The Citi® Diamond Preferred® Card offers many great perks, ranging from travel and Emergency assistance to virtual account numbers. For a card with no annual fee, Citi offers reputable service and great value. Let’s take a few minutes to explore the Citi Diamond Preferred Card, and determine if it fits your needs. The card offers 0% on both purchases and balance transfers.

0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based upon your creditworthiness.* 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more Special access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass® $0 liability on unauthorized purchases and Citi® Identity Theft Solutions No annual fee*

0% Introductory Rate

One of the best features of the Citi Diamond Preferred credit card is its 0% rate. On balance transfers the card offers 0% for 18 months on balance transfers* months and 0% for 18 months on balance transfers* months on purchases. The regular APR is between 11.99-21.99% (Variable)*, based on your creditworthiness.

Additional Citi® Diamond Preferred® Card Details

This card offers a variety of additional benefits for being a card member. Here is a list of some of the additional benefits the card offers:

• Private pass access: With Private Pass, you’ll enjoy the opportunity to purchase presale tickets, preferred seating and more. Log-in to the Private Pass website, where all available events are listed, including golf, restaurants, nightclubs, shopping, sporting events, theater and other great events.
• Concierge Service: The Diamond Preferred Concierge Service can take care of just about everything, from booking flights and hotel rooms to purchasing concert tickets or making restaurant reservations. This service is also available 24/7 anywhere in the world.
• Extra Cash from Citi: Extra Cash from Citi is a free benefit program that offers you discounts on travel, entertainment, merchandise and more. Earn Extra Cash totaling up to 10% of the purchases made with your Diamond Preferred card.
• Price Protection: If you buy something with your Citi card and then see it advertised in print for less within 60 days, you will receive a refund for the difference up to $250 (excludes Internet purchases and certain items).
• Retail Purchase Protection: Most items purchased with your Citi Diamond Preferred Card are eligible for protection against accidental damage or theft for up to 90 days from the date of purchase.
• $0 Liability on Unauthorized Charges: Shop anywhere and never lose a penny on unauthorized charges. With $0 Liability you won’t pay for any unauthorized charges made on your Citi credit card.
• Travel & Emergency Assistance: You’re protected when you’re traveling in the U.S. and abroad. Travel & Emergency Assistance include medical and legal referrals, lost luggage assistance, emergency transportation, and translation services. Also included in this service are MasterTrip Travel Assistance, Travel Services Medical Assistance and MasterLegal Referral Service.
• Automatic Travel Accident Insurance: Charge plane, train or bus tickets to your Citi card and you, your spouse and eligible dependent children are automatically covered for Common Carrier Travel Accident Insurance at no additional cost.
• Citi Photocard: Citi Photocard offers a great form of photo identification by putting your picture and signature on the front of your Citi card.
• Virtual Account Numbers: With virtual account numbers you never have to give out your real credit card number online. With one click, you can generate a substitute credit card number and make it impossible for anyone to steal your account number while shopping online.
• Citi MasterCard Payment Tag with PayPass: Enjoy the convenience of a Citi MasterCard Payment Tag with PayPass. This new technology allows you to pay by tapping your payment tag on a PayPass reader at checkout. No signature is required for most purchases up to $25.

How to Apply for the Citi® Diamond Preferred® Card

Applying for this credit card is quick and easy. We’ve provided a link below that will take you to the official Citi® Diamond Preferred® Card website. From this page, you can click on the apply now button to go to the Citi® Diamond Preferred® Card secure online application. The application takes just a few minutes to complete, and they will even notify you about the outcome of your application.

To get started, visit the Citi® Diamond Preferred® Card official website.

The Citi® Dividend Platinum Select® Visa® Card is a rewards card that offers cash back on all your purchases. This allows you to earn points fast and earn them in a variety of ways. The card offers a 0% introductory rate on balances transfers and purchases. There is no annual fee and this card is recommended for those with good to excellent credit.

$100 cash back after $500 in purchases within the first 3 months of account opening 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness* Earn 5% cash back at The Home Depot and on Home Furnishing and Home & Garden purchases from 4/1/12 to 6/30/12 when you enroll. Each quarter, you can enroll to earn additional cash back in popular categories. Full 1% cash back on all other purchases and eligible cash advances. No annual fee*

0% Introductory Offer

The card offers a 0% introductory APR for 12 months on purchases*. After the introductory period, the APR will be between 12.99-22.99% (Variable)* and is based on your creditworthiness. The balance transfer fee for this offer is set at 3%; $5 minimum.

