The Chase Freedom(SM) credit card is designed to catch the attention of those who are seeking a cash back and 0% intro APR card. This card offers cash back on purchases such as gas, home improvement, and department stores. In addition, if you are an online shopper this card is part of the Chase Rewards Plus program that offers up to 10% cash back when shopping online. With this card there are no annual fees and a 0% Intro APR. Check out some of the details below to see if this card is right for you.
Cash Back Rewards
With Chase Freedom(SM), you can earn 3% bonus cash back offers in popular, rotating categories like gas, home improvement and department stores. On top of that, earn a full 1% cash back on everything else – no spending tiers or caps on how much you can earn. Chase also offers up to an additional 20% cash back at select merchants when you shop online through Chase
3% Cash Back
You will be eligible for quarterly bonus rewards offers as long as your account is not in default under, and/or you have not violated, the terms of your Cardmember Agreement and Rewards Program Rules and Regulations, and your statements are sent to a US address. The 3% cash back rotates between different categories of gas, home improvement, and department stores.
0% Intro APR
Chase Freedom(SM) also offers a 0% intro APR for up to 12 months on balance transfers and up to 6 months on purchases. There is no annual fee for the card.
Here are more details on the card:
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OK, the chase 3% cash back caught my attention, but I must tell you it’s not the best thing out there. Discover card has a better deal. You get 1% cash back on everyday purchases, just like Chase. But instead of the quarterly 3% cash back on different categories, discover card gives you 5%. They rotate categories every 3 months. I am suprised that you are saying this is the best thing out there. You also get higher percentages in cash back when you make purchases online. In comparison, Discover beats chase by 2%. Same rules, you have to be in good standing with them in order to receive your bonus. But for those who use the credit card like you would a debit card and pay your balances in full each month, you can rack up a nice chunck of change.
Shelley, I carry both the Discover More Card and the Chase Freedom. They are two of the best cards available in my opinion. It’s true that Discover pays 5% on select categories that rotate each quarter, but on other categories it pays just 0.25% to begin with. You can build up to 1% on these other categories, but only after your total annual purchases exceed $3,000. The Chase Freedom pays 1% from the start. Also, the Freedom cards offers 0% on purchases for up to 12 months; the Discover Card is just 6 months. And finally, the Chase Freedom pays a $50 bonus after the first purchase. So it’s a close call on these two cards, and that’s why I use both of them.
Can anyone tell me what companies the Chase Freedom cash back offers are for? It tells categories but this card won’t be useful to me unless I would shop at these stores. Thanks in advance.
Aly, the cash back rewards are category based, so as long as you use the card in the right category, it doesn’t matter what store you shop at. For example, if they are offering a special cash back on gas, it applies to all gas stations.