The Continental Airlines OnePass® Plus MasterCard from Chase is designed for those who love to fly with Continental Airlines. This card is a travel rewards card that is reserved for those with excellent credit. The card offers a solid rewards program that rewards members for everyday purchases and gives extra rewards when you make Continental Airline purchases.

• Pay No Annual Fee the first year. That’s a savings of $85.
• Earn 25,000 bonus miles after your first purchase. That’s enough for a round-trip reward within the United States (excluding Hawaii)
• Earn an additional 5,000 bonus miles after your first purchase and when you add an authorized user within 2 months of your account opening
• Earn 10,000 bonus miles annually when you spend $25,000 on your Card
• First Checked Bag Free – With the OnePass® Plus Card, you and your companions on the same reservation don’t pay for your first checked bag when flying on Continental-operated flights. That can save a family of four up to $200 per round trip.
• Earn two miles for every $1 spent when you purchase tickets from Continental Airlines on your Card
• Earn one mile for every $1 in purchases charged on your Card
• Redeem Miles for Car and Hotel Rewards exclusively as a Cardmember.

Apply Now!

Rate Information
The annual percentage rate is 14.24% for both purchases and balance transfers. The APR for cash advances and overdraft advances is 19.24%. The APR can vary based on changes to the prime rate. You will not get charged interest on purchases as long as you pay the full balance by your statement due date. For balance transfers, cash advances, and overdraft advances you will be charged interest starting the day of the transaction. If you are charged periodic interest, the charge will be no less than $1.50.

Rewards Program
The OnePass® Plus Card offers is a travel rewards card that gives members 1 Mile for $1 spent in purchases and 2 Miles for every $1 spent with Continental Airlines. You also earn twice the miles at ShopOnePass, which is the online store. When it comes to redeeming your miles you can do so for Continental Airlines Flights. You can use Miles for Flights on all 27 Star Alliance network airlines. You can Redeem for car rentals and over 60,000 hotel properties around the world or use miles for merchandise and even experiential events. The card offers three different bonuses: a 25,000 miles bonus, a 10,000 miles bonus and a 5,000 mile bonus. You can earn 25,000 bonus miles after your first purchase which is enough for a round-trip reward within the United States (excluding Hawaii). You earn 10,000 bonus miles once you spend $25,000. You also earn an additional 5,000 bonus miles after your first purchase and when you add an authorized user within 2 months of your account opening.

OnePass® Plus Card Fees
The table below highlights some of the fees associated with using the card. To see a complete list you should refer to the terms and conditions of the card.

Description	Fee
Annual Membership Fee	None first year. After that, $85.00.
Balance Transfers	Either $5.00 or 3% of the amount of each transfer, whichever is greater.
Cash Advances	Either $10.00 or 3% of the amount of each transaction, whichever is greater.
Foreign Transactions	3% of each transaction in U.S. dollars.
Late Payment	Up to $35.00.
Over-the-Credit-Limit	None for World; Up to $35.00 for Platinum.
Return Payment	Up to $35.00.

Additional Member Benefits
The card offers addtional benefits to those who carry the card. Below is a list of some of those special benefits.

• Premier Travel Protection Insurance
• Comprehensive Purchase Protection
• OnePass Plus Concierge Service
• 24/7 Customer Service Specialists
• 2 Annual Presidents Club Day Passes
• First Checked Bag FREE
• 2 Annual Travel Discount Certificates
• Special Guest Privileges through The Luxury Hotels & Resorts Collection

Continental Airlines OnePass® Plus Card
	Pay No Annual Fee the first year. That’s a savings of $85. Earn 25,000 bonus miles after your first purchase. That’s enough for a round-trip reward within the United States (excluding Hawaii) Earn an additional 5,000 bonus miles after your first purchase and when you add an authorized user within 2 months of your account opening Earn 10,000 bonus miles annually when you spend $25,000 on your Card First Checked Bag Free – With the OnePass® Plus Card, you and your companions on the same reservation don’t pay for your first checked bag when flying on Continental-operated flights. That can save a family of four up to $200 per round trip. Earn two miles for every $1 spent when you purchase tickets from Continental Airlines on your Card Earn one mile for every $1 in purchases charged on your Card Redeem Miles for Car and Hotel Rewards exclusively as a Cardmember.
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed N/A N/A 14.24% Variable $85, first year free No Excellent

The Citi® Diamond Preferred® Rewards American Express® Card is a rewards card that offers a variety of perks for card members. This card is designed for those with good to excellent credit. The card offers a low interest introductory rate and a solid rewards program.

