Business Credit Cards

Business credit cards typically offer tremendous benefits such as 0% introductory rates on balance transfers and purchases, cash back, gas rebates and other rewards. For small and home based companies, a business credit card can also be a convenient way to keep your business expenses separate from personal expenses. What follows are some of the best credit cards for business available for you to compare and review. And as always, applying online is quick, easy and secure.

Discover Business Card
More Details	Earn 5% Cashback Bonus on office supplies, 2% on gas, and up to 1% on all other card purchases Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards or instant eCertificates from over 100 band-name Partners Fee-free PurchaseChecks to pay suppliers that don’t accept credit cards
Intro APR Intro APR Period Regular APR Annual Fee 0% Balance Transfer Credit Needed N/A N/A 10.99% or 18.99% (V) $0 No

Discover Business Miles Card
More Details	Double miles on gas and travel purchases 1 mile for every $1 spent on all other purchases Double miles through Discover’s exclusive online shopping site Redeem miles for travel credits, partner gift cards, Discover gift cards, donations to charity, or cash
Intro APR Intro APR Period Regular APR Annual Fee 0% Balance Transfer Credit Needed N/A N/A 10.99% or 18.99% (V) $0 No

Capital One Visa® Business Platinum with No Hassle Miles℠
More Details	Earn one mile for each purchase dollar spent Flexible redemption options: redeem for travel, cash back, merchandise, and more No limit on the miles you can earn No miles expiration–keep them for the life of your account Fly any airline, with no blackout dates or seat restrictions
Intro APR Intro APR Period Regular APR Annual Fee 0% Balance Transfer Credit Needed 0% until February 2010 As low as 9.99% (V) $0 Yes

Capital One Visa® Business Platinum with Preferred No Hassle Miles℠
More Details	Earn 3 miles for every dollar spent on purchases in your category of choice Earn 1 miles per dollar on all other purchases Redeem miles for travel, cash back, merchandise, and more No limit on the miles you can earn No miles expiration–keep them for the life of your account Fly on any airline with no blackout dates or seat restrictions
Intro APR Intro APR Period Regular APR Annual Fee 0% Balance Transfer Credit Needed 0% until June 2010 14.99% – 22.99% (V) $0 Yes

Capital One Visa® Business Platinum with Double No Hassle Miles℠
More Details	Earn 2 miles for every dollar spent Redeem miles for travel, cash back, merchandise, and more No limit on the miles you can earn No miles expiration–keep them for the life of your account Fly on any airline with no blackout dates or seat restrictions
Intro APR Intro APR Period Regular APR Annual Fee 0% Balance Transfer Credit Needed N/A N/A 17.99% (V) $0 (1st year); $39 thereafter No

Capital One Visa® Business Platinum Card
More Details	0% introductory APR on purchases until February 2010 0% introductory APR on transferred balances until February 2010 Credit line up to $10,000 No annual fee
Intro APR Intro APR Period Regular APR Annual Fee 0% Balance Transfer Credit Needed 0% until February 2010 As low as 14.99% (V) $0 Yes

The American Express Gold Card from OPEN
	Unlimited Rewards Potential – There is no limit to the number of Membership Rewards points you can earn and points have no expiration date Redeem points for travel, gift cards, and merchandise for you and your business Earn 25,000 additional points each year if you shift $50,000 of your business purchases onto the Card Save 3-25% on everyday business expenses at partners like FedEx, Hertz and more
Intro APR Intro APR Period Regular APR Annual Fee 0% Balance Transfer Credit Needed N/A N/A N/A $125/year ($0 1st year) No

The American Express Business Platinum Card®
	Complimentary access to over 125 airport clubs worldwide Access to 1,000 internet-equipped Regus business lounges in 450 major cities worldwide Preferred treatment at over 550 of the finest hotels and resourts, including late checkout Personal Concierge to assist with dining reservations, meetings, gifts, and more Complimentary enrollment in the Membership Rewards First® program Save 3-25% on everday business expenses from FedEx, Hertz® and more
Intro APR Intro APR Period Regular APR Annual Fee 0% Balance Transfer Credit Needed N/A N/A N/A $450/year No

American Express Starwood Preferred Guestd® Business Credit Card
	Earn 10,000 bonus Starpoints® with your first purchase–enough for up to 3 free nights Earn 1 Starpoint for virtually every dollar you spend Free Award Nights at Starwood hotels, including Westin®, Sheraton®, and W Hotels® with no blackout dates Award flights on over 30 airline partners Won the 19th Annual Freddie Award for Best Affinity Credit Card Save 3-25% on everyday business expenses from FedEx, Hertz® and more
Intro APR Intro APR Period Regular APR Annual Fee 0% Balance Transfer Credit Needed 2.90% 6 months 13.24% $45/year (none 1st yr.) No

