The Chase +1(SM) Student MasterCard® is a student credit card that is designed to reward members for their everyday purchases by earning Karma Points. With this card you can even share the Karma Points you have earned with your friends on Facebook. You can easily earn points just for being a responsible cardmember and paying your bill on time. This card has no annual fee and is a good student card for those that want to start building credit while they are still in school.
- Earn points by paying your bill on time
- Use your points to get the things you want
- Share your points with friends on Facebook
- No Annual Fee
Rates and Offers
This card does not offer a special introductory rate. The APR is 17.24% or 21.24% based on your creditworthiness. This rate is for purchases and balance transfers. The rate for cash advances and overdraft cash advances is 24.24%. When the penalty APR applies it is 29.99% and can be applied if you make a late payment, have a returned payment, or exceed your credit limit. If an APR is increased for any of these reasons, the Penalty APR will apply indefinitely to future transactions. If your payment is not received within 60 days of the date and time due, the Penalty APR will apply to all outstanding balances and future transactions on your Account. However, if you make six consecutive Minimum Payments when due, beginning immediately after the increase, the Penalty APR will stop being applied to transactions that occurred prior to or within 14 days after you received the notice about the APR increase.
Get Karma Points
You can earn Karma Points simply by paying your bill on time, taking the credit essentials quiz, and more.
Karma Points will be posted at ChasePlus1.com. Chase has also been known to offer Karma Points for things like first purchases, so keep an eye out for changes to the program. You will earn two Karma Points for each month your account is in good standing and you pay your account on time. If you pay your account on time for six consecutive months, and your account is otherwise in good standing, you will earn an additional eight bonus points. To pay on time, you must make at least a minimum payment on your Chase +1SM Credit Card before the due date indicated on your account statement. In order to earn and redeem Karma Points through the program, you must be a Chase +1 cardmember, activate your credit card, and register your account. If you do not register your card prior to earning Karma Points, the Karma Points earned will be forfeited unless you register your account within six months of the date the Karma Points were earned. You can use Karma Points to get the things you want, give to causes and share with friends on Facebook. To see the complete terms and conditions for the Chase +1 Program visit www.facebook.com/plus1. Karma Points can only be earned and redeemed through the Chase +1 Group.
Chase +1SM Student MasterCard® Fees
There are fees associated with using this student card. The table below highlights some of those fees. To see a complete list you should refer to the card terms and conditions. You can apply for the card online today.
| Description | Fee |
|---|---|
| Annual Fee | None |
| Balance Transfers | Either $5.00 or 4% of the amount of each transfer, whichever is greater. |
| Cash Advances | Either $10.00 or 4% of the amount of each transaction, whichever is greater. |
| Foreign Transactions | 3% of each transaction in U.S. dollars. |
| Late Payment | Up to $35 |
| Over-the-credit-limit | None |
| Return Payment | Up to $35 |
| Return Check | Up to $35 |
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[...] Chase +1(SM) Student MasterCard® Review | Credit Card Offers IQThe Chase +1(SM) Student MasterCard® is a student credit card that is designed to reward members for their everyday purchases by earning Karma Points. With this card you can even share the Karma Points you have earned with your friends on Facebook. [...]