Capital One® Platinum Credit Card

The Capital One® Platinum Credit Card is a MasterCard® for people with average credit or limited credit history. This card has a low $19 annual fee which is waived for the first year. The interest rate is 24.90% (Variable)* and the card has no balance transfer fee, which is great if you plan to transfer balances from another card with a higher interest rate.

$0 intro annual fee for the first year; $19 after that
Image Card - personalize your card with an image of your choice
$0 Fraud Liability if your card is lost or stolen
Monitor your spending with free text message alerts

With this card, you can upload your favorite image to create your own unique card design. This is a great feature for those who want to personalize their card and have a different look from all the other cards inmost people’s wallet. Capital One guarantees protection if your card is lost or stolen by offering $0 Fraud Liability. If you have less than perfect credit or just not enough credit built up, the Capital One® Standard Platinum Credit Card is the card for you.

Additional Card Details

24-hour travel assistance gives you a replacement card and cash advance
24-hour roadside assistance
Extended warranty program
Travel accident insurance
Auto rental insurance—use your card to rent a car and you’re covered for collision, damage and loss
No foreign transaction fees

Capital One® Platinum Credit Card