Rewards Program

Rewards can be earned on purchases, cash advances and balance transfers. On all purchases you will earn 1% and you will earn 1% on cash advances and cash convenience check amounts billed at the standard cash advance rate. You will earn 5% cash back on department, clothing, electronics and toy store purchases from 10/1/2011 to 12/31/2011 upon enrollment. Plus, earn an average of 5% additional cash back when you shop at over 400 leading retailers through the Citi Bonus Cash Center. You will receive five Dividend Dollars for each individual balance transfer transaction of $1,500 or more. You may can earn a maximum of 300 Dividend Dollars in any calendar year and once you request to redeem your rewards you will receive payment in checks of $50 increments.

Additional Citi® Dividend Platinum Select® Visa® Card – $100 Cash Back Details

This card offers a variety of additional benefits for being a card member. Here is a list of some of the additional benefits the card offers:

• Extended Warranty: The terms of the original manufacturers’ U.S. warranties (of one year or less) may be extended up to one additional year on most items purchased on your card.
• Retail Purchase Protection: Most items purchased with your card are eligible for protection against accidental damage or theft up to 90 days from the date of purchase.
• $0 Liability on Unauthorized Charges: Shop anywhere and never lose a penny on unauthorized charges. With $0 Liability you won’t pay for any unauthorized charges made on your Citi credit card.
• Travel & Emergency Assistance: You’re protected when you’re traveling in the U.S. and abroad. Travel & Emergency Assistance services include medical and legal referrals, lost luggage assistance, emergency transportation, translation services and more. Included in this service are MasterTrip® Travel Assistance, Travel Services Medical Assistance and MasterLegal® Referral Service.
• Automatic Travel Accident Insurance: Charge plane, train or bus tickets to your Citi card and you, your spouse and eligible dependent children are automatically covered for Common Carrier Travel Accident Insurance at no additional cost.
• Auto Rental Insurance: You’re automatically covered when you reserve and rent a covered vehicle with your Citi card and decline the car rental company’s collision loss/damage waiver insurance.
• Citi MasterCard® Payment Tag with PayPassTM: Enjoy the tap-and-go convenience of a Citi MasterCard® Payment Tag with PayPassTM. This new technology allows you to pay by tapping your payment tag on a PayPass reader at checkout. No fumbling for cash and no signature required on most purchases up to $25.
• Citi® Credit Card Benefits & Services: Your card includes a wide range of benefits and services to help protect your credit, provide simple online account management, offer cash or rewards and much more.

How to Apply for the Citi® Dividend Platinum Select® Visa® Card – $100 Cash Back

Applying for this credit card is quick and easy. We’ve provided a link below that will take you to the official Citi® Dividend Platinum Select® Visa® Card – $100 Cash Back website. From this page, you can click on the apply now button to go to the Citi® Dividend Platinum Select® Visa® Card – $100 Cash Back secure online application. The application takes just a few minutes to complete, and they will even notify you about the outcome of your application.

To get started, visit the Citi® Dividend Platinum Select® Visa® Card official website.

The Discover® More® Card is a rewards card that offers cash back on all your purchases. You can earn up to 5% cash back in rotating categories. The card offers 0% on both balance transfers and purchases. There is no annual fee with this card.

0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%* 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S.-based Account Manager within 60 seconds $0 Fraud Liability plus automatic mobile and email fraud alert options Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

0% Introductory Offer

The card offers an introductory rate of 0% for 15 months on purchases*. After the introductory rate, the APR you receive is 10.99-20.99% (Variable)*, based on your creditworthiness.

Rewards Program

The Discover® More® Card features the Cashback bonus program. This is Discover’s popular rewards program that earns you Cashback bonuses on every purchase you make. You can earn 5% Cashback bonus on shopping categories as well as 5% Cashback bonus on seasonal spending categories that change each yearly quarter. You enroll in each spending category as the calendar date arrives, giving you even more chances to accrue Cashback bonuses every quarter. You can earn up to 1% Cashback bonus on all other purchases – Your Discover® More Card earns you .25% Cashback bonus on every purchase up to 3,000 dollars yearly.

