The Capital One® Classic Platinum Credit Card is a MasterCard® for individuals with average credit or limited credit history. This card has a 0% introductory rate on all purchases and a low annual fee of $39. The go-to interest rate is 17.90-22.90% (Variable)* and the card has no balance transfer fee, which is great if you plan to transfer balances from another card with a higher interest rate.
With this card, you can upload your favorite image to create your own unique card design. This is a great feature for those who want to have a card plastic that looks different from the standard credit card in most everyone else’s wallet. Capital One guarantees protection if this card is lost or stolen by offering $0 Fraud Liability. If you have less than perfect credit or just not enough credit built up, the Capital One® Classic Platinum Credit Card is the card for you.
Additional Card Details
- 24-hour travel assistance gives you a replacement card and cash advance
- Travel accident insurance
- Auto rental insurance—use your card to rent a car and you’re covered for collision, damage and loss
- No foreign transaction fees
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