Citicards offer some of the most rewarding credit cards available. From zero percent introductory offers on purchases and transferred balances, to cash back, to travel rewards, Citi offers a diverse collection of credit cards to meet just about any financial need. Listed below are some of the more popular Citi cards with links to more detailed reviews of each card.
Citi Balance Transfer Cards
| Citi® Platinum Select® Visa® |
|
- 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.
- $0 Liability on unauthorized purchases
- Citi® Identity Theft Solutions
- Secure, free online account management
- No annual fee*
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
| 0%* |
21 months on balance transfers and purchases* |
11.99%-21.99%* (Variable) |
$0* |
Yes |
Excellent Credit* |
|
| Citi® Diamond Preferred® Card |
|
- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based upon your creditworthiness.*
- 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more
- Special access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass®
- $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
- No annual fee*
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
| 0.00%* |
18 months on purchases* |
11.99-21.99% (Variable)* |
$0.00* |
Yes |
Excellent Credit* |
|
| Citi® Platinum Select® Visa® |
|
- 0% Intro APR on balance transfers and purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based on your creditworthiness.*
- Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
- Citi® Identity Theft Solutions
- No annual fee*
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
| 0.00%* |
18 months on purchases* |
11.99-21.99% (Variable)* |
$0.00* |
Yes |
Excellent Credit* |
|
Citi Rewards Cards
| Citi ThankYou® Preferred Rewards Card - $150 in Gift Cards |
|
- $150 in gift cards - When you redeem the 15,000 bonus ThankYou® Points received after $1,000 in purchases within 3 months of account opening
- 5 ThankYou Points for every $1 you spend on purchases at gas stations, supermarkets and drugstores for 12 months and 1 point for every $1 you spend thereafter**
- No expiration and no limit on the number of points you can earn
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- No annual fee*
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
| N/A* |
N/A* |
12.99-22.99% (Variable)* |
$0.00* |
Yes |
Excellent |
|
| Citi Forward® Card |
|
- $100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months
- 0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable
- 5 points for every $1 spent at restaurants and on books, movies and music.
- 1 point for every $1 you spend on all other purchases
- Want to lower your purchase APR? All you have to do is make a purchase, stay under your credit limit, and pay on time 3 billing periods in a row and we will lower your APR for purchase by up to 2% “(0.25% each quarter, 8X maximum)
- No Annual Fee
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
0%* for transfers for purchases 0%* for transfers |
12 months on balance transfers* |
12.99%-22.99%* (Variable) |
$0* |
Yes |
Excellent |
|
| Citi® Hilton HHonors® Visa Signature® Card |
|
- Earn 40,000 Hilton HHonors Bonus Points after spending $1000 within 4 months of account opening*
- Earn 6 Hilton HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton Worldwide portfolio*
- Earn 3 Hilton HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations*
- Earn 2 Hilton HHonors Bonus Points for each $1 spent on all other purchases*
- No annual fee.*
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
| N/A* |
N/A* |
14.24-16.24% (Variable)* |
$0.00* |
Yes |
Excellent |
|
| Citi Simplicity® Card |
|
- 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
- Peace of mind through direct access to a service representative, no late fees and no penalty rate
- No annual fee
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
| 0.00%* |
18 months on purchases* |
12.99-21.99% (Variable)* |
$0.00* |
Yes |
Excellent Credit* |
|
| Citi ThankYou® Preferred Rewards Card - $250 in Gift Cards |
|
- $250 in gift cards - When you redeem the 25,000 bonus ThankYou® Points received after $2,000 in purchases within 4 months of account opening
- Earn 1 point for every $1 you spend on all purchases
- Receive an anniversary bonus every year you're a cardmember
- No expiration and no limit on the points you can earn
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- No annual fee*
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
| N/A* |
N/A* |
12.99-22.99% (Variable)* |
$0.00* |
Yes |
Excellent Credit* |
|
| Citi® Dividend Platinum Select® Visa® Card |
|
- $100 cash back after $500 in purchases within the first 3 months of account opening
- 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
- Earn 5% cash back at The Home Depot and on Home Furnishing and Home & Garden purchases from 4/1/12 to 6/30/12 when you enroll.
- Each quarter, you can enroll to earn additional cash back in popular categories.
- Full 1% cash back on all other purchases and eligible cash advances.
- No annual fee*
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
| 0.00%* |
12 months on purchases* |
12.99-22.99% (Variable)* |
$0.00* |
Yes |
Excellent Credit* |
|
Citi Student Credit Cards
| Citi Forward® Card for College Students |
|
- No Cosigner required
- APR reduction on purchases when using credit wisely
- 100 ThankYou Points each billing period that you pay on time and stay under your credit limit
- Earn 1,000 points after you sign up for paperless statements within the first 3 months of account opening.
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
| 0.00%* |
7 months on purchases* |
13.99-22.99% (Variable)* |
$0.00* |
No |
Good Credit* |
|
| Citi® Dividend Platinum Select® Card for College Students |
|
- No Cosigner Required
- Earn 5% Cash Back on eligible purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months, and 1% thereafter*
- Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required*
- Earn a full 1% cash back on all other purchases*
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
| 0.00%* |
7 months on purchases* |
13.99-21.99% (Variable)* |
$0.00* |
No |
Good |
|
Citi Business Credit Cards
| CitiBusiness® World Card |
|
- Designed for businesses with an established credit history
- $100 gift card - when you redeem the 10,000 bonus ThankYou® points received after $300 in purchases within 3 months of account opening
- 0% intro APR on Purchases for 6 months. After that, 13.24% variable
- 3 ThankYou points for every $1 spent at certain office supply merchants and on professional services and 1 point for every $1 spent on other purchases
- Earn rewards for your business expenses, including purchases made on employee cards
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- No Annual Fee*
|
| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfer |
Credit Needed |
| 0.00%* |
6 months on purchases* |
13.24% (Variable)* |
$0.00* |
No |
Excellent Credit* |
|