Some of my favorite card offers are the ones that give you a nice bonus just for making a purchase. The Hyatt Credit Card is one of these offers because it gives 2 free nights at any Hyatt Hotel, anywhere in the world, after your first purchase. What’s not to love about that? It’s got other great benefits too, like triple points for your Hyatt purchase. Let’s get into all the details.

Begin with 2 Award Nights at Hyatt properties worldwide, after making your first purchase with the Hyatt Credit Card Receive 1 Anniversary Award Night each year in category 1-4 properties No foreign transaction fees and Smart Chip protection on international purchases 3 Hyatt Gold Passport points for every $1 spent with your Hyatt Card at all Hyatt properties 1 Hyatt Gold Passport point for every $1 spent on purchases elsewhere There are no limits to the points you can earn Award nights with no resort, Internet or redemption fees

Rewards Program

Let’s talk rewards! You will earn Hyatt Gold Passport® points for each $1 spent at participating Hyatt locations and you earn 1 Hyatt Gold Passport point for each $1 other purchases. As you can see, if you stay at Hyatt locations then you can earn points much faster. This would be great for you summer travels. You can earn unlimited points because there is no maximum number of points that you can accumulate.

Two Free Nights

We will cover this perk in a bit more detail. All members will receive two Hyatt Gold Passport® Free Night Awards after your first use of the card. First use includes things like purchases, balance transfers, or any checks that are used to access your account, but it excludes cash advances. Your Free Night Award is valid for use on any available standard room within one year from when it’s issued. You can use it at any Hyatt hotel or resort any where in the world. After you qualify, it takes about 10 days for your Free Night Awards to post to your account.

How to Apply for the Hyatt Visa Gold Passport® Card

Applying for this offer is simple. I’ve provided a link below that will take you offer website. From this page, you can click on the apply now button to go to the Hyatt Visa Gold Passport® Card secure online application. The application takes just a few minutes to complete, and they will even notify you about the outcome of your application.

To get started, visit the Hyatt Credit Card official website.

A rewards card for your business is a great way to save some money. The CitiBusiness ThankYou® Card is a cash back business card that rewards you for your purchases. This card is for businesses who have already established a strong credit history. The card gives extra points in rotating categories, offers a competitive rate and doesn’t charge an annual fee. Here are the details:

Designed for businesses with an established credit history Earn 15,000 bonus ThankYou® points after you make $3000 in purchases within 3 months of cardmembership - enough for $150 in gift cards 0% intro APR on Purchases for 6 months. After that, 13.24% variable Earn 3 ThankYou® points for every $1 you spend on eligible purchases in rotating business categories Redeem points on things for your business or for yourself like business supplies, merchandise, gift cards, travel or even cash No limit to the amount of points you can earn on purchases and points don't expire No Annual Fee*

Rates and Offers

The regular APR is 13.24% (Variable)*, based on your creditworthiness. The card also gives a nice little introductory rate of 6 months on purchases*. Often we don’t see business cards offering these types of intro rates, so this is helpful if you need extra time on a large purchase.

Earning Rewards

The card comes packed full with a nice bonus offer. The card gives 15,000 bonus ThankYou(R) points after you make $3000 in purchases within 3 months of card membership. That breaks down to just spending $1,000 per month and that’s enough to get you $150 in gift cards.

In addition, you will also earn 3 ThankYou(R) points for every dollar spent on eligible purchases in rotating business categories. We don’t see many business cards that function with rotating categories. Let’s take a look at what the categories are:

Other Features

How to Apply for the CitiBusiness ThankYou® Card

Applying for this credit card is quick and easy. We’ve provided a link below that will take you to the official Citi website. From this page, you can click on the apply now button to go to the CitiBusiness ThankYou® Card secure online application. The application takes just a few minutes to complete, and they will even notify you about the outcome of your application.

To get started, visit the CitiBusiness ThankYou® Card official website.

