Student Credit Cards are designed for students who have limited or even no credit history. These cards offer great rewards, 0% APR introductory rates, and don’t charge annual fees. And they are a great way to build credit. A good credit rating can be instrumental in helping you achieve your financial goals One way to start down a path of good credit is to use a student credit card while you are still in school and simultaneously build positive credit for yourself.

The better student cards offer perks specifically designed for college students. For example, some cards will reduce your interest rate if you achieve good credits. Other cards lower your rate when you pay your bill on time and stay under the credit limit. And almost all of the top student cards offer rewards specifically geared toward young adults.

To get you started we have picked out the Best Student Credit Cards of 2011. [Read more...]

The Citi® Diamond Preferred® Card offers many great perks, ranging from travel and Emergency assistance to virtual account numbers. For a card with no annual fee, Citi offers reputable service and great value. Let’s take a few minutes to explore the Citi Diamond Preferred Card, and determine if it fits your needs. The card offers 0% on both purchases and balance transfers.

0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based upon your creditworthiness.* 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more Special access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass® $0 liability on unauthorized purchases and Citi® Identity Theft Solutions No annual fee*

0% Introductory Rate

One of the best features of the Citi Diamond Preferred credit card is its 0% rate. On balance transfers the card offers 0% for 18* months and 0% for 18* months on purchases. The regular APR is between 11.99%-21.99%* (Variable), based on your creditworthiness.

Additional Citi® Diamond Preferred® Card Details

This card offers a variety of additional benefits for being a card member. Here is a list of some of the additional benefits the card offers:

• Private pass access: With Private Pass, you’ll enjoy the opportunity to purchase presale tickets, preferred seating and more. Log-in to the Private Pass website, where all available events are listed, including golf, restaurants, nightclubs, shopping, sporting events, theater and other great events.
• Concierge Service: The Diamond Preferred Concierge Service can take care of just about everything, from booking flights and hotel rooms to purchasing concert tickets or making restaurant reservations. This service is also available 24/7 anywhere in the world.
• Extra Cash from Citi: Extra Cash from Citi is a free benefit program that offers you discounts on travel, entertainment, merchandise and more. Earn Extra Cash totaling up to 10% of the purchases made with your Diamond Preferred card.
• Price Protection: If you buy something with your Citi card and then see it advertised in print for less within 60 days, you will receive a refund for the difference up to $250 (excludes Internet purchases and certain items).
• Retail Purchase Protection: Most items purchased with your Citi Diamond Preferred Card are eligible for protection against accidental damage or theft for up to 90 days from the date of purchase.
• $0 Liability on Unauthorized Charges: Shop anywhere and never lose a penny on unauthorized charges. With $0 Liability you won’t pay for any unauthorized charges made on your Citi credit card.
• Travel & Emergency Assistance: You’re protected when you’re traveling in the U.S. and abroad. Travel & Emergency Assistance include medical and legal referrals, lost luggage assistance, emergency transportation, and translation services. Also included in this service are MasterTrip Travel Assistance, Travel Services Medical Assistance and MasterLegal Referral Service.
• Automatic Travel Accident Insurance: Charge plane, train or bus tickets to your Citi card and you, your spouse and eligible dependent children are automatically covered for Common Carrier Travel Accident Insurance at no additional cost.
• Citi Photocard: Citi Photocard offers a great form of photo identification by putting your picture and signature on the front of your Citi card.
• Virtual Account Numbers: With virtual account numbers you never have to give out your real credit card number online. With one click, you can generate a substitute credit card number and make it impossible for anyone to steal your account number while shopping online.
• Citi MasterCard Payment Tag with PayPass: Enjoy the convenience of a Citi MasterCard Payment Tag with PayPass. This new technology allows you to pay by tapping your payment tag on a PayPass reader at checkout. No signature is required for most purchases up to $25.

