4 Credit Cards that Offer Sweet Sign Up Bonuses

We can all use some extra cash from time to time. And with some of the best credit card offers, you can earn a $100 bonus in the form of cash, a statement credit, or gift cards. We’ve put together a list of those $100 offers all in one place for easy comparison.

The Chase Freedom® Visa - $200 Bonus Cash Back is ranks first on our list because this card gives $200 cash back. All you have to do is $500 within the first 3 months and you will get your 200 bucks. This breaks down to just spending $166 each month. In addition, this is a solid rewards card because you get 5% cash back for every dollar you spend in rotating categories and 1% cash back on all your other purchases. The rate you receive will be between 15.99%-22.99%*(Variable), based on your creditworthiness.

With the American Express® Gold Card you will earn 10K Membership Rewards® points which are redeemable $100 in gift cards. You are eligible once you make $1,000 in purchases in the first 3 months. Amex cards like this one are know for their exclusive access to select concerts, shows, and major sporting events. When it comes to rewards you’ll earn one point for every dollar you spend.

Next on our list is the Chase Sapphire® Card because of it’s limited time bonus offer. You can earn 25,000 bonus points after you spend $3,000 in the first 3 months. That turns out to be $250 toward a flight or any other reward you choose. This is a great travel rewards card because you earn double points on airfare purchased through the Travel Booking Tool. You also earn 1 point for every $1 you spend on all your other purchases.

There’s nothing better than cold hard cash and that’s exactly what you get with the Citi® Dividend Platinum Select® Visa® Card. As a bonus you can get $100 cash back after $500 in purchases within the first 3 months. If that’s not enough to convince you then how about this – the card comes with a 0% introductory APR for 12 months on balance transfers and purchases*.

American Express Membership Rewards Express Program

American Express offers some of the best rewards programs. The American Express Membership Rewards Program allows you to do the things you love the most by providing you with a wide range of dining, shopping, entertainment, and travel rewards. You can earn points fast and it’s easy to redeem them whenever you want. You can use your points in whatever way you want and your points never expire. There is no limit on the number of Membership Rewards points you can earn. This means you can save up for as long as you wish and get the rewards you really want.

Earning Points

When you shop online you will earn extra points, 10x points to be exact. There are over 300 brands to shop at the Earn Points section. With the Points Advance option you can get an advancement of points which will allow you to get what you want even when you come up short. If you need to purchase extra points that’s not a problem either. These features allow you to always get what you want and be in total control of your rewards.

Using Points

When it comes to redeeming your points there are over 200 brands you can choose from to meet your dining, shopping, and entertainment needs. You can also fly any airline anytime! You can fly when you want on any airline with Pay with Points. There are no restrictions or blackout dates and you even have the option to pay for your ticket in part points and charge the rest to your card. Hotels, cruises and vacation packages are also included in this. With the Express Hotel Card you can cover all your hotel expenses such as the cost of your stay, or use it at the spa or the bar. Amex always have special limited time offers for cardmembers and you can use your points for these deals too. Whether it’s for concert tickets, name-brand electronic, travel experiences or vacation packages, you can use your points.

Eligible American Express Membership Rewards Express Cards

The Blue for Business® American Express is the no annual fee business credit card that can earn you valuable membership rewards points in addition to valuable benefits designed for your business. Redeem your points for gift cards, business travel, electronics, or a night out with your best client.

The American Express® Platinum Business Card is designed for businesses that are seeking a no annual fee business card. This card can earn you valuable membership rewards points as well as it provides benefits designed just for your business. You can redeem your points for gift cards, business travel, electronics, or a night out.

The Zync from American Express(SM) Zync is a charge card designed for young adults. The card must be paid in full each month and has a low $25 annual fee. There are no special bonus offers of 0% rates with the card. This card offers a cool rewards program designed just for the lifestyle of young adults.

The Blue from American Express® is a no annual fee card designed for those that want a card that allows you to pay your balance off over time. The card also offer 0% on purchases for either 6 or 9 months based on your creditworthiness.

Branded Credit Cards for the Avid Sports Fan



Are you a sports fan looking to make your loyalty known? Interested in grabbing exclusive team merchandise? A fan-focused credit card might be right for you. Major sports leagues have begun offering cards tailored to their fans, some with special, exclusive rewards.  Here’s your guide on where to find your favorite sports team’s credit card.

