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September 3, 2010

3% Cash Back Credit Card Offers

by Michal on February 1, 2010

With folks looking to save as much money as possible, we put together this list of credit cards that pay up to 3% cash back on select purchases:

Chase Freedom

  • Earn a 1% rebate for each $1 of net purchases
  • additional 1% rebate for each $1 of eligible airfare net purchases
  • Earn 3% cash back between different categories of gas, home improvement, and department stores
  • 0% APR on purchases for 6 months
  • 0% APR on balance transfers for 12 months

The Chase Freedom card offers cash back on purchases such as gas, groceries and fast food. If you are an online shopper this card is part of the Chase Rewards Plus program that offers up to 10% cash back when shopping online. With this card there are no annual fees and the card offers a 0% Intro APR.

True Earnings Card from Costco and Amex

  • pays 3% cash back on up to $3,000 in gasoline purchases (1% thereafter)
  • earn 3% cash back at restaurants
  • 2% cash back for travel
  • 1% cash rewards everywhere else, including Costco

The True Earnings Card from Costco and American Express is a cash back rewards card that can earn you cash wherever you shop, not just Costco. The TrueEarnings card also offers a $25 statement credit after your first purchase is made with the card. There is no annual fee if you have a paid Costco Membership. The card also offers a 0% introductory rate on purchases for six months.

Discover More Card

Although the Discover More card pays up to 5% cash back, we thought we’d include it as well:

  • 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
  • 5% to 20% Cashback Bonus at top retailers through the online shopping site
  • Up to 1% Cashback Bonus on all other purchases automatically

The Discover More credit card offers cash back in categories like travel, home, gas, restaurants, movies. The card also offers a 0% Intro APR for the first 6 months on purchases as well as 0% for 12 months on Balance Transfers. As a bonus, the card allows you to increase, even double, your rewards when you redeem for gift cards from the 100 Cashback Bonus Partners. The card has no annual fee.

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