How to Apply for the Citi® Diamond Preferred® Card

Applying for this credit card is quick and easy. We’ve provided a link below that will take you to the official Citi® Diamond Preferred® Card website. From this page, you can click on the apply now button to go to the Citi® Diamond Preferred® Card secure online application. The application takes just a few minutes to complete, and they will even notify you about the outcome of your application.

To get started, visit the Citi® Diamond Preferred® Card official website.

The Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back is a rewards card that offers cash back on all your purchases. This allows you to earn points fast and earn them in a variety of ways. The card offers a 0% introductory rate on balances transfers and purchases. There is no annual fee and this card is recommended for those with good to excellent credit.

$100 cash back after $500 in purchases within the first 3 months of account opening 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness* 5% cash back on fitness club, health care, and utilities purchases from 1/1/2012 to 3/31/2012 upon enrollment. Each quarter, you can enroll to earn additional cash back in popular categories. Full 1% cash back on all other purchases and eligible cash advances. No annual fee*

0% Introductory Offer

The card offers a 0% introductory APR for 12 months on balance transfers and purchases*. After the introductory period, the APR will be between 12.99%-22.99%* (Variable) and is based on your creditworthiness. The balance transfer fee for this offer is set at 3%; $5 minimum.

Rewards Program

Rewards can be earned on purchases, cash advances and balance transfers. On all purchases you will earn 1% and you will earn 1% on cash advances and cash convenience check amounts billed at the standard cash advance rate. You will earn 5% cash back on department, clothing, electronics and toy store purchases from 10/1/2011 to 12/31/2011 upon enrollment. Plus, earn an average of 5% additional cash back when you shop at over 400 leading retailers through the Citi Bonus Cash Center. You will receive five Dividend Dollars for each individual balance transfer transaction of $1,500 or more. You may can earn a maximum of 300 Dividend Dollars in any calendar year and once you request to redeem your rewards you will receive payment in checks of $50 increments.

Additional Citi® Dividend Platinum Select® Visa® Card – $100 Cash Back Details

This card offers a variety of additional benefits for being a card member. Here is a list of some of the additional benefits the card offers:

• Extended Warranty: The terms of the original manufacturers’ U.S. warranties (of one year or less) may be extended up to one additional year on most items purchased on your card.
• Retail Purchase Protection: Most items purchased with your card are eligible for protection against accidental damage or theft up to 90 days from the date of purchase.
• $0 Liability on Unauthorized Charges: Shop anywhere and never lose a penny on unauthorized charges. With $0 Liability you won’t pay for any unauthorized charges made on your Citi credit card.
• Travel & Emergency Assistance: You’re protected when you’re traveling in the U.S. and abroad. Travel & Emergency Assistance services include medical and legal referrals, lost luggage assistance, emergency transportation, translation services and more. Included in this service are MasterTrip® Travel Assistance, Travel Services Medical Assistance and MasterLegal® Referral Service.
• Automatic Travel Accident Insurance: Charge plane, train or bus tickets to your Citi card and you, your spouse and eligible dependent children are automatically covered for Common Carrier Travel Accident Insurance at no additional cost.
• Auto Rental Insurance: You’re automatically covered when you reserve and rent a covered vehicle with your Citi card and decline the car rental company’s collision loss/damage waiver insurance.
• Citi MasterCard® Payment Tag with PayPassTM: Enjoy the tap-and-go convenience of a Citi MasterCard® Payment Tag with PayPassTM. This new technology allows you to pay by tapping your payment tag on a PayPass reader at checkout. No fumbling for cash and no signature required on most purchases up to $25.
• Citi® Credit Card Benefits & Services: Your card includes a wide range of benefits and services to help protect your credit, provide simple online account management, offer cash or rewards and much more.

How to Apply for the Citi® Dividend Platinum Select® Visa® Card – $100 Cash Back

Applying for this credit card is quick and easy. We’ve provided a link below that will take you to the official Citi® Dividend Platinum Select® Visa® Card – $100 Cash Back website. From this page, you can click on the apply now button to go to the Citi® Dividend Platinum Select® Visa® Card – $100 Cash Back secure online application. The application takes just a few minutes to complete, and they will even notify you about the outcome of your application.