National Football League

Barclays and the National Football League just announced that they’ve reached an agreement to market exclusive NFL branded credit cards. The cards will be issued in September. Until then, fans interested in becoming card carriers can look forward to earning points for every dollar spent, which are redeemable for tickets, and merchandise unavailable anywhere else.

Before the recent agreement between Barclay and the NFL, fans were able to show their support and earn rewards through the Bank of America Extra Points program.  Card carriers earned points for every dollar spent, and could redeem them for jerseys, t-shirts, tickets, all-access passes, gift cards, and publications. If you’re a current carrier of an NFL Extra Points card, act fast to redeem any points you have remaining; they’re only good until August 31.

Major League Baseball

MLB offers the Extra Bases Card. Card carriers can receive a card bearing either the MLB logo, or the logo of their favorite team. The extra bases card offers plenty of enticing rewards. Card-carrying fans can earn

  • Unique Experiences – Such as invites to special events with team members, ceremonial stadium tours, or the chance to throw a first pitch
  • Merchandise – Including gift certificates, personalized team bats, jerseys, caps, and more
  • Tickets to regular or spring season games
  • Autographed Items
  • Publications – Like programs and magazines; and cash and travel
  • Cash
  • Travel Rewards

The MLB Extra Bases Card is currently issued through Bank of America

National Hockey League

The NHL offers cards bearing the league’s logo along with any one of its 30 teams. You’ll earn points on every dollar spent in retail purchases. They’re redeemable for standard rewards: cash back, travel (no blackout dates), car rental, hotel accommodations, merchandise, or gift certificates. And, the card comes along with exclusive Ultimate Access™ rewards which allows you to redeem points for unique fan experiences, access to players, marquee events, exclusive designer items, sports memorabilia, and exclusive collectibles.

The NHL Ultimate Access™ Credit Card is issued by Bank of America

NASCAR

If you’re interested in supporting your favorite driver then the NASCAR RacePoints Platinum Plus Visa is just for you.  The card bears the NASCAR logo and stylized number of your choice of racer.  Every dollar you spend will earn points that can be redeemed for exclusive NASCAR memorabilia, merchandise, once-in-a-lifetime experiences, tickets, and more.

NASCAR has gained a large amount of popularity in the last five years and of all the credit cards on this list, this one is in the most wallets of Americans.  The NASCAR RacePoints Platinum Plus Visa is issued by Bank of America.

For a fan interested in unique memorabilia or team experiences, these cards are worth looking into but never forget how to spend with a credit card responsibly. The best way to use a rewards program is to buy with the card to earn the points, and pay the balance down as soon as possible. Remember, rewards programs can often come with a higher interest rate and, you earn points based on purchases, not interest paid. Use the card and pay down the balance, then you’ll walk away with rewards without spending an extra penny.

3% Cash Back Credit Card Offers

With folks looking to save as much money as possible, we put together this list of credit cards that pay up to 3% cash back on select purchases:

Chase Freedom

  • Earn a 1% rebate for each $1 of net purchases
  • additional 1% rebate for each $1 of eligible airfare net purchases
  • Earn 3% cash back between different categories of gas, home improvement, and department stores
  • 0% APR on purchases for 6 months
  • 0% APR on balance transfers for 12 months

The Chase Freedom card offers cash back on purchases such as gas, groceries and fast food. If you are an online shopper this card is part of the Chase Rewards Plus program that offers up to 10% cash back when shopping online. With this card there are no annual fees and the card offers a 0% Intro APR.

True Earnings Card from Costco and Amex

  • pays 3% cash back on up to $3,000 in gasoline purchases (1% thereafter)
  • earn 3% cash back at restaurants
  • 2% cash back for travel
  • 1% cash rewards everywhere else, including Costco

The True Earnings Card from Costco and American Express is a cash back rewards card that can earn you cash wherever you shop, not just Costco. The TrueEarnings card also offers a $25 statement credit after your first purchase is made with the card. There is no annual fee if you have a paid Costco Membership. The card also offers a 0% introductory rate on purchases for six months.

Discover More Card

Although the Discover More card pays up to 5% cash back, we thought we’d include it as well:

  • 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
  • 5% to 20% Cashback Bonus at top retailers through the online shopping site
  • Up to 1% Cashback Bonus on all other purchases automatically

The Discover More credit card offers cash back in categories like travel, home, gas, restaurants, movies. The card also offers a 0% Intro APR for the first 6 months on purchases as well as 0% for 12 months on Balance Transfers. As a bonus, the card allows you to increase, even double, your rewards when you redeem for gift cards from the 100 Cashback Bonus Partners. The card has no annual fee.