Additional Discover® More® Card Details

This card offers a variety of additional benefits for being a card member. Here is a list of some of the additional benefits the card offers:

• Fraud Protection and Account Security: You can expect $0 Fraud Liability guarantee means you’re never responsible for unauthorized charges, advanced early warnings if we suspect unusual activity on your account, dedicated Fraud Specialists who are available to you 24/7 and secure online account numbers that let you shop online without ever revealing your account number.
• Merchandise Protection on Your Purchases: Up to $500 of Purchase Protection against loss, damage or fire for 90 days and up to 1 year of Extended Product Warranty coverage.
• Travel Protection—At No Cost to You: Get $1,000,000 Travel Accident Insurance when you travel on a common carrier, up to $50,000 in Car Rental Insurance when you decline coverage offered by the rental agency and additional exclusive benefits that keep you protected while you travel.
• Account Management and Customer Service: Dedicated Business Card Specialists who will answer your call within 60 seconds to address your needs from the initial point of contact—no need to repeat yourself, intuitive, secure online account center where you can review charges, pay bills and redeem rewards and account statements you can download right into QuickBooks® for immediate financial analysis
• Unlimited Rewards: You can always earn extra rewards by making online purchases through our exclusive online shopping site, ShopDiscover.

How to Apply for the Discover® More® Card

Applying for this credit card is quick and easy. We’ve provided a link below that will take you to the official Discover® More Card website. From this page, you can click on the apply now button to go to the Discover® More® Card secure online application. The application takes just a few minutes to complete, and they will even notify you about the outcome of your application. To get started, visit the Discover® More® Card official website.

Balance Transfer Credit Cards are an easy way to save money. If you have a balance on a credit card that is currently charging you interest, you can transfer your existing balance to the new card that offers an introductory 0% APR on balance transfers. If you choose the right card you will save yourself a good deal of money by avoiding the interest charges.

A 0% card is is also great way to get out of credit card debt faster. Because you won’t be spending money on interest, all of your payments will go to reduce your debt.

One important factor you should consider when choosing a balance transfer offer is the transfer fee. All balance transfer cards charge a transfer fee, and it’s generally between 3% and 5% of the amount you transfer. Don’t be afraid of this fee because even when you factor the fee in you still come out on top by avoiding the high interest charges. But when deciding on which card to go with, be sure to consider the transfer fee when making your decision.

To get you started, we have researched and listed below the Best Balance Transfer Credit Cards of 2012.

Discover® More Card – 18 Month Balance Transfers

This version of the Discover® More® Card gives 18 months interest free on your balance transfers. The transfer fee is 3% of the amount you transfer to the card. The card also gives 0% on purchases for 6 months and you can earn up to 5% cash back in rotating categories. After the introductory rate, the APR you receive is 10.99-20.99% (Variable)*, based on your creditworthiness. You enroll in each spending category as the calendar date arrives, giving you even more chances to accrue Cashback bonuses every quarter. You can earn up to 1% Cashback bonus on all other purchases. Top all that off with no annual fee and you see why Discover More is one of the most popular cards out there.

For more details, check out our Discover® More Card – 18 Month Balance Transfers review.

Citi® Diamond Preferred® Card

The Citi® Diamond Preferred® Card is another Citi Card that is tough to beat when it comes to a balance transfer card. This card gives 0% for 18 months on balance transfers* months on balance transfers and purchases. The balance transfer fee is 3% of the amount you transfer. This is a hard one to beat if you need a long term balance transfer card. The regular APR is between 11.99-21.99% (Variable)*, based on your creditworthiness. This card does not offer a rewards program, but there is no annual fee. This is a great card if you strictly need a solid balance transfer card.

See our Citi® Diamond Preferred® Card review for more details.

Discover® More® Card

This version of the Discover® More® Card has a slightly different offer than the one we featured above. This card gives 15 months of no interest on balance transfers and 12 months no interest on purchases. The other version of the card gives 18 months on balance transfers, but only 6 months on purchases. This version of the card would be ideal if you only need 15 months on your balance transfers, but need a longer 0% offer for your purchases. After the introductory rate, the APR you receive is 10.99-20.99% (Variable)*, based on your creditworthiness. This card also offers 5% cash back in rotating categories and 1% on all other purchases. The balance transfers fee is 3% and there is no annual fee.

See our Discover® More® Card review for more details.

Slate® from Chase

The Slate® from Chase is currently the only card that offers a No Balance Transfer Fee. This is a limited time offer and you are required to make your balance transfer within the first 30 days to avoid the fee. The card offers 0% for up to 15 months with no balance transfer fee. If you make the balance transfer after 30 days then there will be a balance transfer fee of 3% of the amount transferred with a minimum of $5. After the introductory rate, the APR you receive is 11.99-21.99% (Variable)*, based on your creditworthiness.