To get started, visit the Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back official website.

The Discover® More® Card is a rewards card that offers cash back on all your purchases. You can earn up to 5% cash back in rotating categories. The card offers 0% on both balance transfers and purchases. There is no annual fee with this card.

0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%* 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S.-based Account Manager within 60 seconds $0 Fraud Liability plus automatic mobile and email fraud alert options Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

0% Introductory Offer

The card offers an introductory rate of 0% for 15 months on purchases & balance transfers*. After the introductory rate, the APR you receive is 10.99% - 20.99% (Variable)*, based on your creditworthiness.

Rewards Program

The Discover® More® Card features the Cashback bonus program. This is Discover’s popular rewards program that earns you Cashback bonuses on every purchase you make. You can earn 5% Cashback bonus on shopping categories as well as 5% Cashback bonus on seasonal spending categories that change each yearly quarter. You enroll in each spending category as the calendar date arrives, giving you even more chances to accrue Cashback bonuses every quarter. You can earn up to 1% Cashback bonus on all other purchases – Your Discover® More Card earns you .25% Cashback bonus on every purchase up to 3,000 dollars yearly.

Additional Discover® More® Card Details

This card offers a variety of additional benefits for being a card member. Here is a list of some of the additional benefits the card offers:

• Fraud Protection and Account Security: You can expect $0 Fraud Liability guarantee means you’re never responsible for unauthorized charges, advanced early warnings if we suspect unusual activity on your account, dedicated Fraud Specialists who are available to you 24/7 and secure online account numbers that let you shop online without ever revealing your account number.
• Merchandise Protection on Your Purchases: Up to $500 of Purchase Protection against loss, damage or fire for 90 days and up to 1 year of Extended Product Warranty coverage.
• Travel Protection—At No Cost to You: Get $1,000,000 Travel Accident Insurance when you travel on a common carrier, up to $50,000 in Car Rental Insurance when you decline coverage offered by the rental agency and additional exclusive benefits that keep you protected while you travel.
• Account Management and Customer Service: Dedicated Business Card Specialists who will answer your call within 60 seconds to address your needs from the initial point of contact—no need to repeat yourself, intuitive, secure online account center where you can review charges, pay bills and redeem rewards and account statements you can download right into QuickBooks® for immediate financial analysis
• Unlimited Rewards: You can always earn extra rewards by making online purchases through our exclusive online shopping site, ShopDiscover.

How to Apply for the Discover® More® Card

Applying for this credit card is quick and easy. We’ve provided a link below that will take you to the official Discover® More Card website. From this page, you can click on the apply now button to go to the Discover® More® Card secure online application. The application takes just a few minutes to complete, and they will even notify you about the outcome of your application. To get started, visit the Discover® More® Card official website.

Balance Transfer Credit Cards are an easy way to save money. If you have a balance on a credit card that is currently charging you interest, you can transfer your existing balance to the new card that offers an introductory 0% APR on balance transfers. If you choose the right card you will save yourself a good deal of money by avoiding the interest charges.

A 0% card is is also great way to get out of credit card debt faster. Because you won’t be spending money on interest, all of your payments will go to reduce your debt.

One important factor you should consider when choosing a balance transfer offer is the transfer fee. All balance transfer cards charge a transfer fee, and it’s generally between 3% and 5% of the amount you transfer. Don’t be afraid of this fee because even when you factor the fee in you still come out on top by avoiding the high interest charges. But when deciding on which card to go with, be sure to consider the transfer fee when making your decision.

To get you started, we have researched and listed below the Best Balance Transfer Credit Cards of 2011.