The Best Credit Card Offer for Your Spending Style

Ric Romero, a consumer specialist and reporter for ABC7 Eyewitness News, recently published an interesting article about credit cards and spending style. The idea is to pick a credit card that best suits your spending habits. Ric’s story broke spending style into three categories: (1) frequently flyers, (2) Shoppers, and (3) those that carry balances from month to month. following that approach, here are some of the top card offers to consider for each spending style.

Travel Hound

Ric’s recommendations:

Citi Forward: The Citi Forward is one of our favorites. You can earn up to 8,500 bonus points, plus points each month for purchases. Citi has also implemented a unique approach to interest rates. Use the card responsibly, and Citi will lower your interest rate.

Bank of America Alaska Airlines Visa: You can earn up to 25,000 bonus miles after qualifying transactions. Of course, if you don’t fly Alaska Airlines frequently, you won’t benefit from many of the card’s features.

Some more suggestions:

American Express Starwood Preferred Card: This is our top rated travel card. Not only can you earn up to 25,000 bonus Starpoints, but these points can be used for travel on just about any airline as well as free stays at Starwood hotels.

Discover Miles: The Discover Miles card offers up to 12,000 bonus miles plus triple miles for on up to $3,000 in travel and restaurant purchases each year. There is no annual fee and the miles never expire.

Shopaholic

Ric’s recommendations:

Bank of America Cash Rewards Visa: An excellent cash back choice, the BofA Cash Rewards Visa pays up to 3% cash back on purchases and gives you a 25% bonus on cash redemption of $300 or more.

Chase Freedom(SM): Earn up to 3% cashback on select categories of purchases that rotate throughout the year, plus 1% on all other purchases. The Chase Freedom(SM) card also comes with 0% APR introductory offers on both purchases and balance transfers.

Some more suggestions:

Discover More: This is the card I use almost everyday. With up to 5% cash back, 0% APR on purchases and balance transfers, and a first-class website, the Discover More card is hard to beat.

American Express Blue Cash: Blue Cash is one of the best cash back cards available, particularly if you are a big spender. It is a tiered card with top cash back payouts kicking in after $6,500 is put on the card each year.

Those with Balances

Ric’s Recommendations:

U.S. Bank Visa Platinum: The U.S. Bank Visa Platinum offers 0% APR on balance transfers for 12 months with a 3% balance transfer fee.

Wells Fargo Secured Visa: This one is an odd choice to include with other balance transfer cards. It’s a secured visa, meaning you have to deposit funds equal to your credit limit. If you are looking for a 0% APR card, this is not the right choice.

Some more suggestions:

Citi Platinum Select: With 0% APR for 21 months on both balance transfers and purchases, this is one of our top picks for low interest cards.

Slate(SM) from Chase: With terms similar to the Citi Platinum, Chase Slate offers 0% intro on purchases and balance transfers for up to 12 months.

The Best Credit Card For a Large Purchase

Which credit card is best when making a large purchase? We believe the answer depends in part on what you are buying. For example, if it’s an expensive vacation, an airline or travel rewards card might be best because you can earn more rewards. If it’s a home renovation, a cash back card might be the best option. You also might want to consider a 0% APR card to avoid fiance charges or a card with a low interest rate. Of course, a low or no interest rate card only matters if you intend to pay off the balance over time. With that being said, here are 5 cards that might be beneficial to consider when you make a large purchase.

Credit Cards for Large Purchases

Cash BackTravel Rewards0% Intro RateLow Interest Rate
Discover More
XXX
Amex Starwood
X
Chase Freedom(SM)
XXX
Chase Slate
XX
Citi Select
XX

Here are details on each card:

Discover® More Card – $50 Cashback Bonus
Discover® More Card - $50 Cashback Bonus
Apply Now...
  • Get $50 Cashback Bonus when you make $250 in purchases within 3 months
  • 0% intro APR on balance transfers for 12 months, then the variable APR of 11.99% – 20.99%
  • 0% intro APR on purchases for 6 months, then the variable APR of 11.99% – 20.99%
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • No Annual Fee

Intro APRIntro APR
Period
Regular
APR
Annual
Fee
Balance
Transfer
Credit
Needed
0%*12 months*11.99% – 20.99% (Variable)*NoneYesExcellent