• 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-20.99% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
• Redeem ThankYou Points for electronics, travel rewards, sporting events & more
• Concierge Service–24/7 help with booking trips, dining reservations & much more
• Diamond Perks–Access to Private Pass which gives you the opportunity to enjoy a wide variety of exciting events and unique experiences
• Travel Center from American Express–Your one-stop online travel planning site

Introductory Offers and Rates
The card offers an introductory rate of 0% on purchases for 12 months and combines that offer with 0% on balance transfers too. After the introductory period is over the variable rate is 12.99% to 20.99%. The rate you qualify for is based on your creditworthiness. The rate can vary based on changes to the prime rate. This card is one of the Citi cards that offers a nice balance transfer deal for new cardmembers.

Reward Details
The rewards program this card offer is definitely one of the great features about the card. When you use the Diamond Preferred Rewards American Express Card for purchases you will earn 1 ThankYou Point for every $1 spent. Most purchases are eligible for ThankYou Points and you can redeem the points for gift cards, merchandise, travel rewards and more. The rewards starting at just 1,000 points so it doesn’t take long to start cashing your points in. As a bonus, you earn 6,000 bonus ThankYou® Points when you spend $300 within the first 3 months. This is redeemable for a $50 Gift Card at select national merchants. For the first 12 months you earn 5 ThankYou Points for every $1 spent on purchases at supermarkets, drugstores & gas stations. After the 12 months is up you earn 1 point on those purchases. The card also is designed as a one stop travel planning destination. You can book flights, get information on the travel insurance benefits of your card and find valuable savings.

Cardmember Benefits
In addition to a generous introductory rate on balance transfers and purchase, as well as a nice rewards program, this card offers other benefits to cardmembers.

• Price Protection:If you buy something with your Citi card and then see it advertised in print for less within 60 days, you will receive a refund for the difference up to $250 (excludes Internet purchases and certain items).
• Extended Warranty: The terms of the original manufacturers’ U.S. warranties (of one year or less) may be extended up to one additional year on most items purchased on your card.
• Retail Purchase Protection: Most items purchased with your card are eligible for protection against accidental damage or theft up to 90 days from the date of purchase.
• Trip Cancellation / Trip Interruption Insurance: In the event you are prevented from taking or continuing a trip you billed entirely to your Citi card account, you are eligible to receive up to $1,500 in Trip Cancellation/Trip Interruption insurance.
• Lost Luggage Coverage: Charge the entire common carrier fare to your Citi card and get up to $3,000 in lost luggage coverage for you and your dependents. This benefit covers lost, stolen or damaged baggage or personal articles checked with a common carrier.
• Emergency Assistance Services: You’re protected when you’re traveling in the U.S. and abroad. Emergency Assistance Services include medical and legal referrals, lost luggage assistance, translation services and more.
• Auto Rental Insurance: You’re automatically covered when you reserve and rent a covered vehicle with your Citi card and decline the car rental company’s collision loss/damage waiver insurance.
• Flexible Payment Terms: Choose to pay your bill in the beginning, middle or end of the month. Enjoy the flexibility of paying your full balance or just the minimum each month.
• Citi® Photocard: Citi Photocard offers added security and a great form of photo identification by putting your picture and signature on the front of your Citi card. Now that’s something to smile about.
• Citi® Credit Card Benefits & Services: Your card includes a wide range of benefits and services to help protect your credit, provide simple online account management, offer cash or rewards and much more.
• Travel Accident Insurance: Provides accidental death or dismemberment insurance while traveling on a common carrier (plane, train, ship or bus) when the entire cost of the full common carrier fare is purchased with your Citi card.