EDITOR’S CHOICE – Citi® Platinum Select® MasterCard®

The Citi® Platinum Select® MasterCard® is one of my personal favorites that I recently recommended this card for my mom. This is one of the best cards for a balance transfer because it offers 0% for a full 18* months. This is one of the longest balance transfer offers out there! With the balance transfer, there is a 3% transfer fee. The card also gives 0% on purchases for 18* months. After the introductory period, regular APR is between 11.99%-21.99%* (Variable), based on your creditworthiness.

For more details, check out our Citi® Platinum Select® MasterCard® review.

Discover® More Card – 18 Month Balance Transfers

This version of the Discover® More® Card - Balance Transfer Fee* gives 18 months interest free on your balance transfers. The transfer fee is 3% of the amount you transfer to the card. The card also gives 0% on purchases for 6 months and you can earn up to 5% cash back in rotating categories. After the introductory rate, the APR you receive is 10.99% - 20.99% (Variable)*, based on your creditworthiness. You enroll in each spending category as the calendar date arrives, giving you even more chances to accrue Cashback bonuses every quarter. You can earn up to 1% Cashback bonus on all other purchases. Top all that off with no annual fee and you see why Discover More is one of the most popular cards out there.

For more details, check out our Discover® More Card – 18 Month Balance Transfers review.

Chase Freedom® Visa – $100 Bonus Cash Back

The Chase Freedom^® Visa - $100 Bonus Cash Back card combines a solid rewards program with a nice 0% balance transfer offer. The card gives 0% on balance transfers for the first 12 months and the balance transfer fee is 3%. When you combine that with 0% for 6 months on purchases and $100 cash back bonus when you spend $500 in 3 months, this card looks pretty good. After the introductory period is over your rate will be between 11.99%-22.99%*(Variable), based on your creditworthiness. Plus, with this card you earn 5% cash back offers in popular categories like gas, home improvement and department stores. On top of that, earn a full 1% cash back on everything else – no spending tiers or caps on how much you can earn.

See our Chase Freedom® Visa – $100 Bonus Cash Back review for more details.

Citi® Diamond Preferred® Card

The Citi® Diamond Preferred® Card is another Citi Card that is tough to beat when it comes to a balance transfer card. This card gives 0% for 18* months on balance transfers and purchases. The balance transfer fee is 3% of the amount you transfer. This is a hard one to beat if you need a long term balance transfer card. The regular APR is between 11.99%-21.99%* (Variable), based on your creditworthiness. This card does not offer a rewards program, but there is no annual fee. This is a great card if you strictly need a solid balance transfer card.

See our Citi® Diamond Preferred® Card review for more details.

Citi® Dividend World MasterCard®

The Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back is another one of Citi’s cards that offers a nice balance transfer deal. You will get 0% for 15 months when you transfer a balance to this card. The transfer fee is 3% of the amount you transfer. The card also gives 0% on purchases for the first 15 months. After the introductory rate, the APR will be between 12.99%-22.99%* (Variable) and is based on your creditworthiness. As a bonus, you will get $100 cash back when you spend $500 within the first 3 months and this applies to balance transfers. You will earn 5% cash back in rotating categories and 1% on everything else. There is no annual fee with this card.

See our Citi® Dividend World MasterCard® review for more details.

Discover® More® Card

This version of the Discover® More® Card has a slightly different offer than the one we featured above. This card gives 15 months of no interest on balance transfers and 12 months no interest on purchases. The other version of the card gives 18 months on balance transfers, but only 6 months on purchases. This version of the card would be ideal if you only need 15 months on your balance transfers, but need a longer 0% offer for your purchases. After the introductory rate, the APR you receive is 10.99% - 20.99% (Variable)*, based on your creditworthiness. This card also offers 5% cash back in rotating categories and 1% on all other purchases. The balance transfers fee is 3% and there is no annual fee.

See our Discover® More® Card review for more details.

Capital One® Platinum Prestige Credit Card

The best feature of the Capital One® Platinum Prestige Credit Card is the 0% introductory rate on both purchases and balance transfers until until May 2013*. This feature benefits those who may want to carry a balance or transfer balances from other cards with high interest rates. Another great feature is the low go-to APR. After the 0% introductory period, the APR for both purchases and balance transfers is a low go-to APR of 10.9% - 18.9% (V)*.