Starwood Preferred Guest(R) Credit Card from American Express
Starwood Preferred Guest(R) Credit Card from American Express
Apply Now...
  • Starpoints(R) BONUS: 10K with your first purchase and another 15K when you spend $15k within 6 months – enough for up to 6 free nights at a category 1 or 2 hotel.
  • Redeem Starpoints for free nights at over 1,000 hotels and resorts in nearly 100 countries and for free flights on over 350 airlines – all with no blackout dates.
  • Earn at least 4 Starpoints per eligible dollar at participating hotels & resorts
  • 2011 SmarterTravel(R) Award for “Best Travel Rewards Card”
  • Enjoy the first year with no annual fee — a savings of $65.
Intro APRIntro APR
Period
Regular
APR
Annual
Fee
Balance
Transfer
Credit
Needed
See Terms*See Terms*15.24% variableSee Terms*YesExcellent

Chase Freedom® Visa – $100 Bonus Cash Back
Chase Freedom® Visa - $100 Bonus Cash Back
Apply Now...
  • Earn $100 Bonus Cash Back after you make $800 in purchases in your first 3 months
  • 5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly enrollment and maximum.
  • Unlimited 1% Cash Back on all other purchases with no spending tiers
  • Up to an additional 10% cash back when you shop online at select merchants through Chase
  • No Annual Fee

Intro APRIntro APR
Period
Regular
APR
Annual
Fee
Balance
Transfer
Credit
Needed
N/AN/A12.99%-22.99% Variable*NoneNoExcellent

Slate® from Chase
Slate® from Chase
Apply Now...
  • 0% Intro APR for up to 15 months – a variable APR as low as 11.99% – 21.99% after your 0% ends
  • Slate with Blueprint(SM) helps you pay down your balances faster and save on interest
  • Transfer your higher rate balances
  • No Annual Fee

Intro APRIntro APR
Period
Regular
APR
Annual
Fee
Balance
Transfer
Credit
Needed
0%up to 15 months11.99%-21.99%*(Variable)NoneYesExcellent

Citi® Platinum Select® MasterCard®
Citi® Platinum Select® MasterCard®
Apply Now...
  • 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 11.99%-20.99% based upon your creditworthiness.
  • Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
  • Citi® Identity Theft Solutions
  • Secure, free online account management
  • No annual fee*

Intro APRIntro APR
Period
Regular
APR
Annual
Fee
Balance
Transfer
Credit
Needed
0%21 months on Balance Transfers*11.99% – 20.99%* (Variable)NoneYesExcellent

American Express Blue Review

Review of the American Express Blue Credit Cards–Blue, Blue Cash, and Blue Sky

While perhaps best known for its charge cards, American Express also as an award winning line of credit cards called American Express Blue. There are three cards offered: Blue, Blue Cash, and Blue Sky. Each card is designed with different rewards, depending on what you want from your credit card. Will review each, with links to the official americanexpress.com website that has more information on each card and an online application. To begin, here is a quick comparison of the cards:

Blue Sky from American ExpressSMBlue Cash® from American ExpressBlue from American Express®
SummaryEarn free travel fast with no annual fee and no blackout dates or restrictions.
More Details
Use points for flights on any airline, stays at any hotel, and car rentals with any company.
Earn up to 5% cash back with no annual fee and cash rewards.
More Details
Track your cash back and get tips for earning more with Cash Tracker tools.
Earn great rewards without an annual fee.
More Details
Transfer Membership Rewards® points to more than 20 frequent flyer and guest programs.
Good ForFree travel with zero restrictions and no annual feeUnlimited cash rewards with no annual feeRewards and no annual fee
Rewards ProgramPoints from Blue SkyCash back rewardsMembership Rewards Express® program
How You Earn Points or MilesEarn 1 point for every eligible dollar you spend.Earn up to 5% cash back at supermarkets, gas stations and drugstores, plus up to 1.25% cash back for all other eligible purchases1 point for every eligible dollar. 2X points at the American Express Travel website. 2X - 10X with select partners
Using Points or Miles for Rewards
Redeem 7,500 points for $100 off virtually any travel purchase including airlines (with no blackout dates), hotels, cruises and car rentalsReceive your annual rebate as a credit on your statement one month following your Card Anniversary dateUse points for rewards from over 500 brands

Blue from American Express®

Blue from American Express is a points card that offers 0% APR for 6 months with no annual fee. Cardholders earn points virtually every time they use the card, and 2X points when the card is used to shop online at the American Express Bonus Points Mall®. And Amex awards 3X points when you shop with select online retailers like Apple, Barnes & Noble at the Bonus Points Mail®. Once earned, points can be used to buy merchandise or to pay for travel with no blackout dates.