Citi recently relaunched one of their popular miles cards, the Citi® Platinum Select® / AAdvantage® Visa Signature® Card. If you’re an AA frequently flyer then you will be impressed with some of the additions. It’s got a nice 30,000 American Airlines AAdvantage® bonus miles offer and you can even check your bags for free when flying. There is a $95 annual fee, but it’s waived for the first year.

Here’s what the cards got to offer:

Earn 30,000 American Airlines AAdvantage® bonus miles after $1,000 in purchases within the first 3 months of cardmembership* Your first eligible checked bag is free* Priority Boarding* and 25% savings on eligible in-flight purchases* Earn a $100 American Airlines Flight Discount every cardmembership year with qualifying purchases and cardmembership renewal* Double AAdvantage® miles on eligible American Airlines purchases* Earn 10% of your redeemed AAdvantage® miles back - up to 10,000 AAdvantage® miles each calendar year* No mileage cap* and your miles may never expire*

Rates and Offers

This card does not have an introductory offer. The regular APR is 15.24% (Variable)*, based on your creditworthiness.

Earning Rewards

The real perk with this card is the bonus offer. You can earn 30,000 American Airlines AAdvantage® bonus miles after you spend $1,000 within 3 months. That breaks down to just $333 each month for 3 months and 30,000 bonus miles will go a long way. On all your American Airlines purchases you will earn double AAdvantage® miles.

Free Checked Bags

If you’ve recently traveled then you know just how expensive it is these days to check your luggage. If you’ve experienced this then you will surely appreciate what this card offers. This card lets you and up to 4 companions each check one bag for free. That’s right for free! That alone can save you a couple hundred dollars each trip.

How to Apply for the Citi® Platinum Select® / AAdvantage® Visa Signature® Card

Applying for this credit card is quick and easy. We’ve provided a link below that will take you to the official Citi website. From this page, you can click on the apply now button to go to the Citi® Platinum Select® / AAdvantage® Visa Signature® Card secure online application. The application takes just a few minutes to complete, and they will even notify you about the outcome of your application.

To get started, visit the Citi® Platinum Select® / AAdvantage® Visa Signature® Card official website.

If you frequently travel out of the country then you can save yourself some money by using a card with no foreign transaction fee. Most cards charge 3%-5% in fees if you make a purchase overseas. However, there are select cards that waive this fee, making these cards the best option for international travelers.

We are starting to see more and more credit cards jump on the bandwagon and waive their foreign transaction fee. At one time all cards charged this fee, but today consumers have a variety of cards to choose from.

To get you started, here’s a list of the Best Credit Cards for International Travel.

EDITOR’S CHOICE: Capital One® Venture(SM) Rewards Credit Card

2 miles per dollar on every purchase, every day Money® Magazine's "Most Rewarding Card if you crave free airline flights" - Money Magazine, May 2011 Earn 10,000 bonus miles when you spend $1,000 within the first 3 months, equal to $100 in travel Redeem your miles for any travel expense No limit on the miles you can earn and miles don't expire Fly on any airline, any time with no blackout dates No foreign transaction fees $0 intro annual fee for the first year; $59 after that

For more information, check out our Capital One® Venture(SM) Rewards Credit Card Review.

Chase Sapphire Preferred(SM)

Earn 40,000 bonus points after you spend $3,000 in the first 3 months - that's $500 toward travel rewards! 2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases. Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate RewardsSM No foreign transaction fees Receive a 7% annual dividend on all new points earned - even on points already redeemed 1:1 point transfer to participating frequent travel programs Direct access to expert service advisors anytime No Annual Fee for your first year - A $95 value

Platinum Card® from American Express

25,000 Membership Rewards® points when you spend $2,000 during your first three months of Card membership Global Travel Benefits: Access over 600 lounges worldwide with Priority Pass™ Select, no foreign transaction fees, skip U.S. customs lines with Global Entry. Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in-flight refreshments, and change fees.* Receive a companion ticket for discounted travel when you purchase a qualifying First- or Business-Class international ticket. Additional charges/taxes apply. 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more Fine Hotels & Resorts Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide Use Membership Rewards Pay with Points for part or all of your travel and get 20% of those points back every time.

