The Citi® Dividend Platinum Select® Visa® Card is a rewards card that offers cash back on all your purchases. This allows you to earn points fast and earn them in a variety of ways. The card offers a 0% introductory rate on balances transfers and purchases. There is no annual fee and this card is recommended for those with good to excellent credit.
0% Introductory Offer
The card offers a 0% introductory APR for 12 months*. After the introductory period, the APR will be between 12.99%-22.99%* (Variable) and is based on your creditworthiness. The balance transfer fee for this offer is set at 3%; $5 minimum.
Rewards can be earned on purchases, cash advances and balance transfers. On all purchases you will earn 1% and you will earn 1% on cash advances and cash convenience check amounts billed at the standard cash advance rate. You will earn 5% cash back on department, clothing, electronics and toy store purchases from 10/1/2011 to 12/31/2011 upon enrollment. Plus, earn an average of 5% additional cash back when you shop at over 400 leading retailers through the Citi Bonus Cash Center. You will receive five Dividend Dollars for each individual balance transfer transaction of $1,500 or more. You may can earn a maximum of 300 Dividend Dollars in any calendar year and once you request to redeem your rewards you will receive payment in checks of $50 increments.
Additional Citi® Dividend Platinum Select® Visa® Card Details
This card offers a variety of additional benefits for being a card member. Here is a list of some of the additional benefits the card offers:
- Extended Warranty: The terms of the original manufacturers’ U.S. warranties (of one year or less) may be extended up to one additional year on most items purchased on your card.
- Retail Purchase Protection: Most items purchased with your card are eligible for protection against accidental damage or theft up to 90 days from the date of purchase.
- $0 Liability on Unauthorized Charges: Shop anywhere and never lose a penny on unauthorized charges. With $0 Liability you won’t pay for any unauthorized charges made on your Citi credit card.
- Travel & Emergency Assistance: You’re protected when you’re traveling in the U.S. and abroad. Travel & Emergency Assistance services include medical and legal referrals, lost luggage assistance, emergency transportation, translation services and more. Included in this service are MasterTrip® Travel Assistance, Travel Services Medical Assistance and MasterLegal® Referral Service.
- Automatic Travel Accident Insurance: Charge plane, train or bus tickets to your Citi card and you, your spouse and eligible dependent children are automatically covered for Common Carrier Travel Accident Insurance at no additional cost.
- Auto Rental Insurance: You’re automatically covered when you reserve and rent a covered vehicle with your Citi card and decline the car rental company’s collision loss/damage waiver insurance.
- Citi MasterCard® Payment Tag with PayPassTM: Enjoy the tap-and-go convenience of a Citi MasterCard® Payment Tag with PayPassTM. This new technology allows you to pay by tapping your payment tag on a PayPass reader at checkout. No fumbling for cash and no signature required on most purchases up to $25.
- Citi® Credit Card Benefits & Services: Your card includes a wide range of benefits and services to help protect your credit, provide simple online account management, offer cash or rewards and much more.
How to Apply for the Citi® Dividend Platinum Select® Visa® Card
Applying for this credit card is quick and easy. We’ve provided a link below that will take you to the official Citi® Dividend Platinum Select® Visa® Card website. From this page, you can click on the apply now button to go to the Citi® Dividend Platinum Select® Visa® Card secure online application. The application takes just a few minutes to complete, and they will even notify you about the outcome of your application.
To get started, visit the Citi® Dividend Platinum Select® Visa® Card official website.