American Express Blue Sky

Blue Sky is a travel rewards credit card especially designed for frequent flyers. The card awards 1 point for virtually every $1 spent. The key benefit of this card, however, is in its redemption rewards. Blue Sky points are worth 33% more than many other points programs. With Blue Sky, it takes just 7,500 points to earn a $100 statement credit for any travel purchase. As with the Blue card, Blue Sky offers 0% APR for 6 months and has no annual fee.

American Express Blue Cash

Amex Blue Cash is one of the few 5% cash back cards. Here’s how it works. For each 12 billing cycle period, purchases up to a total of $6,500 earn 1.0% if they are for groceries, drug stores, or gas, and 0.5% on everything else. Once you’ve spent a total of $6,500 on the card, the cash back rewards jump to 5% for groceries, drug stores, and gas, and 1.25% on everything else. the card also offers 0% APR for 6 months with no annual fee.

Blue Cash EverydaySM from American Express
Blue Cash Everyday<sup>SM</sup> from American Express
Apply Now...
  • Earn a $100 cash back bonus after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
  • 0% intro APR on purchases for 12 months, flexibility to pay over time
  • Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
  • No spend minimum, No enrollment, and No rotating rewards categories
  • Get a $25 Referral Bonus for each friend or family member who is approved for the Card
  • No annual fee, flexibility to pay over time
Intro APRIntro APR
Period
Regular
APR
Annual
Fee
Balance
Transfer
Credit
Needed
N/A* for transfersfor 12 months17.24%-22.24% Variable$0*YesExcellent Credit*

Blue Sky from American ExpressSM
Blue Sky from American Express<sup>SM</sup>
Apply Now...
  • No annual fee
  • Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel- anytime
  • Pay your bill all at once, or over time. It's up to you.
  • Blue Savings Program®: big deals on big brands, all the time
  • Rated "Best Airline Credit Card" by Card Ratings Consumer's Choice Awards in 2010
  • Get approved in 60-seconds
Intro APRIntro APR
Period
Regular
APR
Annual
Fee
Balance
Transfer
Credit
Needed
N/A* for transfersfor 12 months17.24%-22.24% Variable$0*YesExcellent Credit*

List of Credit Cards that Pay Cash Back for Gas

There are a variety of credit cards offers that give rebates on gasoline purchases. Some cards can only be used at specific gas stations and other cards can be used at any station. Below is a list of credit cards that offer special rebates when used at Gas stations. Always be sure to check the terms and conditions for each card as rates and fees may change.

Cards with Gas Rebates at Any Station

  • American Express TrueEarnings Card from Costco: You earn 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 3% for restaurants, 2% for travel, and 1% everywhere else, including Costco. There is a 0% intro APR for 6 months, then Prime Rate plus 11.99%. The applicant must be a current member of Costco in good standing. If your Costco membership has expired you need to renew it prior to taking advantage of this offer.
  • Discover More Card: You earn 5% Cashback Bonus® in categories like gas, home, travel, restaurants, movies and more. You earn 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site and up to 1% Cashback Bonus on all other purchases automatically. The card offers a 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers. After the intro period the variable APR is between 8.74% and 15.74% plus the prime rate.
  • Chase Freedom(SM)Card : You earn 3% Bonus Cash Back Offers in Categories Like Gas, Home Improvement and Department Stores. Earn 1% Cash Back on Every Purchase with no Spending Tiers or Caps on how much you can earn. You can also take advantage of a 0% intro on balance transfers for up to 12 months.
  • Discover® Student Card: You earn 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants and more. Earn 5% to 20% Cashback Bonus through ShopDiscover and up to 1% unlimited Cashback Bonus on all other purchases automatically. The card offers a 0% Intro on purchases until the last day of the billing period ending during June 2010. The standard variable APR is 11.74% plus the prime rate.

