4 Apps That Will Maximize Your Rewards

Take a look at our recent coverage on GoBankingRates.com, Why Are so Many Credit Card Companies Offering High-Yield Savings Accounts?.

There are a handful of great apps that make earning and redeeming your credit card rewards even easier. We all know there’s an app for everything and credit card rewards are no different. As a matter of fact, such apps can really enhance your earning experience by helping you manage and maximize your rewards. Whether you need to enroll in the quarterly 5% cash back program or simply just check to see how many miles you’ve earn, you can do it with one of these apps.

Amex App(s)

American Express is known for their luxurious array of credit cards so it’s only fitting that they offer an array top notch apps too – four to be exact. That’s right Amex has four different apps you can download for Apple or Android devices. There’s an app for everything like managing your card(s), booking your travel plans, finding offers and entertainment, and managing your business.

When it comes to managing your American Express account you can view your bill, make payments, see recent transactions and access benefits on the go, including locating airport lounges around the world.

You have the ability to view and claim exclusive deals and offers available at nearby retailers and restaurants. It functions like loyalty rewards programs in which you will get you bonus cash back after making 5 or 10 purchases at a specific merchant.

You can also access and use rewards points you earn on more than 70 brands of gift cards and over one million products. If you receive a gift card you can also check the balance through the app in seconds.

Discover Mobile

The Discover app let’s you manage your card account(s), but, that’s not the cool feature. With this app you can enroll in the 5% rotating categories each quarter and you can also redeem your Cashback Bonuses for hundreds of eCertificates.

If you don’t know, you must register each quarter to be eligible for the 5% rotating categories offered with the Discover® More® Card. If you don’t register then you only get the normal 1% on your purchases. Being able to register right from your app makes registering very convenient.

As expected you can check account summaries, view balance and payment information, your available credit, Cashback Bonus balance and more.

Mile Blaster

Mile Blaster is an app that frequently fliers can put to go use. When earning mile after mile it’s gotta be hard to keep track of all your earnings. Mile Blaster can help you manage all your miles from all your different frequent flyer cards. The cool thing with this app is that you can track your hotel points too.

You can set up alerts so you will be notified when you’ve hit a goal. This way you don’t have to constantly check in to see where you are. The most annoying thing is when you miss out on cashing in, but Mile Blaster has a solution for this. You’ll also receive alerts that prevent your miles from expiring at six months, three months, one month and one week ahead of expiration.

You can also calculate the amount of miles you will earn on a flight using any loyalty program, helping you earn bonus miles on your next trip.

Award Wallet

AwardWallet provides a free service that helps you manage your reward balances and travel itineraries and Award Wallet tracks it all! Your miles, hotel points, and your rewards all in one place. Like, Mile Blaster, you can customize alerts so you are never out of touch with your earnings.

You can access balances and reward numbers, see a detailed view of your reward programs and check your balance without an internet connection. It’s important to not that American Airlines is not yet listed on AwardWallet. The best part about award wallet is it’s completely free to use.

About Michal Cheney

Michal Cheney is a personal finance blogger who writes for several top personal finance blogs, such as Dough Roller and Go Banking Rates. She enjoys writing about money management, getting out of debt and planning for retirement. Her practical approach encourages folks to get serious about their relationship with their money.
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