1-2-3 REWARDS® Visa® Card from US Bank

The 1-2-3 REWARDS® Visa® Card is a rewards credit card ideal for those who shop at Kroger stores. The card is also great for those seeking a 0% introductory rate on purchases or balance transfers. With this card you will earn rewards on every purchase you make. There is no annual fee with this card.


  • 1 point per $1 spent anywhere1 Visa Cards are accepted.
  • 2 points per $1 spent in the Kroger® family of stores (excluding fuel centers).
  • 3 points per $1 spent on the Kroger family of quality brands.
  • Rewards are sent automatically every quarter.
  • No annual fee
  • It’s three cards in one — Rewards Card, Shopper’s Card and Visa Card.

Categories: Low Interest | Points Rewards | Excellent Credit | US Bank | Gas Rewards | Good Credit | Balance Transfer | 0% Offer


0% Introductory Rate

The 1-2-3 REWARDS® Visa® Card from US Bank offers 0% on both purchases and balance transfers for 9 months. The balance transfer fee is either $10 or 4% of the amount of each transfer, whichever is greater. After that the rate will be between 13.99% and 23.99%, based on your creditworthiness.

Rewards Program

The 1-2-3 REWARDS® Visa Card gives you unlimited rewards at Kroger, King Soopers, City Market, Dillons, Baker’s, Smith’s, Fry’s and QFC. For every 1,000 points you earn you will receive $5 in free groceries. With this card you earn points on every purchase you make. You will earn 1 point per $1 spent anywhere Visa Cards are accepted. You will earn 2 points per $1 spent in the Kroger® family of stores (excluding fuel centers) and 3 points per $1 spent on the Kroger family of quality brands. The rewards you earn are automatically sent to you each quarter.

Additional U.S. Bank FlexPerks® Business Travel Rewards Visa® Details

Just for being a cardmember you will receive card benefits such as the ones listed below:

  • Credit Limits up to $25,000.00.
  • 100% Fraud Protection.
  • Travel Accident Insurance includes $500,000 of coverage when you purchase tickets for travel on common carriers with your Visa Card.
  • Auto Rental Insurance when you charge your entire car rental on your Select Rewards Visa Card.
  • Free Online Account Access to view and manage your credit card purchases, advances, and payments using U.S. Bank Internet Banking.
  • Convenience checks available upon request.
  • Transfer balances and consolidate bills into one easy payment.
  • Cash access at over one million ATMs worldwide.
  • Flexible payment options including U.S. Mail, AutoPay from any United States deposit account, telephone transfer, U.S. Bank ATM, Internet Banking, U.S. Bank branch locations.

How to Apply for the 1-2-3 REWARDS® Visa® Card

Applying for this credit card is quick and easy. We’ve provided a link below that will take you to the official 1-2-3 REWARDS® Visa® Card website. From this page, you can click on the apply now button to go to the 1-2-3 REWARDS® Visa® Card secure online application. The application takes just a few minutes to complete, and they will notify you about the outcome of your application.

To get started, visit the 1-2-3 REWARDS® Visa® Card official website.


About Michal

Michal is a personal finance blogger who writes for several top personal finance blogs, such as Dough Roller and Go Banking Rates. She enjoys writing about money management, getting out of debt and planning for retirement. Her practical approach encourages folks to get serious about their relationship with their money.
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