Citi® Diamond Preferred® American Express® Fees
The table below highlights some of the fees of the card. You should always review the terms and conditions of your card in order to view a complete list of all the fees associated with using the card.

Description	Fee
APR Cash Advances	24.24%
Penalty APR	29.99%
Minimum Finance Charge	$0.50
Balance Transfer Fee	$5 or 4%
Cash Advance Fee	$10 or 5%
Foreign Purchase Transaction	3% of each purchase transaction in US dollars.
Late Payment	$15 on balances up to $100 $29 on balances of $100 up to $250 $39 on balances of $250 and over
Returned Payment	$39

Macy’s recently announced their partnership with American Express and their plans to roll out a new credit card. The Macy’s American Express card is expected to replace the current Macy’s Visa card. The new card will offer a variety of rewards to its card members. At launch, the rewards will include earning double rewards through the end of this year on gas, grocery and drugstore purchases. Card holders will have the option to participate in the Daily Wish program from American Express. There will also be additional member benefits for those that hold the Macy’s Preferred American Express card like a special suite of benefits under the new Macy’s Preferred Travel service. This new Amex will be launched by Citi who already issues the Macy’s store credit card.

“With the Macy’s American Express Card, our Cardholders can get the same great rewards that they have always had when shopping at Macy’s, plus exciting new benefits and services through our co-brand partnership with American Express,” said Tom Cole, Macy’s chief administrative officer.

“Our Cardholders will continue to enjoy Macy’s widely acclaimed Star Rewards program and can now also earn rewards and take advantage of great new offers when shopping outside of Macy’s. For example, in celebration of our launch, rewards earning Cardholders can earn double rewards through the end of this year on gas, grocery and drugstore purchases. We will also provide many more exciting offers to our Cardholders in the future,” added Cole.

Macy’s American Express Card Benefits

• Macy’s savings offers through the Star Rewards program,
• 15% back from the total bill at participating restaurants from September 6 through December 31, 2010*,
• Double rewards through the end of 2010 on gas, grocery and drugstore purchases (for rewards earning Cardholders),
• Daily Wish from American Express, which brings great, hand-picked products – from travel to electronics – at up to 50% off and
• Emergency assistance referral services when traveling across the country or around the world.

Macy’s Preferred American Express Card

• Unlimited $25 Star Rewards Certificates – Cardholders get rewards when they use their Card at Macy’s (3% rewards) and everywhere American Express is welcome (1% rewards), excluding gift cards and cash advances – and
• Macy’s Preferred Travel service, which delivers thousands of dollars in exceptional savings through Best Available Rates and complimentary room upgrades at hundreds of leading hotels in the U.S. and around the world and up to 25% off car rental bookings.

Members that currently carry the Macy’s Visa card will automatically receive the new Macy’s American Express card. Card holders will start receiving the new card this fall. The existing balance, account information, credit limits and loyalty program rewards points will remain intact under a new account number. If you are a customer who holds the Macy’s store credit card, also issued by Citi, you will not be affected by this change and Macy’s will still accept the store cards.

SOURCE: Macy’s, Inc.

US Airways Premier MasterCard is a rewards card that is designed to offer great benefits to those that travel US Airways. This card is offered to those with good to excellent credit. If you are a true frequent flier on US Airways, this card gives you special perks like earning double miles. This card can be used any where that MasterCard is accepted.

• Award Travel starts at just 20,000 miles
• First Class check-in and Zone 2 boarding
• Earn 10,000 miles towards Dividend Miles Preferred Status
• One complimentary US Airways Club day pass annually
• Annual certificate redeemable for up to two $99 companion tickets
• No Annual mileage cap

Rate Information
The US Airways Premier MasterCard offers an APR of either 15.24% or 18.24% when you open your account. The rate you receive is based on your credit worthiness. Your APR can vary based on changes to the prime rate. The card does offer an 0% APR for balance transfers only for the first 6 billing cycles. The APR for cash advances is 21.99% and this can also change based on changes to the prime rate.

