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Pay No Interest for 12 Months With Two Walmart Credit Card Offers

By on September 18, 2009 in Credit Card Offers

Walmart offers two credit cards – The Walmart® Discover® Credit Card and the Walmart Credit Card. Both cards offer the following benefits:

  • $60 or $100 cash advance when you make a purchase
  • Save 3 cents per gallon at participating Wal-Mart gas station
  • No annual fee
  • $0 fraud liability

The Walmart® Discover® Credit Card is a cash back rewards card that can be used anywhere Discover is accepted. With this credit card offer you can earn up to 1% cash back on all purchases. Both cards offer no interest on purchases for $250 or more if paid off in 12 months if approved.

Important Rates
There is not an introductory APR for this card and the standard rate is variable which means it can change as the U.S. Prime Rate changes. The standard purchase APR is currently 9.87%, 15.87%, 18.87%, or 19.87%. The APR applicable to your account is stated in the account opening documents you received. All APRs will vary with the market based on the Prime Rate (as defined in your credit card agreement). The delinquency APR is currently 24.99%.

No finance charges will be assessed on this promotional purchase if you pay the following in full within 12 months: 1) the promotional purchase amount, and 2) any related optional credit insurance/debt cancellation charges. If you do not, finance charges will be assessed on the promotional balance from the date of the purchase at an APR of 24.99% (or the APR that applies to non-promotional balances on your account, if lower). Regular credit terms apply to non-promotional purchases and after promotion ends to promotional purchases.

Rewards
The rewards apply only to net card purchases and not to balance transfers, cash advances, quick cash advances or fees and finance charges. The reward percentages will depend on your total spending during a calendar year and will be .25% on total purchases up to $1,500, .50% on total purchases from $1,500.01 to $3,000 and 1% on total purchases over $3,000. A rebate check will be issued each time you accrue $10 in rewards. All cash rewards are provided by GE Money Bank. See “How to Earn Cash Rewards” terms in your Credit Card Agreement for details.

Get up to $100 cash back when you make a purchase with your Wal-Mart Discover® or get $60 cash back when you make a purchase with your Wal-Mart Credit Card at Wal-Mart owned registers in Wal-Mart stores. Limit of one per day. This cash advance will appear on your monthly billing statement like a purchase. Subject to credit approval.

If you are interested in applying for the Walmart® Discover® Credit Card or the Walmart Credit Card visit the Walmart website.

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6 Credit Card Offers That Support Our Troops

By on August 30, 2009 in Credit Card Offers

There are lots of ways to support the men and women that work tirelessly to protect our freedom. One easy way can be found in one of 7 credit card offers that support the military. Whether you are in the service, a veteran, or a family member, these credit cards are a great way to wave the stars and stripes.

USMA Credit Card Offers: If you are a cadet, alumnus, or staff of the United States Military Academy (better known as West Point), you and your relatives are eligible for membership in Pentagon Federal Credit Union. As a member, you are eligible for the USMA credit card that supports the U.S. Military Academy. The USMA card is offered as both a Visa Gold and Visa Classic, both of which have no annual fee.

Discover More–American Flag Edition: This is one of my favorite credit cards. The American Flag Discover More offers up to 5% cash back and comes with a 0% balance transfer offer. For purchases made at certain online retail partners of Discover, the cash back feature goes as high as 20%. There is no annual fee, and the Discover website is by far the easiest to use of any credit card company I’ve seen. And with the American Flag edition, you can show off your patriotism every time you use the card.

Stars and Stripes® WorldPoints®: The Stars and Stripes card is designed for supporters and members of the U.S. military. Issued by Bank of America, the card features a 0% introductory offer on balance transfers and WorldPoints rewards. Cardholders earn 1 point for every $1 in net retail purchases. Points can be redeemed beginning at 2,500 and are redeemable for cash, travel with no blackout dates, hotel rewards, car rentals, brand-named merchandise, gift certificates and more. There is no annual fee for the card.

American Legion Auxiliary: With almost a million members, the American Legion Auxiliary administers volunteer programs, volunteers to help its communities and veterans, and raises millions of dollars to support its own programs as well as other worthwhile charities familiar to most Americans. Here’s how the Auxiliary describes its history and purpose:

The Auxiliary, organized in 1919 to assist The American Legion, is much more than the name implies. The organization has achieved its own unique identity while working side-by-side with the veterans who belong to The American Legion. Like the Legion, the Auxiliary’s interests have broadened to encompass the entire community.

The American Legion Auxiliary is the world’s largest women’s patriotic service organization. Through its nearly 10,500 units located in every state and some foreign countries, the Auxiliary embodies the spirit of America that has prevailed through war and peace. Along with The American Legion, it solidly stands behind America and her ideals.

For those looking to support the Auxiliary, Bank of America offers the American Legion Auxiliary credit card. The card has no annual fee and comes with a 0% introductory rate on balance transfers. Cardholders also earn WorldPoints redeemable for cash, travel rewards, gift certificates and more.