For more information, check out our Platinum Card® from American Express Review.

Discover® Motiva Card

Earn Cashback Bonus® for your good credit management 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%* Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S.-based Account Manager within 60 seconds $0 Fraud Liability plus automatic mobile and email fraud alert options Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

Discover® More® Card

0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%* 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S.-based Account Manager within 60 seconds $0 Fraud Liability plus automatic mobile and email fraud alert options Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

For more information, check out our Discover® More® Card Review.

United Mileage Plus® Club Card

Annual Club Membership - up to a $475 value Premier AccessSM Priority Airport Services Earn a 50% Mileage Bonus Check your first and second bag for free No Foreign Transaction Fees* Receive Access to exclusive events with Inside Access from Chase

It seems like traveling has become more and more expensive these days thanks to gas prices and additional checked baggage fees. Chase has just launched a travel rewards card just in time to save you some money for your summer travels. The United Mileage Plus® Club Card has many benefits including unlimited access to more than 50 United Club locations, priority check-in & boarding, and up to two free checked bags! The card has a hefty annual fee of $395, but if you’re a big traveling this fee is more than worth it.

Here are some of the details:

Annual Club Membership - up to a $475 value Premier AccessSM Priority Airport Services Earn a 50% Mileage Bonus Check your first and second bag for free No Foreign Transaction Fees* Receive Access to exclusive events with Inside Access from Chase

Rates and Offers

The APR you receive will be 15.24% (Variable)*, based on your creditworthiness. This is a competitive rate for a travel rewards card. This card does not offer a special introductory rate for purchases or balance transfers.

Earning Rewards

The real reason to consider this card is because of the rewards. Here’s how it works. You will earn 1.5 award miles per dollar spent which is a 50% bonus on the 1 mile per dollar you usually earn with travel rewards cards. When you purchase United tickets you will earn 2 miles per dollar you spend – those that travel with United will like this. Your miles don’t expire as long as you are a Cardmember and you won’t pay close-in booking fees on award tickets.

Club Card Travel Perks

Now to the fun stuff. As a cardmember you get special travel perks that can make your travel experience all the better. Here are some of the nice perks you get just for carrying the card:

How to Apply for the United Mileage Plus® Club Card

Applying for this credit card is quick and easy. We’ve provided a link below that will take you to the official Chase website. From this page, you can click on the apply now button to go to the United Mileage Plus® Club Card secure online application. The application takes just a few minutes to complete, and they will even notify you about the outcome of your application.

To get started, visit the United Mileage Plus® Club Card official website.

The Disney Rewards® Visa® Card is sure to catch the attention of the big Disney fans. It’s a rewards card that gives you cash back for all your purchases. You can redeem your earnings for your favorite Disney items. I like the fact that this card does not charge an annual fee to its members. Let’s take a look at all the details and see how this card stacks up to some of the other credit cards on the market.

Rates and Offers

The rate you receive will be either 13.24% or 16.24%. It’s all based on your creditworthiness, so the better your credit, the better rate you will receive. The card offers 0% for 6 months on certain Disney vacations.

Earning Rewards

You earn 1% in Disney Dream Reward Dollars on whenever you make a card purchase – that’s 1% back for every $100 you spend. There’s no limit on how much you can earn. You can redeem your earning for anything Disney related. Such as, Disney Theme Park tickets and hotel stays to DVDs, toys and etc.

The nice thing about this card is there are no limits to how much you can earn. However, earning just 1% isn’t the best offer out there. Take a look at the most popular cash back cards to see how they match up with your spending.