Rewards and Bonus Offers
The card offers several ways you can earn bonus miles, up to 35,000 bonus miles. You can earn 12,500 miles after your first use of the card. Once you spend $750 within 90 days you can earn another 12,500 miles. If you make a balance transfer within the first 30 days of card activation then you can earn 10,000 miles. All that together equals 35,000 bonus points. This doesn’t even include the double miles you earn when you make US Airways purchases. In addition, you always get 1 mile for every $1 you spend on everything else. The card still has one more special offer which is you will receive a 5,000 mile discount of each Award Ticket. The card also offers other additional perks. For example, you get 10,000 miles that count towards preferred status. You will get to check in at first class counters and zone 2 boarding. You will also receive 2 $99 companion ticket certificate. Each year, you will also get one complimentary US AIrways Club day pass.

US Airways Premier MasterCard Fees

• Annual Fee: $89
• Balance Transfer Fee: $10 or 4%
• Cash Advance Fee: $10 or 3%
• Foreign Transaction Fee: 3% of each transaction in U.S. dollars
• Late Fee: $15 to $39.95
• Over The Limit Fee: $0

Applying for the US Airways Premier MasterCard is easy. You can apply today by filling out an online application and as soon as your approved you can start reaping the benefits. If the Premier card is not a fit for you then check out the US Airways World MasterCard.

Baby Phat Prepaid Visa® RushCard Review

The Baby Phat Prepaid Visa® RushCard is a prepaid card that offers a variety of perks for its members. With the card you get a low monthly fee, a variety of places to load the card, direct deposit and you can use the card anywhere Visa Debit® is accepted. This card is available to anyone, it doesn’t matter if you have good credit or bad credit.

Baby Phat Prepaid Visa® RushCard
	Show your style with the BabyPhat RushCard Guaranteed approval* No Credit Check FREE Direct Deposit No Overdraft Fees/ No Check Fees/ No Interest Fees Free Credit Builder 56% of cardholders save over $300/ year using the RushCard Make money with our Refer A Friend Program Reloadable with a $10,000 maximum balance Free Email/ SMS Alerts Card to Card transfers between RushCard Members Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed * * * See Terms* Yes Poor

Card Summary
The Baby Phat Prepaid Visa® RushCard is a basic prepaid card that does not charge its members a monthly fee. With this card there are a variety of place you can load the card, more than 10,000 to be exact. There are also millions of ATM where you can make cash withdraws if needed. Since this card is a prepaid card you don’t have to worry about overdraft fees or negative consequences for your credit. The card doesn’t hurt your credit in anyway and is available to those that have a bad credit history.

Pay As You Go Plan
This card works a little bit differently than some prepaid cards. This card offers a Pay As You Go Plan which comes with fees specific to the plan. With the plan it requires an activation fee of $19.95, but there is no Monthly Fee. Signature and PIN transactions are $1 per transaction, with a maximum cost of $10 per month. Any transaction fees charged beyond the first 10 will be credited back to your card the following month. ATM withdrawals have a fee of $1.95 per use.

Credit Builder Feature
This card has a unique feature that helps members build credit. The RushPath Credit Builder keeps track and reports when you pay bills with your card. You can pay any bill like your utilities, rent, phone, and etc. RushCard automatically reports your payment history to LexisNexis® and PRBC®, a national credit reporting agency. These credit reporting agencies basically will create a file for you to report positive credit. In the even you apply for a loan or credit card if the lender uses this service they may use your prepaid history in order to approve your. The service is free to all members you just have to enroll in it.

Free Card Features
It is always free to use your online account. With this you can view your account history, balance information, monthly statement and much more. You even have the option to get free text messages or emails about account information. The card also offers an online money tool to help members develop a budget and teaches overall account management.

