points
  • Take advantage of 40 premium benefits and rewards, including 24/7 concierge service and dedicated business consultants
  • Complimentary airport club access to 600+ partner lounges, a $950/yr value
  • By Invitation Only: Receive exclusive access to events, ideal for entertaining clients or treating staff, worldwide that aren't available to the general public
  • No pre-set spending limit*
Intro APR Intro APR
Period
Regular
APR
Annual
Fee
Balance
Transfer
Credit
Needed
N/A* N/A* N/A* $450.00* Yes Excellent Credit*

SimplyCash® Business Card from American Express OPEN
SimplyCash® Business Card from American Express OPEN
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  • Get 5% cash back on wireless services and office supply purchases*
  • Get 3% cash back on automobile gasoline*
  • Get 1% cash back on other purchases*
  • No limit to the amount of cash back you can earn
  • Cash back on purchases is automatically credited to your statement each month
  • Save 3%-10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings®*
  • No annual membership fee
Intro APR Intro APR
Period
Regular
APR
Annual
Fee
Balance
Transfer
Credit
Needed
0.00%* 6-12 months on purchases* 12.24-19.24% (Variable)* $0.00* No Excellent Credit*

Capital One® Business Platinum with Preferred No Hassle MilesSM
Capital One® Business Platinum with Preferred No Hassle Miles<sup>SM</sup>
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  • 0% intro APR on all purchases until March 2012
  • No annual fee
  • 3 miles per $1 spent in the category of choice where you spend most, and 1 mile per dollar on all other purchases
  • Redeem miles for travel, cash, merchandise, gift cards, and more
  • Fly on any airline with no blackout dates or seat restrictions
  • There's no limit to the miles you can earn, miles don't expire
  • Image Card—Upload your own logo or image like the one shown here to promote your business everywhere you use your card
Intro APR Intro APR
Period
Regular
APR
Annual
Fee
Balance
Transfer
Credit
Needed
0% intro APR on purchases* until March 2012* 14.99% - 22.99% (V)* None* No Excellent Credit*

Capital One® Venture for BusinessSM
Capital One® Venture for Business<sup>SM</sup>
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  • Earn double miles on every purchase, every day
  • Receive 5,000 bonus miles by signing up for one or more employee cards
  • Get 25,000 bonus miles - just spend $1,000 within the first 3 months
  • Use your rewards for travel, cash back, gift cards, merchandise and more
  • Fly any airline, anytime and your miles don't expire
  • $0 intro annual fee for the first year; $59 after that
  • No foreign transaction fees
  • Exclusive, Award-Winning Customer Service
Intro APR Intro APR
Period
Regular
APR
Annual
Fee
Balance
Transfer
Credit
Needed
N/A* N/A* 13.9% (V)* $0 intro for first year; $59 after that Yes Excellent Credit*

Capital One® Business Platinum
Capital One® Business Platinum
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  • 0% intro APR on all purchases until June 2012
  • Tools to help build business credit
  • $0 Fraud Liability Protection if your card is lost or stolen
  • Automatic credit line increase program
  • Online and Mobile Banking options for easier account management
  • Online Quarterly and Year-End summaries
  • Image Card—Upload your own logo or image like the one shown here to promote your business everywhere you use your card
Intro APR Intro APR
Period
Regular
APR
Annual
Fee
Balance
Transfer
Credit
Needed
0% intro APR on purchases* until June 2012* 19.99% (V)* $39.00* No Fair Credit*

Capital One® Business No Hassle Cash PremierSM
Capital One® Business No Hassle Cash Premier<sup>SM</sup>
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  • Earn 2% cash back on every purchase, every day
  • Get a $100 cash bonus, just spend $1,000 within the first 3 months
  • Receive a $50 cash bonus by signing up for one or more employee cards
  • Get your cash back whenever you want, with no caps or expiration on the cash rewards you can earn
  • Receive cash back as a statement credit, check or gift card. Automatic redemption available.
  • $0 intro annual fee for the first year; $59 after that
  • Image Card- upload your own logo or image to promote your business everywhere you use your card
  • Exclusive, Award-Winning Customer Service
Intro APR Intro APR
Period
Regular
APR
Annual
Fee
Balance
Transfer
Credit
Needed
N/A* N/A* 13.9% (V)* $0 intro for first year; $59 after that Yes Excellent Credit*

