SmartyPig is a free FDIC-insured savings account that helps people achieve their financial goals. Once you sign-up for a SmartyPig account, you can create different goals that aim towards anything from paying off a credit card to saving for a new car or vacation. After you create a goal(s), you can start adding money to your goal from a valid funding source. When you reach a specific goal, the funds you have saved are then credited back into your funding source or can be added to your SmartyPig Cash Rewards Prepaid Mastercard. SmartyPig is an easy tool for people to use to really start saving for the things they want or need.
If you have already taken advantage of having a SmartyPig account, there is now a SmartyPig App for iPhone that makes your experience even more appealing. This application is available to download for free from the iTunes App Store. The SmartyPig App allows you to keep track of your goals, add money to a goal, transfer money between goals, receive important notifications, and much more. The app is very easy to use and makes it easy for you to monitor and adjust your goals while on-the-go. Here are some of the features the SmartyPig App has to offer:
Review SmartyPig Account Info
You can get a quick overview of your SmartyPig account when using this application. You can access the total amount of funds you have accumulated into your account. You can also view the balance of each goal individually, so you can easily track the progress you have made. If you have friends or family who also use SmartyPig, you can add them to your “friends” list which allows you to contribute to their financial goals as well. You also have access to your message inbox where you can find important messages about any changes or notifications that pertain to activity or changes in your account.
Add Money to a Goal
The SmartyPig App allows you to quickly add funds to your goal(s). Anytime you use a funding source with SmartyPig, the information for that source is safely stored into your account, so you are not required to enter the information multiple times. You can also choose to make a one-time deposit or you can set up recurring deposits when adding funds to a goal. Once all of your information is stored into your account, you can access this app from your smartphone, choose the funding source, the amount you wish to transfer, the goal you are transferring to, then submit the information and your transaction will be completed.
Transfer Funds From One Goal to Another
The SmartyPig App also allows you to move money between goals. Let’s say you had planned on taking a vacation, but for some reason you’re now unable to go. With this app, you can take the money you have saved for your vacation and put it towards a different goal like paying off a credit card or starting an emergency fund. Having the ability to move all of your savings around makes it convenient for you to adjust your goals more effectively.
Check Goal Details, Balances and Transaction History
The SmartyPig App allows you to see the details of each of your goals. These details include the kind of withdrawal you have set up for your goal (one-time or recurring), the funding source being used, and the balance and progress of your goal. If your goal is set up for a recurring deposit, you will find the date you can expect money to be withdrawn from your funding source and the amount that will be transferred to your goal. You will also have access to your transaction history so you can keep track of any transfers you have made between goals or any other activity within your account.
[...] rate on your funds and a cash back rewards program to which you can enroll. There is also a SmartyPig Mobile App available for iPhone users, so that makes it easy for people to manage their account while [...]