BankAmericard® Power Rewards® Visa Signature® Card

The BankAmericard® Power Rewards® Visa Signature® Card allows you to earn triple points on gas, grocery and drug store purchases for your first 6 months.

• Redeem rewards for a check, statement credit, direct deposit or pay down your eligible Bank of America® mortgage
• Rewards Start at: 2,500 points
• Points Value: 1 point per $1 in retail purchases and 3 points for every $1 spent on gas, grocery and drugstore purchases for the first 6 months
• Points Limit: None
• More BankAmericard® Power Rewards® Visa Signature® Card features

0% Introductory Rate
The BankAmericard® Power Rewards® Visa Signature® Card offers 0% Introductory APR only for Purchases, Balance Transfers and Direct Deposits for your first 7 or 10 billing cycles. The duration of this introductory rate is based on your creditworthiness. You could lose this 0% rate if you exceed your credit limit or are late on a payment. Once the introductory period is up, your rate when then change to a variable rate that is also based on your creditworthiness.

Variable Rates
The U.S. Prime Rate is used to determine your APRs for each billing cycle. The highest rate appearing in The Wall Street Journal at any time within the immediately preceding three months can be used to determine your rate. This may cause your APR to vary each billing cycle. For each billing cycle, Bank of America determines each APR by adding a margin to the prevailing U.S. Prime Rate. The margin for the Standard Variable APR for Purchases and Balance Transfers is between 12.99% and 20.99%. The margin for the Standard Variable APR for Cash Advances is 24.24%. The margin for the Default APR is up to 27.24%.

Your APRs may vary. For each billing cycle, we determine each APR by adding a margin to the prevailing U.S. Prime Rate. The margin for the Standard Variable APR for Purchases and Balance Transfers is between 9.74% and 17.74%. The margin for the Standard Variable APR for Cash Advances is 20.99%. The margin for the Default APR is up to 23.99%. The U.S. Prime Rate used to determine your APRs for each billing cycle is the highest rate appearing in The Wall Street Journal at any time within the immediately preceding three months.

Power Rewards® Visa Signature® Card Fees
With the Power Rewards® Visa Signature® Card there is no annual fee, but there are other fees associated with the card that you should be aware of.

None

All Bank of America® credit cards
All cards issued by Bank of America include extra value and protection such as Total Security Protection® against fraud and unauthorized use of your card. You also have access to the online banking service and optional overdraft protection on checking accounts. If you choose to use your credit card for the optional overdraft protection your credit card account must have sufficient funds and be in good standing. Fees may apply. For details, please refer to the Credit Card Agreement.

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For more information on the BankAmericard® Power Rewards® Visa Signature® Card visit the Bank of America site.