The Citi® Dividend Platinum Select® Card for College Students is ideal for college students looking to establish credit, the Citi Dividend Platinum Select Card for College Students offers some of the best terms and rewards available from any student credit card. The card offers a 0% introductory rate on purchases. This card does not charge an annual fee.
0% Introductory Rate
The card offers new members a 0% APR introductory interest rate on purchases for 7 months. After the introductory period, the rate you receive will be 13.99-21.99% (Variable)* based on your creditworthiness.
Rewards Program
The Citi® Dividend Platinum Select® Visa® Card for College Students gives members 5% cash back at supermarkets, gas stations, utilities and drugstores for the first 6 months of card membership. After that the card gives 1% on those purchases. The card also gives 2% cash back in popular, rotating categories, like department stores, jewelry, apparel, restaurants, hotels and more. On all other purchases you will earn 1% cash back.
Additional Citi® Dividend Platinum Select® Card for College Students Details
This card offers a variety of additional benefits for being a card member. Here is a list of some of the additional benefits the card offers:
- $0 Liability on Unauthorized Charges: Shop anywhere and never lose a penny on unauthorized charges. With $0 Liability you won’t pay for any unauthorized charges made with your card.
- Credit Education Tips and Tools: Learn to Use Credit Wisely and find tools to plan monthly budgets and future investments.
- Flexible Payment Terms: Choose to pay your bill in the beginning, middle or end of the month. Enjoy the flexibility of paying your full balance or just the minimum payment due each month.
- Extended Warranty: The terms of the original manufacturers’ U.S. warranties (of one year or less) may be extended up to one additional year on most items purchased on your card.
- Retail Purchase Protection: Most items purchased with your card are eligible for protection against accidental damage or theft for up to 90 days from the date of purchase.
- Travel & Emergency Assistance: You’re protected when you’re traveling in the U.S. and abroad. Travel & Emergency Assistance services include medical and legal referrals, lost luggage assistance, emergency transportation, translation services and more. Included in this service are MasterTrip® Travel Assistance, Travel Services Medical Assistance and MasterLegal® Referral Service.
- Automatic Travel Accident Insurance: Charge plane, train or bus tickets to your Citi® card and you, your spouse and eligible dependent children are automatically covered for Common Carrier Travel Accident Insurance at no additional cost.
- Auto Rental Insurance: You’re automatically covered when you reserve and rent an eligible vehicle with your Citi® card and decline the car rental company’s collision loss/damage waiver insurance.
How to Apply for the Citi® Dividend Platinum Select® Card for College Students
Applying for this credit card is quick and easy. We’ve provided a link below that will take you to the official Citi® Dividend Platinum Select® Card for College Students website. From this page, you can click on the apply now button to go to the Citi® Dividend Platinum Select® Card for College Students secure online application. The application takes just a few minutes to complete, and they will even notify you about the outcome of your application.
To get started, visit the Citi® Dividend Platinum Select® Card for College Students official website.

