From now until January 15th 2011, all students that sign up for a Citi student credit card will receive a $50 statement credit after they’ve spent $50. You just have to spend the $50 within the first three months of being a cardmember. There are three different Citi student credit cards that qualify for this offer:
- Citi® mtvU™ Platinum Select® Card
- Citi Forward® Card
- Citi® Dividend Platinum Select® Card
All three of these cards offer the $50 cash back bonus and they all offer a special introductory rate as well. With any of the three cards you will get a 0% introductory APR on purchases for the first 7 months. After the introductory period is over, the APR will be 12.99% to 21.99% based on your creditworthiness. None of the cards have an annual fee which makes the offer even better. Using a student credit card, like one of these Citi cards, is a great way to build a solid credit history while your still in school. Each of these cards is a rewards card and offers different rewards options which are listed below.
Citi® mtvU™ Platinum Select® Card
The Citi mtvU™ Platinum Select® Card rewards students for their everyday purchases and for getting good grades. The card offers cardmembers 5 ThankYou® points for every dollar you spend on books, movies, music and restaurants. Beyond that you will receive 1 ThankYou® point for all your other purchases. If you have good grades, you can earn an additional 4,000 ThankYou® points each year. Cardholders will also have access to free concert tickets and other promotional events.
Citi Forward® Card
The Citi Forward® Card rewards students for being responsible. For example, you can earn up to a 2% APR reduction their first year when you stay under the credit limit and pay your bill on time for three consecutive months. Cardholders will also receive 100 rewards points a month if their bill is paid on time and another 2,500 rewards points after signing up for paperless statements. This card also allows students to earn 5 ThankYou® points for every dollar spent on books, movies, music and restaurants and 1 ThankYou® point on all other purchases.
Citi® Dividend Platinum Select® Card
The Citi® Dividend Platinum Select® Card is a cash back card that offers a pretty good deal. Cardholders can earn 5% cash back at supermarkets, drugstores, gas stations and utilities for 6 months and 1% thereafter. Cardholders will also earn 2% cash back in rotating categories like restaurants, apparel, hotel and more. All other purchases will receive the standard 1% cash back.
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