See our Capital One® Platinum Prestige Credit Card review for more details.

Slate® from Chase

The Slate® from Chase is currently the only card that offers a No Balance Transfer Fee. This is a limited time offer and you are required to make your balance transfer within the first 30 days to avoid the fee. The card offers 0% for up to 12 months with no balance transfer fee. If you make the balance transfer after 30 days then there will be a balance transfer fee of 3% of the amount transferred with a minimum of $5. After the introductory rate, the APR you receive is 11.99%-21.99%*(Variable), based on your creditworthiness.

For more details, see our Slate® from Chase review.

The Hyatt Visa Gold Passport card from Chase is designed to reward those that enjoy the luxuries that Hyatt Hotels offer. This card is a rewards credit card that gives special benefits to those that choose to stay at any Hyatt worldwide. New card members will earn 2 nights at any Hyatt Hotel anywhere in the world, simply for using your card the first time.

Two nights at any Hyatt Hotel anywhere in the world, simply for using your card the first time 3 Hyatt Gold Passport points for every $1 spent with your Hyatt Card at all Hyatt properties 1 Hyatt Gold Passport point for every $1 spent on purchases elsewhere There are no limits to the points you can earn Award nights with no resort, internet or redemption fees No foreign transaction fee for international purchases

Rewards Program

With this card you will earn 3 Hyatt Gold Passport® points for each $1 spent at participating Hyatt locations. You will earn 1 Hyatt Gold Passport point for each $1 other purchases. You will not earn Hyatt Gold Passport points in the card program on balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that are used to access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including fees for products that protect or insure the balances of your account. You can earn unlimited points because there is no maximum number of points that you can accumulate. In order to participate in the rewards program you must be a member of Hyatt Gold Passport.

Receive Two Nights

All members qualify for and receive two Hyatt Gold Passport® Free Night Awards after your first use of the card. First use includes purchases, balance transfers, or any checks that are used to access your account, and excludes cash advances. Free Night Awards are valid for use on any available standard room within one year from issuance at any Hyatt hotel or resort worldwide. After qualifying, it takes about 10 days for your Free Night Awards to post to your Hyatt Gold Passport account.

How to Apply for the Hyatt Visa Gold Passport® Card

Applying for this credit card is quick and easy. We’ve provided a link below that will take you to the Chase website. From this page, you can click on the apply now button to go to the Hyatt Visa Gold Passport® Card secure online application. The application takes just a few minutes to complete, and they will even notify you about the outcome of your application.

To get started, visit the Hyatt Visa Gold Passport® Card official website.

The Citi ThankYou® Preferred Rewards Card - $150 in Gift Cards is a good choice for a rewards card because you can earn points for your everyday purchases. The card offers bonus points for new members and gives an anniversary bonus each year you renew membership. The card offers competitive rates based on your creditworthiness and waives the annual fee for you and your authorized user for the first year. This card is available in both a MasterCard and Visa, you choose the card you want when you apply for the card.

$150 in gift cards - When you redeem the 15,000 bonus ThankYou® Points received after $1,000 in purchases within 3 months of account opening 5 ThankYou Points for every $1 spent on purchases at gas stations, supermarkets and drugstores for 12 months and 1 point for every $1 spent thereafter and for all other purchases* Enjoy no limit on the number of points you can earn Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more No annual fee*

0% Introductory Rate

One of the best features of this card is the introductory rate of 0% for N/A*. If you take advantage of this balance transfer offer you have to make the transfer within the first 4 months in order to get the 0% rate and there is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater. After the introductory rate, 12.99%-22.99%* (Variable), based on your creditworthiness.

