Which Sapphire Card Offers The Most?

By on March 28, 2011 in Credit Card Deals

The Chase SapphireSM Cards are rewards credit cards offered by Chase. Both cards are part of a premier rewards program that allows you to earn reward points while using your card for everyday purchases. The unique thing about these cards is that the rewards program is unlimited and unrestricted which gives you, the card member, more choices. We have compared both cards, so you can decide which one is best for you.

Chase SapphireSM

The Chase SapphireSM Card has a 13.24% APR on all purchases and a 19.24% APR on all cash advances. You will have access to Blueprint, which is a set of free features that helps you manage your account. With this reward program, you will earn one point for every dollar spent and there is no expiration on points. Your points can be redeemed for travel, merchandise, cash back, gift cards, and more. There are no travel restrictions or blackout dates and your points can be used for any hotel, any flight, anywhere! There is no limit to how many points you are allowed to earn! After your spend $3,000 within 3 months Chase Sapphire Card, you will be awarded 25,000 bonus points. Card members get to enjoy all these benefits and more and there is no annual fee!

  • Earn 10,000 bonus points after you spend $500 in the first 3 months - that's $100 toward travel or any other reward!
  • 2 points per dollar spent at restaurants & 1 point per dollar spent on all other purchases.
  • Points never expire and there are no limits on how many points you can earn
  • Redeem points for travel, gift cards, merchandise, cash back and more
  • Direct access to expert service advisors anytime
  • No annual fee!

Chase Sapphire PreferredSM

The Chase Sapphire PreferredSM also comes with a 13.24% APR on purchases and a 19.24% APR on cash advances. On top of all the benefits Chase SapphireSM has to offer, you’ll get even more with the Preferred Card. You will earn 50,000 points, after your spend $3,000 within 3 months. All of your earned points will be worth 25% more when you book your travel online through Ultimate Rewards and you’ll get a 7% annual points dividend for all the points you have earned each year (even the ones you have already redeemed!). The annual fee for this card is waived the first year, but it is $85 each year after.

  • Earn 40,000 bonus points after you spend $3,000 in the first 3 months - that's $500 toward travel rewards!
  • 2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases.
  • Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate RewardsSM
  • No foreign transaction fees
  • Receive a 7% annual dividend on all new points earned - even on points already redeemed
  • 1:1 point transfer to participating frequent travel programs
  • Direct access to expert service advisors anytime
  • No Annual Fee for your first year - A $95 value

About Michal

Michal is a personal finance blogger who writes for several top personal finance blogs, such as Dough Roller and Go Banking Rates. She enjoys writing about money management, getting out of debt and planning for retirement. Her practical approach encourages folks to get serious about their relationship with their money.
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