Do A Good Deed With Your Citi ThankYou Network Points

One cool feature of many credit card rewards programs is that they give their members the opportunity to redeem their rewards in the form of a charitable donation. Instead of cashing in your rewards for cash back, gift cards, or merchandise, you can donate them to a charity. Today we are going to look at the options the Citi ThankYou Network offer their card members when it comes to making a charitable donation. You will also find a list of credit cards that a part of the Citi ThankYou Rewards Program.

Citi ThankYou Network

There are 8 different Citi® credit card that are part of the Citi ThankYou Network. With these credit cards you earn points for doing the things you do every day, like banking, shopping. You can also earn points for banking with Citibank with an enrolled checking account, booking eligible travel with Expedia® or shopping at over 300 retailers through the ThankYou Bonus Center run by Citi. Here’s a quick summary of the various ways you can earn ThankYou Points:

  • Participating Citi® credit card, which include the Citi Forward card
  • Morgan Stanley Smith Barney FMA® Card enrolled in ThankYou Network
  • Having an enrolled Citibank checking account and other linked banking products and services
  • Shopping through the ThankYou Bonus Center with over 300 major retailers, or in-store using a participating Citi® credit card
  • Plus, get bonus points through special ThankYou® Network promotions
  • You can also purchase ThankYou® Points in increments of 1,000 points for $25, up to 10,000 points per calendar year. You may not purchase points to offset any PremierPass Flight Points.
  • Points with Citi®: You can earn points for every $1 spent on purchases with your Citi Credit Card. You can get points for using your Citibank checking account and other qualifying Citibank products and services.
  • Points with Expedia.com®: Expedia.com® is the exclusive travel sponsor of ThankYou Network. You can earn points when booking eligible travel on Expedia.com® no matter how you pay. If you’ve got a Citi Credit Card or Citibank Debit Card, use it to book your travel and earn even more points.
  • Points for Shopping: You can get rewarded for shopping at your favorite retailers. Points are earned when you shop online by linking through thankyou.com, or in-store by using your Citi Credit Card. Shop at over 400 online retailers, such as Macy’s, Best Buy, and Target—and earn additional points for every dollar you spend. Use your Citi Credit Card at a growing number of stores, such as Timberland, Eddie Bauer or FAO Schwarz—and earn additional points for every dollar you spend. Also, when you make purchases from participating catalogs or purchase gift certificates, you’ll earn additional points for every dollar you spend.

Charitable Donations With Your Citi Card

Citi’s rewards credit cards allow you to redeem points for charity donations. Once you earn points They have ten charity partners which you can donate to. You have the option to cash in your points for a charitablie gift. You can redeem ThankYou Points for charitable contributions, issued in the form of a check made payable to the charity, in denominations of $5, $25, $50, $75 and $100 only.

  • March of Dimes
  • American Red Cross
  • JA Worldwide
  • Pro-literacy Worldwide
  • Plan USA
  • American Lung Association
  • American Institute for Cancer Research
  • Arthritis Foundation
  • American Heart Association
  • American Forest Plant A Program

Buying Extra Points

If you find that you don’t have enough points it’s not a problem because you can purchase more points. You can purchase ThankYou points in increments of 1,000 points to get the rewards you really want. You can purchase up to 100,000 point cap per calendar year, you can purchase points at any time, and there no redemption required. For point purchases exceeding 30,000 points, you have to contact Citi directly at the ThankYou Service Center at 1-800-THANKYOU (1-800-842-6596).

Eligible Citi ThankYou Cards

Currently there are 8 Citi Cards that participate in the ThankYou Network. Each card offers a variety of benefits for their cardmembers. Check out the cards listed below for more details:

Citi ThankYou(SM) Preferred Card

(See Review)


  • $150 in gift cards - When you redeem the 15,000 bonus ThankYou® Points received after $1,000 in purchases within 3 months of account opening
  • 5 ThankYou Points for every $1 you spend on purchases at gas stations, supermarkets and drugstores for 12 months and 1 point for every $1 you spend thereafter**
  • No expiration and no limit on the number of points you can earn
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • No annual fee*

Citi Forward® Card

(See Review)


  • $100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months
  • 0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable
  • 5 points for every $1 spent at restaurants and on books, movies and music. 1 point for every $1 you spend on all other purchases
  • APR reduction on purchases when using credit wisely
  • No Annual Fee*

Citi ThankYou(SM) Premier Card

(See Review)


  • Earn 50,000 bonus ThankYou® Points after $2,000 in purchases within 3 months of account opening - enough for $500 in gift cards
  • 1 ThankYou point for every $1 you spend on purchases
  • Earn points for the miles you fly when you purchase a ticket with your Citi ThankYou Premier Card
  • No foreign transaction fees on purchases*
  • Annual complimentary domestic companion ticket, within the continental USA, when booked through our travel benefits provider, Spirit Incentives
  • No points cap and no expiration of points

Citi Forward® Card for College Students

(See Review)


  • Earn a $75 statement credit after you spend $150 on back-to-school purchases at apparel, book or electronics stores within the first 3 months of opening your account*
  • No Cosigner required
  • APR reduction on purchases when using credit wisely
  • 100 ThankYou Points each billing period that you pay on time and stay under your credit limit
  • Earn 1,000 points after you sign up for paperless statements within the first 3 months of account opening

Citi® mtvU™ Platinum Select® Visa® Card for College Student

(See Review)


  • No Cosigner Required
  • Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rental stores
  • Earn 1 ThankYou Point for every dollar you spend on all other purchases
  • Earn up to 2000 ThankYou Points twice a year for having a good GPA

Citi ThankYou(SM) Prestige Card

(See Review)


  • 1 ThankYou® Point for every $1 you spend on purchases
  • No foreign transaction fee on purchases
  • Receive a complimentary international or domestic companion ticket
  • Earn an anniversary bonus on points earned from purchases every year
  • Earn bonus points when you sign up for Paperless Statements and Account Online
  • With no points cap and no expiration of points

AT&T Universal Savings & Rewards Card

(See Review)


  • 0% Intro APR on balance transfers for 15 months
  • Earn great rewards and automatic savings, exclusively for AT&T customers
  • No annual fee
  • Earn 1 ThankYou® Point for every $1 you spend on non-AT&T purchases
  • Redeem points for millions of great rewards including music downloads, gift cards, and travel
  • Save up to 10% on AT&T purchases and service for first 12 months, and 5% thereafter – up to $350 a year
  • Earn savings on AT&T products and services, including the latest Apple, Android, Blackberry, and Windows smart phone

AT&T Universal Business Rewards Card

(See Review)


  • Earn 5 ThankYou® Points for every $1 spent on eligible AT&T products/services
  • Earn 3 points for every $1 spent on purchases at certain office – supply merchants, gas stations and on professional services
  • 1 point for every dollar you spend on other purchases
  • You also earn 1 point for every $1 your employees spend on other purchases
  • Control spending with individual credit limits

About Michal

Michal is a personal finance blogger who writes for several top personal finance blogs, such as Dough Roller and Go Banking Rates. She enjoys writing about money management, getting out of debt and planning for retirement. Her practical approach encourages folks to get serious about their relationship with their money.
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