Loading Your Card
There are several options when it comes to loading your card. Direct Deposit offers a great deal of convenience and its free. You can have your paycheck or government check deposited into your account automatically on pay day. You can also add cash anytime to the card by going to a participating location like Western Union, MoneyGram and Green Dot Money Pak. Bank & Wire Transfers, PayPal Transfers and Card to Card transfers with other BabyPhat members are acceptable too.

Card Fees
This card is a prepaid card which means the card does not charge interest on any transaction. You also can’t be charged an overdraft fee. There are still fees you should be aware of and some of them are listed below. If you need a complete list of fees you should consult the terms and conditions of the card.

• Activation Fee: $19.95
• Monthly Fee: FREE
• ATM Withdraw Fee: $1.95
• ATM Balance Fee: $0.50
• Add Money Fee: FREE
• Paper Statement Fee: $1.00
• Replacement Card Fee: $9.95
• Card Transfer To Card Fee: $9.95
• Bill Payment Fee: $1.00

Applying for the Baby Phat Prepaid Visa RushCard is easy and can be done so online today.

The Discover Open Road Card is a cash back card that offers rebates on both gasoline purchases and restaurant purchases. This card offers a solid reward program that allows you to double your rebates and the card has no annual fee. There is an introductory rate for both purchases and balance transfers. This card is for those with good or excellent credit.

Discover® Open Road Card
	2% Cashback Bonus automatically at any gas station and any restaurant 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall Up to 1% unlimited Cashback Bonus on all other purchases 0% intro APR on balance transfers for 12 full months, then the Regular APR 0% intro APR on purchases for 6 months, then the Regular APR
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed 0%* 12 Months* 11.99% – 20.99% (Variable)* None Yes Good

Interest Rates
The card offers a 0% introductory rate on purchases for the first 9 months. For balance transfers the card offers 0% for the first 12 months. After the introductory period the rate will be between 8.74% and 16.74% plus the prime rate. The rate you receive is based on your creditworthiness. The rate can change based on changes to the prime rate. For the cash advance APR, it is determined by adding 20.74% to the Prime Rate.

Discover Open Road Rewards
The Discover Open Road Card allows you to earn 2% rebates for gasoline and restaurant purchases for up to $250 . This is for up to $250 combined gasoline and restaurant spending a month and $3,000 in annual spending. Once you exceed $250 in monthly spending, you will earn rebates as your other purchases. For the first $3,000 in annual spending, you will earn 0.25% rebates. You will also earn 1% rebates for annual spending above $3,000. Rebates are unlimited and do not expire. When you use your Discover card to shop at partner merchants the Discover website (shopdiscover.com), you will earn anywhere between 5% and 20% discounts. The card also allows you to double the value of the cash rebates you have earned by exchanging them for over 100 merchant partners gift certificate. That means that a $20.00 rebate can turn into a $40.00 gift certificate.

Open Road Card Fees
As with every credit card there are fees you should be aware of. To see a complete list of fees for the Discover Open Road Card you should review the cards terms and conditions. Below is a table that contains some of the fees.

Description	Fee
Foreign Currency Transaction Fee	2% of the U.S. dollar amount of each purchase made in a foreign currency
Annual Fee	$0
Minimum Finance Charge	$0.50
Balance Transfer Transaction Fee	3.0% for each balance transfer made with this application, thereafter, other offers may have a fee of up to 5%, with a $10 minimum and no maximum.
Late Fee	$19 on balances up to $250 and $39 on balances over $250.
Cash Advance Transaction Fee	5% for each cash advance, with a minimum of $10 and no maximum.

Additional Member Benefits

• 24/7 Travel Assistance
• Automatic Bill Payment
• Online Account Management
• Built-in fraud protection
• Helpful financial tools
• Choose a card design

The Discover Open Road Card applicationand can be easily accessed online and you can apply today.

The Miles by Discover Card is a travel rewards card that offers card members a low introductory rate on both purchases and balance transfers. The card allows you to travel with no restrictions and even earn bonus miles each month you use the card. There is no annual fee and this card is designed for those with good to excellent credit.