American Express Gold Delta SkyMiles® Business Credit Card
	Earn up to 25,000 bonus miles, enough for a roundtrip domestic Award Ticket No annual fee in the first year – a $95 value 2 miles for every eligible dollar spent on qualifying Delta and Northwest flights 1 mile for every eligible dollar spent No seat restrictions or blackout dates on Delta and Northwest flights by using the exclusive Pay with Miles feature Receive a $99 Companion Certificate upon renewal, redeemable online at delta.com Save 3-25% on everyday business expenses from FedEx, Hertz® and more
Intro APR Intro APR Period Regular APR Annual Fee 0% Balance Transfer Credit Needed N/A N/A 13.24% $95/year (none 1st yr.) No

American Express Blue for Business® Credit Card
	Built-in ExpressPay technology that lets you make small purchases fast without swiping your Card Option to enroll in Membership Rewards Express® program fee-free Flexible rewards for you or your business Save 3-25% on everyday business expenses from FedEx, Hertz® and more
Intro APR Intro APR Period Regular APR Annual Fee 0% Balance Transfer Credit Needed 0% up to 15 months 9.24% – 16.24% $0 No

American ExpressJetBlue Business Card
	Save 5% on JetBlue® flights purchased with the JetBlue Business Card Receive 50 TrueBlue® points after your first purchase TrueBlue points don’t expire. Every time you earn one TrueBlue point (by using your Card or flying JetBlue), American Express extends the life of all of your TureBlue points for one year Earn 1 Award Dollar for virtually every dollar spent Earn double Award Dollars on gas, car rentals, office supplies, wireless phone charges, and JetBlue purchases Save 3-25% on everyday business expenses from FedEx, Hertz® and more
Intro APR Intro APR Period Regular APR Annual Fee 0% Balance Transfer Credit Needed N/A N/A 13.24% $40 No

American Express True Earnings® Business Card
	4% for annual gasoline purchases of up to $6,000 (1% thereafter), 3% for restaurants, 2% for travel, and 1% everywhere else including Costco Earn more cash back with Additional Cardmembers It’s your Costco membership and American Express® Business Card on one Save 3-25% on everyday business expenses from FedEx, Hertz® and more
Intro APR Intro APR Period Regular APR Annual Fee 0% Balance Transfer Credit Needed 0% 3 months 13.24% No annual fee with your paid Costco membership No

American Express SimplyCash® Business Card
	Earn 5% cash back on wireless service and office supplies Earn 3% cash back on automobile gas purchases of up to $12,000 per year; 1% thereafter Earn 1% cash back on virtually all other purchases There is no limit to the amount of cash back that can be earned and your cash back is automatically credited to your statement each month Save 3-25% on everyday business expenses from FedEx, Hertz® and more
Intro APR Intro APR Period Regular APR Annual Fee 0% Balance Transfer Credit Needed 0% 12 months 7.24% – 16.24% No annual fee No

Chase Business Card with Premier Cash Rebate
	Earn up to 3% cash back for every dollar you spend on eligible business purchases Earn 1% cash back on all other purchases Free additional cards for your employees Choose your own billing date and preferred payment method
Intro APR Intro APR Period Regular APR Annual Fee 0% Balance Transfer Credit Needed 0% 6 months 10.24% – 16.24% (V) No annual fee Yes

Bank of America WorldPoints Rewards for Business™ Visa® Card
	Earn upto 2 points for every $1 in net retail purchases No annual fee 0% intro APR on purchases Redeem your WorldPoints® rewards for gift certificates, merchandise, cash, travel with no blackout dates, car rentals and hotel rewards
Intro APR Intro APR Period Regular APR Annual Fee 0% Balance Transfer Credit Needed 0% 9 months Prime + 5.99% or 15.99% $0 No

Bank of America Cash Rewards for Business Visa® Card
	Upto 3% cash back on purchases No annual fee 0% intro APR on purchases Use Online Banking to see your account balance, view transactions, pay your bills, and more
Intro APR Intro APR Period Regular APR Annual Fee 0% Balance Transfer Credit Needed 0% 9 months Prime + 5.99% or 15.99% $0 No

Bank of America Visa® Business Credit Card
	No annual fee 0% intro APR on balance transfers Competitive APR Online Banking and easy downloading into QuickBooks®
Intro APR Intro APR Period Regular APR Annual Fee 0% Balance Transfer Credit Needed 0% 12 months Prime + 4.99% or 15.99% $0 Yes

Bank of America Platinum Plus® Business MasterCard®
	No annual fee 0% intro APR on balance transfers Employee cards with spending limits you control
Intro APR Intro APR Period Regular APR Annual Fee 0% Balance Transfer Credit Needed 0% 12 months Prime + 4.99% or 15.99% $0 Yes