10% Off Purchases

The card also gives 10% off select Disney purchases. You have to spend $50 to be eligible for the discount. There are some purchases like Theme Park Passes that do not get the 10%, so be sure to check all the details.

Additional Disney Rewards® Visa® Card Perks

How To Apply for the Disney Rewards® Visa® Card

You can easily apply for the Disney Rewards® Visa® Card by completing an online application. Once you submit your application Chase will notify you of the outcome. To get you started, we have provided the link for you below.

Apply for the Disney Rewards® Visa® Card.

If you travel internationally then you have to check out the British Airways Visa Signature Card®. There are two major reasons I like this card, the bonus offer and all the perks for international trips. The card does have a $95 annual fee, but as avid credit card users know, sometimes paying an annual fee is worth the savings. I haven’t seen a card yet that matches up to this one so let’s check it out.

Here’s a quick look at what it offers:

One important thing to point out (and another reason I like this card) is that this card does not charge a foreign transaction fee on any purchase. This means that when you are using your card overseas, there is no added fee for a currency exchange. Many cards charge a 3% – 5% fee for these purchases.

100,000 Bonus Offer

The attention grabber here with this offer is the 100,000 bonus Avios points that new cardholders can snag. Let’s take a look at how this offer works:

This is a one-time offer and we don’t know how long this offer will be around. The 100,000 miles is enough miles for 2 transatlantic reward flights.

Rewards Program

When it comes to earning miles, you can earn miles on all your purchases. You will earn 2.5 BA Miles for every $1 spent on British Airways purchases and you will earn 1.25 BA Miles for every $1 spent on all other purchases. Another spending perk I like is that every year you spend $30,000 you’ll earn a Travel Together Ticket good for two years – this allows someone to travel with you at no charge.

How to Apply for the British Airways Visa Signature Card®

Applying for this credit card is quick and easy. We’ve provided a link below that will take you to the official British Airways Visa Signature® Card website. From this page, you can click on the apply now button to go to the British Airways Visa Signature® Card secure online application. The application takes just a few minutes to complete, and they will even notify you about the outcome of your application.

To get started, visit the British Airways Visa Signature Card® official website.

The Amazon Visa by Chase offers some great rewards for those who regularly buy books and other merchandise from Amazon. Just by using the card once you’ll receive $30 cash back. But what makes this card most interesting are the points you can earn. The card is ideal for those who shop regularly at Amazon.com and want to earn points. As a bonus, a $30 Amazon.com Gift Card will instantly be loaded into your Amazon.com Account once you get approved for the card. I like the fact that the card comes with no annual fee.

Earn 3 points on Amazon.com purchases Earn 2 points on gas, dining, and drugstore purchases Earn 1 point on purchases everywhere else There are no earning caps, expiration dates, or annual fees!

Rates and Offers

The APR you receive is based on your card type and your creditworthiness. Here’s the breakdown: 13.24% for the Signature card or 18.24% or 21.24% for the Platinum card, based on your creditworthiness. The card does not offer an introductory rate.

The card is not ideal for those that carry a balance or our looking for a balance transfer credit card or other introductory interest rate offer.

If you need a card with 0% for purchases then consider one of the following:

Amazon Credit Card’s Reward Points

With its rewards point system, cardholders earn up to three points for every dollar spent on the card. Here’s how it works. For every dollar spent at Amazon.com, cardholders earn three points. You’ll earn two points for every dollar spent at gas stations, drug stores and restaurants. And you will earn one point for every dollar spent everywhere else.

Here’s a quick breakdown of the points reward system:

• Earn 3 points for all Amazon purchases.
• Earn 2 points for all gas, restaurant, and drugstore purchases.
• Earn 1 point for all other purchases.

Redeeming Amazon Credit Card Points

Shop with Points lets you use your points to buy the stuff you want right at the Amazon checkout. You can pay for all or part of your order with points. For every 100 points you earn it is equal to $1.00 towards your Amazon purchase. You can also redeem your points for cash back, gift cards, or travel.