Miles by Discover® Card
	12,000 Bonus Miles – Earn 1,000 Miles each month you make a purchase for your 1st year 1 Mile per $1 on every purchase Plus, 2 Miles on travel and restaurant purchases on your first $3,000 each year No limit on the Miles you earn and Miles don’t expire* Fly on any airline, book any hotel or car, with no blackout dates Use Miles for travel, merchandise, gift cards or cash 0% intro APR on purchases and balance transfers for 6 months then the regular APR No Annual Fee, No Overlimit Fee, No Redemption Fee
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed 0%* 6 Months* 10.99% (Variable)* None Yes Good

Introductory Rates and Offers
The Miles by Discover Card is a travel rewards card that offers an introductory rate of 0% for the first six months on all purchases and balance transfers. In order to take advantage of the 0% on balance transfers you have to make the balance transfer request with your application. Requests that are not submitted with your application may not be honored. After the introductory period the variable rate is between 8.74% and 15.74% plus the prime rate. Your rate is determined by your creditworthiness. The rate can change monthly based on changes to the prime rate.

Miles Rewards Program
The miles card allow you to earn miles on all your purchases. You can earn 2 miles for every dollar spend on your first $3,000 in combined travel and restaurant purchases each year. For all purchases over the $3000 mark you will earn 1 Mile for each dollar you spend. The miles you earn have no expiration date, but keep in mind if your account is closed for any reason or inactive for 18 consecutive months or if you fail to make the minimum payment by the due date for two consecutive billing periods, your Miles will be forfeited. As a bonus offer you can earn 1,000 Bonus Miles each month you make a purchase for 12 months. There is a cap of 12,000 Bonus Miles. This promotional offer is in addition to the Standard Miles earned on purchases. Your Promotional Miles will be applied within 8 weeks.

Redeeming Your Points
You get to choose how you want to redeem your points. Once you have 1,000 points you can choose to redeem them for gift cards with over 90 brand named partners to choose from. You can cash them in for $25 Discover gift cards once you hit 5,000 miles or you can make charitable donations with your earned points. You get $100 travel credit towards travel purchases starting at 10,000 points.

Discover Miles Rates and Fees
As with any credit card there are fees you should be aware of. For a complete list of the rates and fees be sure to review the terms and conditions of the card. Below are a list of some of the fees associated with using the Discover Miles Card.

Description	Fee
Foreign Currency Transaction Fee	2% of the U.S. dollar amount of each purchase made in a foreign currency
Annual Fee	$0
Minimum Finance Charge	$0.50
Balance Transfer Transaction Fee	3.0% for each balance transfer made with this application, thereafter, other offers may have a fee of up to 5%, with a $10 minimum and no maximum.
Late Fee	$19 on balances up to $250 and $39 on balances over $250.
Cash Advance Transaction Fee	5% for each cash advance, with a minimum of $10 and no maximum.

Additional Member Benefits

• 24/7 Travel Assistance
• Automatic Bill Payment
• Online Account Management
• Built-in fraud protection
• Helpful financial tools
• Choose a card design

• 30,000 American Airlines AAdvantage bonus miles when you make $750 in purchases within 4 months of becoming a card member
• $75 annual fee is waived for the first 12 months
• Earn 1 AAdvantage® mile for every $1 spent on purchases
• Earn AAdvantage® miles from purchases made on employee accounts
• AAdvantage® miles may never expire
• No blackout dates on AAdvantage® award travel on American Airlines, American Eagle and the AmericanConnection® carrier

The CitiBusiness® / AAdvantage® Visa® and MasterCard® airline rewards credit cards are offering 30,000 American Airlines AAdvantage bonus miles when you make $750 in purchases within 4 months of becoming a card member. The 30,000 bonus AAdvantage miles are more than enough for a free roundtrip domestic travel reward.

For new card members the $75 annual fee is waived for the first 12 months of your card membership. This means you can earn a free flight on American Airlines before you ever have to pay the annual fee. There are no blackout dates for AAdvantage award travel on American Airlines, American Eagle, and the AmericanConnection carrier.
You will also earn 1 American Airlines AAdvantage mile for every $1 spent on purchases.