Anniversary Bonus

At the end of each Citi ThankYou Card account membership year you will also earn an Anniversary Bonus which is calculated as a percentage of ThankYou Points earned from purchases during that membership year. The Anniversary Bonus calculation does not include any other points you may have earned during that membership year. It may take 1-3 billing statements for the Anniversary Bonus to post to your Card Account at the end of each membership year. Here’s how it works: 0-1 years = 1%, 1-2 years = 2%, or 2 or more years = 3%.

Additional Citi ThankYou(SM) Preferred Card Details

This card offers a variety of additional benefits for being a card member. Here is a list of some of the additional benefits the card offers:

• Extended Warranty: The terms of the original manufacturers’ U.S. warranties (of one year or less) may be extended up to one additional year on most items purchased on your card.
• Retail Purchase Protection: Most items purchased with your card are eligible for protection against accidental damage or theft up to 90 days from the date of purchase.
• $0 Liability on Unauthorized Charges: Shop anywhere and never lose a penny on unauthorized charges. With $0 Liability you won’t pay for any unauthorized charges made on your Citi credit card.
• Travel & Emergency Assistance: You’re protected when you’re traveling in the U.S. and abroad. Travel & Emergency Assistance services include medical and legal referrals, lost luggage assistance, emergency transportation, translation services and more. Included in this service are MasterTrip® Travel Assistance, Travel Services Medical Assistance and MasterLegal® Referral Service.
• Automatic Travel Accident Insurance: Charge plane, train or bus tickets to your Citi card and you, your spouse and eligible dependent children are automatically covered for Common Carrier Travel Accident Insurance at no additional cost.
• Auto Rental Insurance: You’re automatically covered when you reserve and rent a covered vehicle with your Citi card and decline the car rental company’s collision loss/damage waiver insurance.
• Citi MasterCard® Payment Tag with PayPassTM: Enjoy the tap-and-go convenience of a Citi MasterCard® Payment Tag with PayPassTM. This new technology allows you to pay by tapping your payment tag on a PayPass reader at checkout. No fumbling for cash and no signature required on most purchases up to $25.
• Citi® Credit Card Benefits & Services: Your card includes a wide range of benefits and services to help protect your credit, provide simple online account management, offer cash or rewards and much more.

How to Apply for the Citi ThankYou^SM Preferred Card – $100 Gift Card

Applying for this credit card is quick and easy. We’ve provided a link below that will take you to the official Citi ThankYou^SM Preferred Card – $100 Gift Card website. From this page, you can click on the apply now button to go to the Citi ThankYou^SM Preferred Card – $100 Gift Card secure online application. The application takes just a few minutes to complete, and they will even notify you about the outcome of your application.

To get started, visit the Citi ThankYou® Preferred Rewards Card - $150 in Gift Cards official website.

The Chase Freedom® Visa – $200 Bonus Cash Back is designed to catch the attention of those who are seeking a cash back and this card does just that. To start, the card offers $200 cash back when you spend just $500 within the first 3 months. This is a limited time offer which means this deal won’t be around forever. The card also has a nice rewards program that cash back on purchases such as gas, home improvement, and department stores. In addition, if you are an online shopper this card is part of the Chase Rewards Plus program that offers up to 10% cash back when shopping online. This card is one of my persona favorites because of the many perks and to top it off there is no annual fee.

This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12. You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter! Unlimited 1% Cash Back on all other purchases Up to an additional 10% Cash Back when you shop online at select merchants through Chase No annual fee and rewards never expire

0% Introductory Rate

The rate you receive will be between 15.99%-22.99%*(Variable), based on your creditworthiness. There are no introductory offers with this card.

Rewards Program

The rewards program is where this card excels. With Chase Freedom® Visa, you can get 5% cash back offers in popular categories like gas, home improvement and department stores. On top of that, earn a full 1% cash back on everything else – no spending tiers or caps on how much you can earn. Chase also offers up to an additional 20% cash back at select merchants when you shop online through Chase. The best part is the bonus which will earn you $200 cash back after you make $500 in purchases within the first 3 months.