Capital One® SparkSM Miles for Business
Capital One® Spark<sup>SM</sup> Miles for Business
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  • Earn 2 miles per dollar on every purchase, every day
  • Get 10,000 bonus miles - just spend $1,000 within the first 3 months
  • Receive 5,000 bonus miles by signing up for one or more employee cards
  • Enjoy exclusive, award-winning customer service
  • $0 intro annual fee for the first year; $59 after that
  • There's no limit to the amount of miles you can earn and miles don't expire
  • Redeem miles for travel, cash back, gift cards, merchandise, and more
  • Fly on any airline, anytime, with no blackout dates or seat restrictions
Intro APR Intro APR
Period
Regular
APR
Annual
Fee
Balance
Transfer
Credit
Needed
N/A* N/A* 13.90% (Variable)* $0.00 1 year, then $59.00* Yes Excellent Credit*

Capital One® SparkSM Cash for Business
Capital One® Spark<sup>SM</sup> Cash for Business
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  • Earn 2% cash back on every purchase, every day
  • Get a $100 cash bonus - just spend $1,000 within the first 3 months
  • Receive a $50 cash bonus by signing up for one or more employee cards
  • Enjoy award-winning small business customer service
  • $0 intro annual fee for the first year; $59 after that
  • Redeem cash rewards anytime, for any amount, even set up automatic redemption
  • Earn unlimited cash rewards that don't expire
Intro APR Intro APR
Period
Regular
APR
Annual
Fee
Balance
Transfer
Credit
Needed
N/A* N/A* 13.90% (Variable)* $0.00 1 year, then $59.00* Yes Excellent Credit*

Capital One® SparkSM Miles Select for Business
Capital One® Spark<sup>SM</sup> Miles Select for Business
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  • Get a 50% bonus on the miles you earn every year
  • Earn 1 mile per dollar on every purchase, every day
  • Save with 0% intro APR until November 2012
  • Enjoy no annual fee
  • Get online Quarterly and Year-End Summaries
  • There's no limit to the amount of miles you can earn and miles don't expire
  • Fly on any airline, anytime, with no blackout dates or seat restrictions
Intro APR Intro APR
Period
Regular
APR
Annual
Fee
Balance
Transfer
Credit
Needed
0.00%* Until 11/2012 on purchases* 14.90-19.90% (Variable)* $0.00* No Excellent Credit*

Capital One® SparkSM Cash Select for Business
Capital One® Spark<sup>SM</sup> Cash Select for Business
Apply Now...
  • Get a 50% bonus on the cash back you earn every year
  • Earn 1% cash back on every purchase, every day
  • Save with 0% intro APR on purchases until November 2012
  • Enjoy no annual fee
  • Get online Quarterly and Year-End Summaries
  • Redeem cash rewards anytime, for any amount, even set up automatic redemption
  • Earn unlimited cash rewards that don't expire
Intro APR Intro APR
Period
Regular
APR
Annual
Fee
Balance
Transfer
Credit
Needed
0.00%* Until 11/2012 on purchases* 14.90-19.90% (Variable)* $0.00* No Excellent Credit*

Capital One® SparkSM Classic for Business
Capital One® Spark<sup>SM</sup> Classic for Business
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  • Enjoy no annual fee
  • Build business credit with eligibility for an automatic credit line increase
  • Earn 1% cash back on every purchase, every day
  • Separate business expenses from personal expenses
  • $0 Fraud Liability if your card is ever lost or stolen
  • Enjoy business benefits including Year-End Summaries, up to 25 employee cards at no additional cost, and experienced small business customer service
Intro APR Intro APR
Period
Regular
APR
Annual
Fee
Balance
Transfer
Credit
Needed
N/A* N/A* 22.90% (Variable)* $0.00* Yes Fair Credit*

