Citi Credit Cards

Citi Credit CardsCiticards offer some of the most rewarding credit cards available. From zero percent introductory offers on purchases and transferred balances, to cash back, to travel rewards, Citi offers a diverse collection of credit cards to meet just about any financial need. Listed below are some of the more popular Citi cards with links to more detailed reviews of each card.

Citi Balance Transfer Cards

Citi® Platinum Select® MasterCard®
Citi® Platinum Select® MasterCard®
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  • 0% Intro APR on balance transfers and purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based on your creditworthiness.*
  • Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
  • Citi® Identity Theft Solutions
  • No annual fee*
Intro APRIntro APR
Period
Regular
APR
Annual
Fee
Balance
Transfer
Credit
Needed
0.00* for transfers18 months on balance transfers and purchases*11.99%-21.99%* (Variable)$0*YesExcellent Credit*

Citi® Diamond Preferred® Card
Citi® Diamond Preferred® Card
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  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based upon your creditworthiness.*
  • 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more
  • Special access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass®
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
  • No annual fee*
Intro APRIntro APR
Period
Regular
APR
Annual
Fee
Balance
Transfer
Credit
Needed
0.00* for transfers18 months on balance transfers and purchases*11.99%-21.99%* (Variable)$0*YesExcellent Credit*

Citi® Platinum Select® Visa®
Citi® Platinum Select® Visa®
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  • 0% Intro APR on balance transfers and purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based on your creditworthiness.*
  • Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
  • Citi® Identity Theft Solutions
  • No annual fee*
Intro APRIntro APR
Period
Regular
APR
Annual
Fee
Balance
Transfer
Credit
Needed
0.00* for transfers18 months on balance transfers and 18 months on purchases*11.99%-21.99%* (Variable)$0*YesExcellent Credit*

Citi Rewards Cards

Citi ThankYou® Preferred Rewards Card - $150 in Gift Cards
Citi ThankYou® Preferred Rewards Card - $150 in Gift Cards
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  • $150 in gift cards - When you redeem the 15,000 bonus ThankYou® Points received after $1,000 in purchases within 3 months of account opening
  • 5 ThankYou Points for every $1 spent on purchases at gas stations, supermarkets and drugstores for 12 months and 1 point for every $1 spent thereafter and for all other purchases*
  • Enjoy no limit on the number of points you can earn
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • No annual fee*
Intro APRIntro APR
Period
Regular
APR
Annual
Fee
Balance
Transfer
Credit
Needed
N/A*N/A*12.99%-22.99%* (Variable)$0*YesExcellent

Citi Forward® Card
Citi Forward® Card
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  • $100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months
  • 0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable
  • 5 points for every $1 spent at restaurants and on books, movies and music.
  • 1 point for every $1 you spend on all other purchases
  • Want to lower your purchase APR? All you have to do is make a purchase, stay under your credit limit, and pay on time 3 billing periods in a row and we will lower your APR for purchase by up to 2% “(0.25% each quarter, 8X maximum)
  • No Annual Fee
Intro APRIntro APR
Period
Regular
APR
Annual
Fee
Balance
Transfer
Credit
Needed
0%* for transfers12 months on balance transfers*12.99%-22.99%* (Variable)$0*YesExcellent

Citi® Platinum Select® / AAdvantage® World MasterCard®
Citi® Platinum Select® / AAdvantage® World MasterCard®
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  • Earn 30,000 American Airlines AAdvantage® bonus miles after $750 in purchases within the first 4 months of cardmembership - more than enough for a roundtrip domestic flight award*
  • Earn an additional 10,000 AAdvantage® bonus miles after $5,000 in purchases during the first 6 months of cardmembership*
  • Receive a one-time $100 statement credit for the first eligible American Airlines purchase you make within the first 12 months of cardmembership*
  • $85 annual fee waived for the first 12 months*
Intro APRIntro APR
Period
Regular
APR
Annual
Fee
Balance
Transfer
Credit
Needed
0.00*N/A15.24% Variable*$85, waived for the first 12 months*YesExcellent Credit*