This offer for the Citibank business AAdvantage rewards card is valid only for first-time CitiBusiness AAdvantage card members who apply pursuant to this offer for an account. The American Airlines AAdvantage miles show up as a bonus in your AAdvantage account within 8 to 10 weeks after you have met the purchase requirements.

CitiBusiness® / AAdvantage® Visa®
	Earn 30,000 American Airlines AAdvantage® bonus miles after you make $750 in purchases within the first 4 months of becoming a cardmember* $75 annual fee waived for the first 12 months of cardmembership* Earn 1 American Airlines AAdvantage® mile for every $1 spent on purchases, and AAdvantage® miles may never expire* Earn American Airlines AAdvantage® miles faster from purchases made on your employee accounts* No blackout dates on AAdvantage® award travel on American Airlines, American Eagle and the AmericanConnection® carrier* Get a response to your online application in as little as 60 seconds
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed N/A N/A 15.24%* (Variable) First Year Free, then $75 No Good

Chase Freedom® Visa $50 Bonus Cash Back Card Review

The Chase Freedom® Visa is now offering a $50 cash back bonus. New card members get the $50 bonus after making their first purchase. This card is designed for those with good or excellent credit. The card can be used anywhere Visa is accepted. The card offers an introductory rate of 0% and this card can be used as a balance transfer card.

Interest Rate Information
This new card from Chase offers an Introductory rate of 0% on purchases for the first 6 months. The card also offers 0% on balance transfers for the first 12 months. After the introductory rate expires, the APR will be between 9.74 and 19.74% plus the prime rate. The rate you are awarded is based on your creditworthiness. The rate can vary based on changes to the prime rate. The cash advance APR is from 15.99% to 19.99% plus the prime rate.

Your due date will be a minimum of 21 days after the close of each billing cycle. We will not charge you periodic interest on any portion of new purchases billed to a statement that we allocate such payment to, so long as your current statement shows that we received payment of the entire balance for your previous statement by the time the Minimum Payment was due. You may not be able to avoid interest on new purchases if you have another balance at a higher interest rate, unless you pay your balance in full each month, because we generally allocate payments to higher rate balances first. We will begin charging interest on balance transfers, cash advances, and overdraft advances on the transaction date.

Rewards
One great perk with this card is that you receive a $50 Cash Back Bonus after you make your first purchase. In addition to the bonus, the card offers 5% cash back in quarterly bonus categories like gas, home improvement and department stores. This is subject to a quarterly maximum. You also earn an unlimited 1% Cash Back on all other purchases with no spending tiers, as well as, up to an additional 20% cash back when you shop online at select merchants through Chase.

Chase Freedom® Visa Fees
With the Chase Freedom® Card there are fees you should be aware of. To see a complete list of fees you should review the Terms and Conditions of the card. Below the table highlights some of the card fees.

Description	Fee
Annual Membership Fee	$0
Balance Transfers	Either $10.00 or 5% of the amount of each transfer, whichever is greater. Either $10.00 or 5% of the amount of each transaction, whichever is greater.
Cash Advances	Either $10.00 or 5% of the amount of each transaction, whichever is greater.
Foreign Transactions	3% of each transaction in U.S. dollars.
Late Payment	$15.00 if the balance is less than $100.00; $29.00 if the balance is $100.00 or more, but less than $250.00; and $39.00 if the balance is $250.00 or more.
Over-the-Credit-Limit	$39.00
Return Payment	$39.00
Return Check	$39.00

Chase Freedom® Visa – $50 Bonus Cash Back
	Earn $50 Bonus Cash Back after first purchase 0% Intro APR and No Annual Fee 5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy! Unlimited 1% Cash Back on all other purchases with no spending tiers Up to an additional 20% cash back when you shop online at select merchants through Chase
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed 0% 12 months on Balance Transfers 12.99%-22.99% Variable* None Yes Good