For more details, see our Slate® from Chase review.

The Citi ThankYou® Preferred Rewards Card - $150 in Gift Cards is a good choice for a rewards card because you can earn points for your everyday purchases. The card offers bonus points for new members and gives an anniversary bonus each year you renew membership. The card offers competitive rates based on your creditworthiness and waives the annual fee for you and your authorized user for the first year. This card is available in both a MasterCard and Visa, you choose the card you want when you apply for the card.

$150 in gift cards - When you redeem the 15,000 bonus ThankYou® Points received after $1,000 in purchases within 3 months of account opening 5 ThankYou Points for every $1 you spend on purchases at gas stations, supermarkets and drugstores for 12 months and 1 point for every $1 you spend thereafter** No expiration and no limit on the number of points you can earn Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more No annual fee*

0% Introductory Rate

One of the best features of this card is the introductory rate of 0% for N/A*. If you take advantage of this balance transfer offer you have to make the transfer within the first 4 months in order to get the 0% rate and there is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater. After the introductory rate, 12.99-22.99% (Variable)*, based on your creditworthiness.

Anniversary Bonus

At the end of each Citi ThankYou Card account membership year you will also earn an Anniversary Bonus which is calculated as a percentage of ThankYou Points earned from purchases during that membership year. The Anniversary Bonus calculation does not include any other points you may have earned during that membership year. It may take 1-3 billing statements for the Anniversary Bonus to post to your Card Account at the end of each membership year. Here’s how it works: 0-1 years = 1%, 1-2 years = 2%, or 2 or more years = 3%.

Additional Citi ThankYou(SM) Preferred Card Details

This card offers a variety of additional benefits for being a card member. Here is a list of some of the additional benefits the card offers:

• Extended Warranty: The terms of the original manufacturers’ U.S. warranties (of one year or less) may be extended up to one additional year on most items purchased on your card.
• Retail Purchase Protection: Most items purchased with your card are eligible for protection against accidental damage or theft up to 90 days from the date of purchase.
• $0 Liability on Unauthorized Charges: Shop anywhere and never lose a penny on unauthorized charges. With $0 Liability you won’t pay for any unauthorized charges made on your Citi credit card.
• Travel & Emergency Assistance: You’re protected when you’re traveling in the U.S. and abroad. Travel & Emergency Assistance services include medical and legal referrals, lost luggage assistance, emergency transportation, translation services and more. Included in this service are MasterTrip® Travel Assistance, Travel Services Medical Assistance and MasterLegal® Referral Service.
• Automatic Travel Accident Insurance: Charge plane, train or bus tickets to your Citi card and you, your spouse and eligible dependent children are automatically covered for Common Carrier Travel Accident Insurance at no additional cost.
• Auto Rental Insurance: You’re automatically covered when you reserve and rent a covered vehicle with your Citi card and decline the car rental company’s collision loss/damage waiver insurance.
• Citi MasterCard® Payment Tag with PayPassTM: Enjoy the tap-and-go convenience of a Citi MasterCard® Payment Tag with PayPassTM. This new technology allows you to pay by tapping your payment tag on a PayPass reader at checkout. No fumbling for cash and no signature required on most purchases up to $25.
• Citi® Credit Card Benefits & Services: Your card includes a wide range of benefits and services to help protect your credit, provide simple online account management, offer cash or rewards and much more.

How to Apply for the Citi ThankYou^SM Preferred Card – $100 Gift Card

Applying for this credit card is quick and easy. We’ve provided a link below that will take you to the official Citi ThankYou^SM Preferred Card – $100 Gift Card website. From this page, you can click on the apply now button to go to the Citi ThankYou^SM Preferred Card – $100 Gift Card secure online application. The application takes just a few minutes to complete, and they will even notify you about the outcome of your application.

To get started, visit the Citi ThankYou® Preferred Rewards Card - $150 in Gift Cards official website.

The The Business Platinum Card® from American Express OPEN is a business card that offers members a no pre-set spending limit and a rewards program that allows you to earn points based on your purchases. Currently with the Business Platinum Card you can earn 5,000 bonus points each month you spend $10,000 through February 2011. You can get additional card for employees and the annual card membership fee is $450 per year.