Ladies Auxiliary to the VFW: The Ladies Auxiliary serves an important role–to ensure that our veterans are not forgotten and that they are card for. The Ladies Auxiliary was founded in 1914, and since the war on terror began, care packages have been sent to troops in Iraq, Afghanistan, Kuwait, Qatar and other locations around the world. With nearly 600,000 members in the United States, Guam and Panama, the Ladies Auxiliary VFW actively supports our troops as well as veterans and their families.

The Ladies Auxiliary credit card allows cardholders to earn WorldPoint rewards and offers a 0% balance transfer feature. The card carries no annual fee and a reasonable interest rate on purchases.

Marine Corps Association: The Marine Corp Association (MCA) was formed at Guantanamo Bay, Cuba on April 25, 1913, by Marines of the 2d Provisional Brigade. The purpose of the MCA is to publish the history of the Marine Corps and disseminate “…information concerning the aims, purposes and deeds of the Corps, and the interchange of ideas for the betterment and improvement of its officers and men…”

You can show your support of the MCA with the Bank of America Marine Corp Association credit card. The card comes with standard Bank of American credit card terms, including a 0% introductory rate on balance transfers and the ability to earn WorldPoints redeemable for cash, travel rewards, and more. The card charges no annual fee.

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Visa Black Card Review

By on January 11, 2009 in Credit Card Offers

The Visa® Black Card provides perks and services that no other credit card offers. This card is known for being the worlds most prestigious and versatile credit card. According to many card owners, the Visa Black Card has the same credit criteria as other credit cards, just on a higher scale. Your credit history must excellent and your income must be at least in the six figures annually. The card offers a rewards program, 0% on balance transfers and has an annual fee of $495. Black Card membership is limited to ensure the highest caliber of personal service is provided to every Cardmember.

Visa® Black Card
  • Limited membership
  • 24-hour concierge service at your disposal
  • Unlimited VIP airport lounge visits
  • Exclusive rewards program; 1% cash back or airfare on any airline - no blackouts or restrictions
  • Luxury gifts
  • Accepted globally; zero liability protection against unauthorized purchases
  • Made with carbon, not just another piece of plastic

0% Offer

When opening a Black Card account, you can transfer over your existing balances and enjoy a 0% Introductory APR for the first six months. The balance transfer fee during the introductory period is either $10 or 3% of each transfer, whichever is greater. After the introductory period the fee is either $10 or 4% of each transfer. The regular APR for this card is 14.99% (Variable)* and can vary based on changes to the prime rate.

Rewards Program

The more you use your Black Card the better. Black Card members can redeem points for 1% cash back or for airfare on any airline with no blackouts or restrictions beginning at 25,000 points for a ticket worth up to $500.

Additional Visa® Black Details

The Visa Black card offers some of the best perks and concierge services available. Here are a list of some of the additional benefits the card offers:

  • Global Acceptance:For your convenience, your Black Card is accepted in over 170 countries worldwide.
  • Zero Liability: Provides complete protection against unauthorized purchases made with your Black Card.
  • Purchase Security: Will replace, repair or reimburse up to a maximum of $500 per claim for eligible items within the first 90 days from the date of purchase.
  • Warranty Manager Service: Includes warranty registration and extended protection, which extends the original manufacturer’s warranty up to one additional year.
  • Lost Luggage Reimbursement: Black Card provides you with complete peace of mind while traveling. Carry-on or checked luggage is covered up to $3,000 per trip if lost or stolen when you purchase your common carrier ticket with your Black Card.
  • Trip Delay: Allow Black Card to take the stress out of travel delays. When a trip is delayed more than 12 hours due to a covered event, expenses incurred as a result of the delay, such as meals and lodging, are reimbursed up to $300 per ticket.
  • Trip Interruption/Cancellation Insurance: Receive reimbursement up to $1,500 in the event of qualifying trip cancellation or trip interruption.
  • Travel & Emergency Assistance Service: Rely on Black Card for assistance in coordinating medical,
    legal and travel services while you are away from home.
  • Baggage Delay Service: Black Card will reimburse you for expenses up to $100 per day for three days for the purchase of essential items in the event of baggage delay.
  • Auto Rental Damage: Offers reimbursement at no additional charge for damage due to collision or theft up to the actual value of most rental vehicles.
  • Worldwide Travel Accident Insurance: As a Black Card member, you receive $250,000 worth of
    insurance coverage for eligible travel. This benefit provides common carrier accidental death or dismemberment coverage at no extra cost.
  • Roadside Dispatch: Black Card protects you when unexpected circumstances occur by providing convenient 24/7 towing and locksmith referral services in the U.S. and Canada.

How to Apply for the Visa® Black Card

Applying for this credit card is quick and easy. We’ve provided a link below that will take you to the official Visa® Black Card website. From this page, you can click on the apply now button to go to the Visa® Black Card secure online application. The application takes just a few minutes to complete, and they will even notify you about the outcome of your application.

To get started, visit the Visa® Black Card official website.

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