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September 3, 2010

Citi Platinum Select MasterCard

by David on April 8, 2010

The Citi Platinum Select MasterCard offers a low variable APR and 0% introductory rate on balance transfers for 18 months and on purchases for 12 months. The Citi Platinum Select card is ideal for those looking to transfer high rate balances or looking to make purchases with a no interest credit card.

Citi® Platinum Select® MasterCard®
Citi® Platinum Select® MasterCard®
Citi® Platinum Select® MasterCard®
  • 0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based upon your creditworthiness. This APR will vary with the market based on the Prime Rate*
  • Extra Cash from Citi: enjoy discounts on gift cards,travel, merchandise and more
  • Citi® Identity Theft Solutions
  • Secure, free online account management
  • No annual fee
Intro APRIntro APR
Period
Regular
APR
Annual
Fee
Balance
Transfer
Credit
Needed
0%18 months on Balance Transfers*11.99% – 19.99%* (Variable)NoneYesGood

Citi Platinum Select 0% Offer

The Citi Platinum Select comes with a dual 0% offer on balance transfers for 18 months and on purchases for 12 months. With the balance transfer, there is a 5% transfer fee. There are no fees associated with the 0% on purchases offer.

Extra Cash from Citi

The Platinum Select card also comes with a little known benefit from Citi called Extra Cash. With Extra Cash, you can purchase products online through Citi and apply your Extra Cash toward the purchase price. When you receive your Citi Platinum Select MC, you can enroll for free. Once enrolled, you are given 100 dollars in Extra Cash, and you earn 10% of your purchases with the card in additional Extra Cash. You can use Extra Cash for savings on travel, merchandise, or gift cards.

Fees & Other Features

There is no annual fee for the Citi Select MasterCard. You also have $0 liability for unauthorized charges. And Citi provides you access to online account management where you can review your card activity and easily pay your bill online.

How to Apply for the Citi Platinum Select

Applying for the card is quick and easy. We’ve provided a link below that will take you to the official Citi website for the card. From this page, you can click on the green apply button to go to Citi’s secure online application. The application takes just a few minutes to complete, and Citi will even notify you by e-mail or regular mail (your choice) the outcome of your application.

To get started, visit the Citi Platinum Select official website.

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