For a limited time: Earn 25,000 Membership Rewards® points by spending $5,000 in the first 3 months Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in-flight refreshments, and change fees.* 20% Travel Bonus when redeeming with Membership Rewards® Pay with Points Take advantage of 40 premium benefits and rewards, including 24/7 concierge service and dedicated business consultants Complimentary airport club access to 600+ partner lounges, a $950/yr value By Invitation Only: Receive exclusive access to events, ideal for entertaining clients or treating staff, worldwide that aren't available to the general public No pre-set spending limit*

Rewards Program

You earn points based on how you use your Card and there is no limit to the number of points you can earn as well as there is no expiration date. You will earn 1 point for every eligible dollar you spend and you can earn double points when you book your travels with American Express Travel. You can earn 4X points when you shop select retailers at the Bonus Points Mall®. The card has a special bonus offer for card members which allows you to earn 5,000 bonus points when you spend $10,000 a billing cycle.

Additional Business Platinum Card(R) from American Express OPEN Details

The annal fee for the card is $450 per year. Here are a list of some of the additional benefits the card offers:

• No Pre-set Spending limit: Get purchasing power that can evolve with your business
• Airport Club Access worldwide: Stay productive on the road with complimentary access for you and up to 2 travel companions
• Platinum Office Program: Access 1000 internet-equipped business lounges in 450 major cities worldwide
• Fine Hotels & Resorts: Receive room upgrades upon availability, continental breakfast, guaranteed 4 p.m. late checkout, and a special amenity at over 600 properties worldwide
• OPEN SAVINGS®: Save 3-10% automatically on business expenses with companies like FedEx, Hertz®, Hyatt Hotels & Resorts®, and more
• Business Protections: Protection on your purchases and insurance coverage that gives you added peace of mind when you travel
• Business Platinum Concierge: Access a team of consultants on hand to help you with just about anything personal or professional

How to Apply for the Business Platinum Card(R) from American Express OPEN

Applying for this credit card is quick and easy. We’ve provided a link below that will take you to the official Business Platinum Card(R) from American Express OPEN website. From this page, you can click on the apply now button to go to the Business Platinum Card(R) from American Express OPEN secure online application. The application takes just a few minutes to complete, and they will even notify you about the outcome of your application.

To get started, visit the The Business Platinum Card® from American Express OPEN official website.

The 1-2-3 REWARDS® Visa® Card is a rewards credit card ideal for those who shop at Kroger stores. The card is also great for those seeking a 0% introductory rate on purchases or balance transfers. With this card you will earn rewards on every purchase you make. There is no annual fee with this card.

1 point per $1 spent anywhere1 Visa Cards are accepted. 2 points per $1 spent in the Kroger® family of stores (excluding fuel centers). 3 points per $1 spent on the Kroger family of quality brands. Rewards are sent automatically every quarter. No annual fee It’s three cards in one — Rewards Card, Shopper’s Card and Visa Card.

0% Introductory Rate

The 1-2-3 REWARDS® Visa® Card from US Bank offers 0% on both purchases and balance transfers for 9 months. The balance transfer fee is either $10 or 4% of the amount of each transfer, whichever is greater. After that the rate will be between 13.99% and 23.99%, based on your creditworthiness.

Rewards Program

The 1-2-3 REWARDS® Visa Card gives you unlimited rewards at Kroger, King Soopers, City Market, Dillons, Baker’s, Smith’s, Fry’s and QFC. For every 1,000 points you earn you will receive $5 in free groceries. With this card you earn points on every purchase you make. You will earn 1 point per $1 spent anywhere Visa Cards are accepted. You will earn 2 points per $1 spent in the Kroger® family of stores (excluding fuel centers) and 3 points per $1 spent on the Kroger family of quality brands. The rewards you earn are automatically sent to you each quarter.

Additional U.S. Bank FlexPerks® Business Travel Rewards Visa® Details

Just for being a cardmember you will receive card benefits such as the ones listed below:

• Credit Limits up to $25,000.00.
• 100% Fraud Protection.
• Travel Accident Insurance includes $500,000 of coverage when you purchase tickets for travel on common carriers with your Visa Card.
• Auto Rental Insurance when you charge your entire car rental on your Select Rewards Visa Card.
• Free Online Account Access to view and manage your credit card purchases, advances, and payments using U.S. Bank Internet Banking.
• Convenience checks available upon request.
• Transfer balances and consolidate bills into one easy payment.
• Cash access at over one million ATMs worldwide.
• Flexible payment options including U.S. Mail, AutoPay from any United States deposit account, telephone transfer, U.S. Bank ATM, Internet Banking, U.S. Bank branch locations.