Blueprint

The Chase Freedom® Visa offers flexible payment options and online tracking to monitor your spending. With Blueprint, your payment and money management options include the following:

• Full Pay: With full pay, you can select the categories of purchases you want to pay in full each month. Chase will then show these purchases separately on your bill, and you can pay them in full even while you carry a balance in other categories of purchases.
• Split Pay: For larger purchases, you can set up a payment plan, and track your progress month to month.
• Finish It: If you want to pay off your balance, you can set up a payment plan that will help you eliminate your credit card debt.
• Track It: The tracking feature allows you to set spending goals by category and track your progress throughout the month. For example, you can set a spending limit for groceries or restaurants, and Blueprint will track your spending throughout the month. It can even send you alerts as you near your spending goal.

How to Apply for the Chase Freedom® Visa

Applying for this offer is quick and easy. We’ve provided a link below that will take you to the official Chase Freedom® Visa website. From this page, you can click on the apply now button to go to the Chase Freedom® Visa – $200 Bonus Cash Back secure online application. The application takes just a few minutes to complete, and they will even notify you about the outcome of your application.

To get started, visit the Chase Freedom® Visa – $200 Bonus Cash Bac official website.

The Business Platinum Card(R) from American Express OPEN is a business card that offers members a no pre-set spending limit and a rewards program that allows you to earn points based on your purchases. Currently with the Business Platinum Card you can earn 5,000 bonus points each month you spend $10,000 through February 2011. You can get additional card for employees and the annual card membership fee is $450 per year.

Up to $200 Airline Fee Credit to cover incidentals with the airline of your choice 20% Travel Bonus when redeeming with Membership Rewards® Pay with Points Complimentary airport club access, including American Airlines Admirals Club® lounges Concierge service to assist with your business needs from gift giving to dinner reservations Business Platinum Car Rental program with complimentary enrollment in the Hertz #1 Gold Club®, Avis Preferred®, and Emerald club from National® Car Rental The Platinum Office Program, offering access to 1,000 internet-equipped business lounges in 450 major cities worldwide Enrollment in the Membership Rewards First® program No pre-set spending limit*

Rewards Program

You earn points based on how you use your Card and there is no limit to the number of points you can earn as well as there is no expiration date. You will earn 1 point for every eligible dollar you spend and you can earn double points when you book your travels with American Express Travel. You can earn 4X points when you shop select retailers at the Bonus Points Mall®. The card has a special bonus offer for card members which allows you to earn 5,000 bonus points when you spend $10,000 a billing cycle.

Additional Business Platinum Card(R) from American Express OPEN Details

The annal fee for the card is $450 per year. Here are a list of some of the additional benefits the card offers:

• No Pre-set Spending limit: Get purchasing power that can evolve with your business
• Airport Club Access worldwide: Stay productive on the road with complimentary access for you and up to 2 travel companions
• Platinum Office Program: Access 1000 internet-equipped business lounges in 450 major cities worldwide
• Fine Hotels & Resorts: Receive room upgrades upon availability, continental breakfast, guaranteed 4 p.m. late checkout, and a special amenity at over 600 properties worldwide
• OPEN SAVINGS®: Save 3-10% automatically on business expenses with companies like FedEx, Hertz®, Hyatt Hotels & Resorts®, and more
• Business Protections: Protection on your purchases and insurance coverage that gives you added peace of mind when you travel
• Business Platinum Concierge: Access a team of consultants on hand to help you with just about anything personal or professional

How to Apply for the Business Platinum Card(R) from American Express OPEN

Applying for this credit card is quick and easy. We’ve provided a link below that will take you to the official Business Platinum Card(R) from American Express OPEN website. From this page, you can click on the apply now button to go to the Business Platinum Card(R) from American Express OPEN secure online application. The application takes just a few minutes to complete, and they will even notify you about the outcome of your application.

To get started, visit the Business Platinum Card(R) from American Express OPEN official website.