Citi® Hilton HHonors® Visa Signature® Card
Citi® Hilton HHonors® Visa Signature® Card
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  • Earn 40,000 Hilton HHonors Bonus Points after spending $1000 within 4 months of account opening*
  • Earn 6 Hilton HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton Worldwide portfolio*
  • Earn 3 Hilton HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations*
  • Earn 2 Hilton HHonors Bonus Points for each $1 spent on all other purchases*
  • No annual fee.*
Intro APRIntro APR
Period
Regular
APR
Annual
Fee
Balance
Transfer
Credit
Needed
N/A*N/A*14.24% or 16.24%* (Variable)$0*YesExcellent

Citi Simplicity® Card
Citi Simplicity® Card
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  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
  • Peace of mind through direct access to a service representative, no late fees and no penalty rate
  • No annual fee
Intro APRIntro APR
Period
Regular
APR
Annual
Fee
Balance
Transfer
Credit
Needed
N/A* for transfers18 months on balance transfers and purchases*12.99% - 21.99%* (Variable)$0*YesExcellent Credit*

Citi ThankYou® Preferred Rewards Card - $250 in Gift Cards
Citi ThankYou® Preferred Rewards Card - $250 in Gift Cards
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  • $250 in gift cards - When you redeem the 25,000 bonus ThankYou® Points received after $2,000 in purchases within 3 months of account opening
  • Earn 1 point for every $1 you spend on all purchases
  • Receive an anniversary bonus every year you're a cardmember
  • No expiration and no limit on the points you can earn
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • No annual fee*
Intro APRIntro APR
Period
Regular
APR
Annual
Fee
Balance
Transfer
Credit
Needed
N/A*N/A*12.99%-22.99%* (Variable)$0*YesExcellent Credit*

Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back
Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back
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  • $100 cash back after $500 in purchases within the first 3 months of account opening
  • 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
  • 5% cash back on fitness club, health care, and utilities purchases from 1/1/2012 to 3/31/2012 upon enrollment.
  • Each quarter, you can enroll to earn additional cash back in popular categories.
  • Full 1% cash back on all other purchases and eligible cash advances.
  • No annual fee*
Intro APRIntro APR
Period
Regular
APR
Annual
Fee
Balance
Transfer
Credit
Needed
0.00* for transfers12 months on balance transfers and purchases*12.99%-22.99%* (Variable)$0*YesExcellent Credit*

Citi Student Credit Cards

Citi Forward® Card for College Students
Citi Forward® Card for College Students
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  • No Cosigner required
  • APR reduction on purchases when using credit wisely
  • 100 ThankYou Points each billing period that you pay on time and stay under your credit limit
  • Earn 1,000 points after you sign up for paperless statements within the first 3 months of account opening.
Intro APRIntro APR
Period
Regular
APR
Annual
Fee
Balance
Transfer
Credit
Needed
N/A* for transfers0% Intro APR for 7 months on purchases*13.99%-22.99%* (Variable)$0*YesGood Credit*

Citi® Dividend Platinum Select® Card for College Students
Citi® Dividend Platinum Select® Card for College Students
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  • No Cosigner Required
  • Earn 5% Cash Back on eligible purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months, and 1% thereafter*
  • Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required*
  • Earn a full 1% cash back on all other purchases*
Intro APRIntro APR
Period
Regular
APR
Annual
Fee
Balance
Transfer
Credit
Needed
N/A* for transfers7 months on purchases13.99%-21.99%* (Variable)$0*YesGood

Citi Business Credit Cards

CitiBusiness® World Card
CitiBusiness® World Card
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  • Designed for businesses with an established credit history
  • $100 gift card - when you redeem the 10,000 bonus ThankYou® points received after $300 in purchases within 3 months of account opening
  • 0% intro APR on Purchases for 6 months. After that, 13.24% variable
  • 3 ThankYou points for every $1 spent at certain office supply merchants and on professional services and 1 point for every $1 spent on other purchases
  • Earn rewards for your business expenses, including purchases made on employee cards
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • No Annual Fee*
Intro APRIntro APR
Period
Regular
APR
Annual
Fee
Balance
Transfer
Credit
Needed
N/A* for transfers6 months on purchases*13.24%* (Variable)$0*YesExcellent Credit*