How to Apply for the 1-2-3 REWARDS® Visa® Card

Applying for this credit card is quick and easy. We’ve provided a link below that will take you to the official 1-2-3 REWARDS® Visa® Card website. From this page, you can click on the apply now button to go to the 1-2-3 REWARDS® Visa® Card secure online application. The application takes just a few minutes to complete, and they will notify you about the outcome of your application.

To get started, visit the 1-2-3 REWARDS® Visa® Card official website.

The Platinum Edition® Visa® Card is a basic credit card that is ideal for those that want a card that offers a 0% introductory rate on purchases and balance transfers. This card would be a great choice if you need a balance transfers card because it gives no interest for 12 months. This card does not have a rewards program, but does off a low rate for those that qualify. This card does not have an annual fee.

Introductory 0% APR* on purchases for the first 6 billing cycles after your account is opened. Introductory 0% APR* on balance transfers for the first 12 billing cycles after your account is opened. A variable APR between 9.99% and 17.99% based on the Prime Rate depending on how you meet our credit criteria after the intro rate expires. An introductory balance transfer fee of 3% applies to each balance transfer that you make with this offer (minimum $10). After that, a balance transfer fee of 5% applies to each balance transfer that you make (minimum $10).

0% Introductory Offer

The Platinum Edition® Visa® Card offers an introductory rate 0% for 6 months on purchases and 0% for 12 months on balance tranfers. There is a balance transfer fee of 3% with a minimum of $10. After the introductory period the standard APR is 9.99% – 17.99% variable, based on your creditworthiness. The APR can vary based on changes to the prime rate.

Additional Platinum Edition® Visa® Card Details

Here are some of the additional protections you receive for being a Bank of America cardmember.

• Flight Insurance: You and your family will be protected with up to $250,000 in Travel Accident Insurance — at no extra cost to you. Simply charge the entire amount of your travel tickets to your Platinum Edition Visa or MasterCard.
• Travel insurance: Travel Assistance Services will cover you with a comprehensive array of emergency services that will allow you to rapidly receive help while traveling.
• Extended warranty: Extended Warranty doubles most manufacturers’ original U.S. warranties on items you purchase with your Platinum Edition Visa or MasterCard — for up to 12 additional months.

How to Apply for the Platinum Edition® Visa® Card

Applying for this credit card is quick and easy. We’ve provided a link below that will take you to the official First National Bank website. From this page, you can click on the apply now button to go to the Platinum Edition® Visa® Card secure online application. The application takes just a few minutes to complete, and they will notify you about the outcome of your application.

To get started, visit the Platinum Edition® Visa® Card official website.

The Bank of America® Student Platinum Plus® Visa® Credit Card is a basic credit card with no rewards program that is ideal students who want to build their credit while still in school. The card can be used anywhere Visa debit is accepted. The card offers a relatively low rate and there is no annual fee. The card is available to full and part-time students at accredited colleges and universities

With responsible use you can begin to establish a credit history that will benefit you now and in the future Student Identity Theft Protection for 4 years at no additional cost Tools to help build a successful financial future

Rates and Offers

The Bank of America® Student Platinum Plus® Visa® Credit Card offers at rate of 14.24% for purchases and balance transfers. The balance transfer fee is either $10 or 3% of the amount of each transaction, whichever is greater. The rate may vary based on changes to the prime rate. This card does not have an introductory offer.

Additional Bank of America® Student Platinum Plus® Visa® Credit Card Details

Here are some of the additional protections you receive for being a Bank of America cardmember.

• Additional Platinum Plus® Visa® benefits**
• Tools to help build a successful financial future
• Access to Add It Up® where you can earn up to 20% cash back on online purchases at participating retail stores
• Total Security Protection® package which helps protect against fraud and unauthorized use of your card
• Secure Online Banking Service review your current statement or look over the previous 12 months of statements. Avoid paying late fees by scheduling your payments ahead of time online at no extra cost to you.

How to Apply for the Bank of America® Student Platinum Plus® Visa® Credit Card

Applying for this credit card is quick and easy. We’ve provided a link below that will take you to the official Bank of America® Student Platinum Plus® Visa® Credit Card website. From this page, you can click on the apply now button to go to the Bank of America® Student Platinum Plus® Visa® Credit Card secure online application. The application takes just a few minutes to complete, and they will notify you about the outcome of your application.

To get started, visit the Bank of America® Student Platinum Plus® Visa® Credit Card official website.