Ink Cash(SM) Business Card
Ink Cash(SM) Business Card
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  • Up to $250 cash back bonus - $100 cash back bonus after your first purchase, plus an additional $150 after you spend $5,000 within 3 months!
  • 5% cash back on the first $25,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services
  • 2% cash back on the first $25,000 spent annually at gas stations and restaurants
  • 1% cash back on all other card purchases with no limit to the amount you can earn
  • Cash back rewards do not expire
  • 0% Introductory APR for 12 months
  • No Annual Fee
Intro APR Intro APR
Period
Regular
APR
Annual
Fee
Balance
Transfer
Credit
Needed
0.00%* 12 months on purchases* 10.24% (Variable)* $0.00* Yes Excellent Credit*

InkSM Classic Business
Ink<sup>SM</sup> Classic Business
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  • Up to 25,000 bonus points - 10,000 bonus points after your first purchase, plus an additional 15,000 bonus points after you spend $5,000 in the first 3 months!
  • 5X points per dollar on the first $25,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services
  • 2X points per dollar on the first $25,000 spent annually at gas stations and for hotel accommodations when purchased directly with the hotel
  • 1 point per dollar on all other card purchases with no limit on the amount you can earn
  • Cash back rewards do not expire
  • 0% Introductory APR for 12 months
  • No Annual Fee
Intro APR Intro APR
Period
Regular
APR
Annual
Fee
Balance
Transfer
Credit
Needed
0.00%* 12 months on purchases* 10.24% (Variable)* $0.00* Yes Excellent Credit*

CitiBusiness® World Card
CitiBusiness® World Card
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  • Designed for businesses with an established credit history
  • $100 gift card - when you redeem the 10,000 bonus ThankYou® points received after $300 in purchases within 3 months of account opening
  • 0% intro APR on Purchases for 6 months. After that, 13.24% variable
  • 3 ThankYou points for every $1 spent at certain office supply merchants and on professional services and 1 point for every $1 spent on other purchases
  • Earn rewards for your business expenses, including purchases made on employee cards
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • No Annual Fee*
Intro APR Intro APR
Period
Regular
APR
Annual
Fee
Balance
Transfer
Credit
Needed
0.00%* 6 months on purchases* 13.24% (Variable)* $0.00* No Excellent Credit*

CitiBusiness ThankYou® Card
CitiBusiness ThankYou® Card
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  • Designed for businesses with an established credit history
  • Earn 15,000 bonus ThankYou® points after you make $3000 in purchases within 3 months of cardmembership - enough for $150 in gift cards
  • 0% intro APR on Purchases for 6 months. After that, 13.24% variable
  • Earn 3 ThankYou® points for every $1 you spend on eligible purchases in rotating business categories
  • Redeem points on things for your business or for yourself like business supplies, merchandise, gift cards, travel or even cash
  • No limit to the amount of points you can earn on purchases and points don't expire
  • No Annual Fee*
Intro APR Intro APR
Period
Regular
APR
Annual
Fee
Balance
Transfer
Credit
Needed
0.00%* 6 months on purchases* 13.24% (Variable)* $0.00* No Excellent Credit*

Applied Bank® Visa® Business Card
Applied Bank® Visa®  Business Card
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  • Less than Perfect Credit? No Problem! Easy Approval
  • Have a Hobby or Interest? Take it to the Next Level
  • Sole Proprietors and Entrepreneurs Should Apply
  • Get Your Card Quickly - Express Delivery Service Available
Intro APR Intro APR
Period
Regular
APR
Annual
Fee
Balance
Transfer
Credit
Needed
N/A* N/A* 23.99% (Variable)* $0.00* Yes Fair/Poor*