Cards Designed for Gas Rebates at Specific Stations

  • Chevron Texaco Visa Card: You earn 10¢ per gallon in fuel credits on fuel purchases made at Chevron and Texaco, 3% in fuel credits on non-fuel purchases at Chevron and Texaco and 1% in fuel credits on all other non-fuel purchases everywhere Visa cards are accepted. A maximum of $300 in total Fuel Credits may be accrued and redeemed in any calendar year. The variable APR is based on your credit history and is between 7.99% plus the prime rate (but no lower than 13.49%) and 14.99% plus the prime rate (but no lower than 20.49%).
  • ExxonMobil MasterCard: You can earn 15 cents per gallon rebates on gasoline purchases at more than 11,000 Exxon and Mobil stations nationwide. Each year, earn up to 2% rebates on your first $10,000 spent on other eligible purchases, and 1% on other eligible purchases over $10,000. Take advantage of 0% APR on all purchases you make with your ExxonMobil MasterCard for 6 months. The variable APR is based on your credit history and is between 7.99% and 11.99% plus the prime rate.
  • Shell MasterCard: You earn 5% rebates on Shell gasoline purchases. Plus earn 1% rebates on all other purchases made everywhere else. The variable APR is 7.99% plus the prime rate. For the first 12 months there is no annual fee, thereafter $20 per year but it will be waived if you have 9 or more transactions.

List of the Best Credit Card Offers for the Holidays

With Christmas right around the corner, it’s the perfect time to review some of the best credit card offers for the holidays. Whether you spend a little or a lot this holiday season, you can save a ton of money by using the right credit card for purchasing gifts. Use the wrong card, and you’ll end up missing out on some potential savings.

The best holiday cards fall into one of three categories: cash back, 0% APR, or travel rewards. Depending on what your financial goals are, picking the right card is really pretty easy. We’ll start with the Credit Card Offers IQ editor’s pick for the best holiday card, and then we will review several other top picks in each category.

Holiday Credit Card Editor’s Pick

The editor’s pick is an easy choice–the Chase Freedom(SM) card. The Chase Freedom(SM) card gets our editor’s pick because it combines several features that make for a great credit card for the holidays (or anytime for that matter). First, it offers 1% cash back on all purchases, and up to 3% cash back on select categories of purchases. Second, the Freedom card offers a 0% intro on balance transfers for up to 12 months. If you’d like more information about this card or to apply only, visit the Chase Freedom website by clicking here.

Holiday Cards with Cash Back

One of the best cash back credit cards for the holidays is the Discover More Card, and this is the card we use for our daily purchases. The Discover More card offers up to 5% cash back on select categories that change every three months. Otherwise, the card offers up to 1% depending on how much you spend.

In addition, the card offers 0% APR on purchases and balance transfers for 6 months. If you’d like more information about the card or to apply online, visit the Discover More website by clicking here.

If you shop at Costco a lot, another great option is the TrueEarnings Card by Costco and American Express. This card pays cash back as follows: 3% for gasoline, for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco. Because Costco does not accept other credit cards, this is the best cash back card available for Costco purchases.

the card also offers a $25 statement credit after the first purchase. And there is no annual fee with a paid Costco membership. For more information or to apply online, visit the American Express TrueEarnings page by clicking here.

Holiday Cards with 0% APR

If buying gifts interest fee is the most important feature for you, consider the Slate card by Chase. This card offers a 0% APR interest on purchases and balance transfers for 12 months. And the card charges no annual fee. You can get more information from Chase by clicking here.

Holiday Cards for Travel Rewards

If you love to travel, holiday spending can be a great way to earn points from the right credit cards. The Chase Sapphire card is a points card that can be used for travel rewards. The card is great for holiday shopping because it offers 10,000 bonus points to new card holders, which is good for a $100 statement credit. And it has no annual fee. Visit Chase Sapphire for more information and to apply for the card.

Credit Card Offers for Young Adults

As a young adult building strong credit and financial history is one of the most important things you can do. The financial decisions you make today can affect every aspect of your life in either a positive way or a negative way. With financial independence comes a whole new set of freedoms and possibilities. This article lists four credit cards that are geared towards establishing credit for young adults.

Capital One® Cash Rewards for Newcomers

Editor's Pick

Capital One® Cash Rewards for Newcomers

  • A card designed to help those new to the U.S. establish credit and earn cash back
  • Build credit with automatic reporting to the three major credit bureaus
  • Get 2% cash back on travel purchases
  • Earn 1% cash back on all other purchases
  • No foreign transaction fees
  • No annual fee

Citi Forward Card for College Students

The Citi Forward credit card designed for college students is an excellent option for those just starting out. It comes with the following features:

  • No Cosigner required
  • APR reduction on purchases when using credit wisely
  • 100 ThankYou Points each billing period that you pay on time and stay under your credit limit
  • Earn 1,000 points after you sign up for paperless statements within the first 3 months of account opening.

You can check out our full review here.

Facecard prepaid Card for College Students