The Citi ThankYou(SM) Premier Card has a limited time offer in which you can earn 30,000 bonus points which is redeemable for $300 in gift cards. You can earn points for your everyday purchases and earn points for every mile you fly when you purchase your airline ticket with your Premier Card. This card comes in both a MasterCard and Visa and the annual fee is $125, which is waived for all first year cardholders.
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Rates
The standard variable APR for purchases is 13.99%, 17.99%, or 21.99% based on your creditworthiness. This card does not offer an introductory rate.
30,000 Bonus Points
This card awards all customers 30,000 bonus ThankYou® points after spending $1,500 during the first three months of card ownership. Those points can be redeemed for $300 in gift cards, or a bit less in cash. You see, the conversion rate of 100 ThankYou® points is not equivalent to $1. Depending on just how many you cash in, the point value slowly begins working in your favor but the ratio never reaches 100 : $1.
Citi Rewards
With the Citi ThankYou(SM) Premier Card for every 100 ThankYou points it’s worth $1 in gift cards (not cash). Your points never expire and can also be earned in the following ways:
- 1.2 ThankYou® points when spending at gas stations, supermarkets, drugstores, commuter transportation and parking merchants**
- 1 ThankYou® point for every $1 you spend on all other purchases**
Anniversary Bonus
This card also includes two additional point bonuses. First, when you sign up for online viewing of your account and for paperless statements, you’ll earn 400 bonus ThankYou® points. Second, each year you renew your Citi ThankYou? Premier Rewards Card -$300 in Gift Cards, you’ll earn a percentage bonus, based on the amount of points you earned during the year.
- 0-1 years = 1%
- 1-2 years = 2%
- 2-3 = 3%
- 3-4 = 4%
- 4 or after = 5%
Additional Citi ThankYou(SM) Premier Card Details
This card offers a variety of additional benefits for being a card member. Here is a list of some of the additional benefits the card offers:
- Private pass access: With Private Pass, you’ll enjoy the opportunity to purchase presale tickets, preferred seating and more. Log-in to the Private Pass website, where all available events are listed, including golf, restaurants, nightclubs, shopping, sporting events, theater and other great events.
- Concierge Service: The Diamond Preferred Concierge Service can take care of just about everything, from booking flights and hotel rooms to purchasing concert tickets or making restaurant reservations. This service is also available 24/7 anywhere in the world.
- Extra Cash from Citi: Extra Cash from Citi is a free benefit program that offers you discounts on travel, entertainment, merchandise and more. Earn Extra Cash totaling up to 10% of the purchases made with your Diamond Preferred card.
- Price Protection: If you buy something with your Citi card and then see it advertised in print for less within 60 days, you will receive a refund for the difference up to $250 (excludes Internet purchases and certain items).
- Retail Purchase Protection: Most items purchased with your Citi Diamond Preferred Card are eligible for protection against accidental damage or theft for up to 90 days from the date of purchase.
- $0 Liability on Unauthorized Charges: Shop anywhere and never lose a penny on unauthorized charges. With $0 Liability you won’t pay for any unauthorized charges made on your Citi credit card.
- Travel & Emergency Assistance: You’re protected when you’re traveling in the U.S. and abroad. Travel & Emergency Assistance include medical and legal referrals, lost luggage assistance, emergency transportation, and translation services. Also included in this service are MasterTrip Travel Assistance, Travel Services Medical Assistance and MasterLegal Referral Service.
- Automatic Travel Accident Insurance: Charge plane, train or bus tickets to your Citi card and you, your spouse and eligible dependent children are automatically covered for Common Carrier Travel Accident Insurance at no additional cost.
- Citi Photocard: Citi Photocard offers a great form of photo identification by putting your picture and signature on the front of your Citi card.
- Virtual Account Numbers: With virtual account numbers you never have to give out your real credit card number online. With one click, you can generate a substitute credit card number and make it impossible for anyone to steal your account number while shopping online.
- Citi MasterCard Payment Tag with PayPass: Enjoy the convenience of a Citi MasterCard Payment Tag with PayPass. This new technology allows you to pay by tapping your payment tag on a PayPass reader at checkout. No signature is required for most purchases up to $25.
How to Apply for the CitiBusiness® World Card
Applying for this credit card is quick and easy. We’ve provided a link below that will take you to the official Citi ThankYou(SM) Premier Card website. From this page, you can click on the apply now button to go to the Citi ThankYou(SM) Premier Card secure online application. The application takes just a few minutes to complete, and they will even notify you about the outcome of your application.
To get started, visit the Citi ThankYou(SM) Premier Card official website.
I think this is a decent offer from CitiBank (if you’re strictly after the bonus), however, I’d check out some of their other cards before signing up. During the holiday season they almost always have cash/point incentives for new card holders on a fairly large variety of credit cards.
I would never apply for this card unless you’re soley after the rewards. Their customer service is sub par and they’ve raised the rates on my friends cards who have pretty much stellar credit history with almost no explanation.
Dan, Thanks for the comment. You are right about there being other CitiBank cards that are offering specials for the holiday. Check out this article that highlights three of them.