The AT&T Universal Business Rewards Card is a small business credit card issued by Citi that is designed for business owners who use AT&T as their phone providers. This card allows members to earn more reward points when they use their card on AT&T expenses. The card allow allows you to earn more points on various other category of expenses. The card offers a special introductory rate and has no annual fee. This card is part of the Citi ThankYou® Points Rewards Program. Here are some of the card features:
- 3 ThankYou® Points for every $1 spent on purchases at certain office supply merchants, gas stations, and on professional services
- 1 ThankYou® Point for every $1 spent on other purchases
- Earn up to 100,000 points in a calendar year
- Redeem your points for: air travel, statement credit, gift cards, merchandise and more
Rates and Offers
This credit card offers a special introductory rate of 0% for the first 6 months on purchases. After the introductory period a standard APR will apply. The standard variable APR for purchases is 16.99% and the APR for cash advances is a variable rate of 21.99%. If you default under any Card Agreement, Citi may increase the rate on balances to a variable default rate of 29.99%. Rates may change based on changes to the prime rate. This card does not charge members and annual fee and you can get additional cards for your employees and there is no annual fee for that as well.
Rewards Program
The card allows members to earn 5 ThankYou Points® for every dollar you spent on eligible AT&T products and services. You can also earn 3 ThankYou Points for every dollar spent on purchases at certain office supply merchants, gas stations, and on professional services. For all other regular purchases, you earn 1 point for every dollar that you spend on the card. With this card you can earn up to 100,000 points in one calendar year.
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