Photo: Mait Jüriado
As a young adult building strong credit and financial history is one of the most important things you can do. The financial decisions you make today can affect every aspect of your life in either a positive way or a negative way. With financial independence comes a whole new set of freedoms and possibilities. This article lists four credit cards that are geared towards establishing credit for young adults.
Capital One® Cash Rewards for Newcomers
Citi Forward Card for College Students
The Citi Forward credit card designed for college students is an excellent option for those just starting out. It comes with the following features:
- No Cosigner required
- APR reduction on purchases when using credit wisely
- 100 ThankYou Points each billing period that you pay on time and stay under your credit limit
- Earn 1,000 points after you sign up for paperless statements within the first 3 months of account opening.
You can check out our full review here.