How to Apply for the Amazon Credit Card

Applying for this credit card is quick and easy. We’ve provided a link below that will take you to the official Amazon Credit Card website. From this page, you can click on the apply now button to go to the Amazon Credit Card secure online application. The application takes just a few minutes to complete, and in most cases you receive a response within 60 seconds.

To get started, visit the Amazon Visa by Chase official website.

The Sam's Club Discover Card gives you cash back for your Sam’s Club purchases. It’s a Discover Card so you use this card everywhere Discover cards are accepted. You also get access to up to $100 cash in-store. This credit card has your photo on it and also becomes your membership card. There is no annual fee with this card.

A personal credit account that rewards you with cash back All the Benefits of Advantage of Discover Credit Earn up to 2% cash back* Use everywhere Discover is accepted In-Club cash access up to $100

Rates

The standard APR is between 12.37%* – 21.37%* (Variable)* depending on your creditworthiness. There is no introductory offer with this card. You need good credit to be approved for this card offer.

Cash Back Offer

The cash back terms for this card can be a bit misleading. The amount you can earn depends on what type of Club member you are. Here’s how it works:

• Sam’s Club Advantage Plus Members: You can earn “up to 2% cash back” for your purchases. The terms say you have to spend $10,000 in order to receive the 2% cash back. Otherwise, you will earn .25% cash back for your purchases. Here’s the breakdown – .25% on total purchases up to $1,500, .50% on total purchases from $1,500.01 to $3,000, 1% on total purchases from $3,000.01 to $5,000, 1.75% on total purchases from $5,000.01 to $10,000 and 2% on total purchases from $10,000.01 to $250,000.
• Sam’s Club Advantage Members and non-Members: The rewards for Sam’s Club Advantage Members and non-Members are .25% on total purchases up to $1,500, .50% on total purchases from $1,500.01 to $3,000 and 1% on total purchases from $3,000.01 to $250,000.

Once a year you will receive a rebate check as long as you have $5 coming back to you and the check has to be cashed at a Sam’s Club. If you are a frequent Sam’s Club shopper then the cash back offer might still be worth it.

If cash back is your goal then consider a card that offers more cash back like the Chase Freedom Visa. This card gives you 5% cash back on popular rotating categories and 1% back on all your other purchases, including Sam’s Club purchases. This is a better offer than the .25% offered by the Sam’s Club Discover(R) Card.

How To Apply for the Sam’s Club Discover Card

You can apply for the Sam's Club Discover Card online or pick up an application at any Sam’s Club.

The Target Credit Card® is for those that love shopping at Target stores. This is a basic credit card that can only be used at Target stores or online at www.target.com. The card has a high APR, but there is no annual fee. I love Target stores, but I’m not a big fan of this card. There are much better cards that offer lower rates on your purchases.

Can be used at Target stores or online Get 5% off on all Target purchase when using your Target Credit Card® - including online purchases Free shipping for online purchases Manage your account online No annual fee

Rates and Offers

The card has an APR of 22.90%. There is are no introductory rates available with this card.

Rewards Program

The one thing I do like is when you use your Target Credit Card® you will receive 5% off your purchases. If use your Target Credit Card® and another form of payment then you only get the 5% off on what you actually charge to the card. For example, if you spend $100, but only $60 of that goes on your Target Credit Card® then you get 5% off of $60. You get the 5% off at store (including pharmacy) and online purchases. The other perk I like is that when you shop online with the card you get free shipping.

How to Apply for the Target Credit Card®

Applying for the Target Credit Card® can be done at the store or by printing off an online application. If you want to apply in the store you can fill out an application and turn it in customer service. If you choose to print the form online then you mail your application to:

Target National Bank
PO Box 5329
Sioux Falls, SD 57117-5329

Once your application has been received you will hear something back in 2 to 4 weeks.