The Visa® Black Card provides perks and services that no other credit card offers. This card is known for being the worlds most prestigious and versatile credit card. According to many card owners, the Visa Black Card has the same credit criteria as other credit cards, just on a higher scale. Your credit history must excellent and your income must be at least in the six figures annually. The card offers a rewards program, 0% on balance transfers and has an annual fee of $495. Black Card membership is limited to ensure the highest caliber of personal service is provided to every Cardmember.
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0% Offer
When opening a Black Card account, you can transfer over your existing balances and enjoy a 0% Introductory APR for the first six months. The balance transfer fee during the introductory period is either $10 or 3% of each transfer, whichever is greater. After the introductory period the fee is either $10 or 4% of each transfer. The regular APR for this card is 14.99%* and can vary based on changes to the prime rate.
Rewards Program
The more you use your Black Card the better. Black Card members can redeem points for 1% cash back or for airfare on any airline with no blackouts or restrictions beginning at 25,000 points for a ticket worth up to $500.
Additional Visa® Black Details
The Visa Black card offers some of the best perks and concierge services available. Here are a list of some of the additional benefits the card offers:
- Global Acceptance:For your convenience, your Black Card is accepted in over 170 countries worldwide.
- Zero Liability: Provides complete protection against unauthorized purchases made with your Black Card.
- Purchase Security: Will replace, repair or reimburse up to a maximum of $500 per claim for eligible items within the first 90 days from the date of purchase.
- Warranty Manager Service: Includes warranty registration and extended protection, which extends the original manufacturer’s warranty up to one additional year.
- Lost Luggage Reimbursement: Black Card provides you with complete peace of mind while traveling. Carry-on or checked luggage is covered up to $3,000 per trip if lost or stolen when you purchase your common carrier ticket with your Black Card.
- Trip Delay: Allow Black Card to take the stress out of travel delays. When a trip is delayed more than 12 hours due to a covered event, expenses incurred as a result of the delay, such as meals and lodging, are reimbursed up to $300 per ticket.
- Trip Interruption/Cancellation Insurance: Receive reimbursement up to $1,500 in the event of qualifying trip cancellation or trip interruption.
- Travel & Emergency Assistance Service: Rely on Black Card for assistance in coordinating medical,
legal and travel services while you are away from home. - Baggage Delay Service: Black Card will reimburse you for expenses up to $100 per day for three days for the purchase of essential items in the event of baggage delay.
- Auto Rental Damage: Offers reimbursement at no additional charge for damage due to collision or theft up to the actual value of most rental vehicles.
- Worldwide Travel Accident Insurance: As a Black Card member, you receive $250,000 worth of
insurance coverage for eligible travel. This benefit provides common carrier accidental death or dismemberment coverage at no extra cost. - Roadside Dispatch: Black Card protects you when unexpected circumstances occur by providing convenient 24/7 towing and locksmith referral services in the U.S. and Canada.
How to Apply for the Visa® Black Card
Applying for this credit card is quick and easy. We’ve provided a link below that will take you to the official Visa® Black Card website. From this page, you can click on the apply now button to go to the Visa® Black Card secure online application. The application takes just a few minutes to complete, and they will even notify you about the outcome of your application.
To get started, visit the Visa® Black Card official website.