Citi ThankYou(SM) Prestige Card

The Citi ThankYou(SM) Prestige Card allows you to earn points for your everyday purchases and earn points for every mile you fly when you purchase your airline ticket with your Prestige Card. The card offers bonus points for new members and gives an anniversary bonus each year you renew membership. The annual fee for this card is $125 and it is waived the first year.


  • 1 ThankYou® Point for every $1 you spend on purchases
  • No foreign transaction fee on purchases
  • Receive a complimentary international or domestic companion ticket
  • Earn an anniversary bonus on points earned from purchases every year
  • Earn bonus points when you sign up for Paperless Statements and Account Online
  • With no points cap and no expiration of points

Categories: Citi | Excellent Credit | Points Rewards | Cash Back


Rewards Program

With the Citi ThankYou(SM) Prestige Card you will earn 20,000 bonus ThankYou® Points after you make $1,000 in purchases within the first 3 months. This is redeemable for travel rewards, $200 in gift cards or other rewards. You will also earn 1.2 ThankYou Points – that’s 20% more points per $1 spent – when you use your card at supermarkets, gas stations, drugstores, commuter transportation and parking merchants. In addition, you willeEarn points for the miles you fly when you purchase a ticket with your Citi ThankYou Premier Card.

Anniversary Bonus

At the end of each Citi ThankYou Card account membership year you will also earn an Anniversary Bonus which is calculated as a percentage of ThankYou Points earned from purchases during that membership year. The Anniversary Bonus calculation does not include any other points you may have earned during that membership year. It may take 1-3 billing statements for the Anniversary Bonus to post to your Card Account at the end of each membership year. Here’s how it works: 0-1 years = 1%, 1-2 years = 2%, 2-3 = 3%, 3-4 = 4% and 4 or after = 5%.

Additional Citi ThankYou(SM) Prestige Card Details

This card offers a variety of additional benefits for being a card member. Here is a list of some of the additional benefits the card offers:

  • Extended Warranty: The terms of the original manufacturers’ U.S. warranties (of one year or less) may be extended up to one additional year on most items purchased on your card.
  • Retail Purchase Protection: Most items purchased with your card are eligible for protection against accidental damage or theft up to 90 days from the date of purchase.
  • $0 Liability on Unauthorized Charges: Shop anywhere and never lose a penny on unauthorized charges. With $0 Liability you won’t pay for any unauthorized charges made on your Citi credit card.
  • Travel & Emergency Assistance: You’re protected when you’re traveling in the U.S. and abroad. Travel & Emergency Assistance services include medical and legal referrals, lost luggage assistance, emergency transportation, translation services and more. Included in this service are MasterTrip® Travel Assistance, Travel Services Medical Assistance and MasterLegal® Referral Service.
  • Automatic Travel Accident Insurance: Charge plane, train or bus tickets to your Citi card and you, your spouse and eligible dependent children are automatically covered for Common Carrier Travel Accident Insurance at no additional cost.
  • Auto Rental Insurance: You’re automatically covered when you reserve and rent a covered vehicle with your Citi card and decline the car rental company’s collision loss/damage waiver insurance.
  • Citi MasterCard® Payment Tag with PayPassTM: Enjoy the tap-and-go convenience of a Citi MasterCard® Payment Tag with PayPassTM. This new technology allows you to pay by tapping your payment tag on a PayPass reader at checkout. No fumbling for cash and no signature required on most purchases up to $25.
  • Citi® Credit Card Benefits & Services: Your card includes a wide range of benefits and services to help protect your credit, provide simple online account management, offer cash or rewards and much more.

How to Apply for the Citi ThankYou(SM) Prestige Card

Applying for this credit card is quick and easy. We’ve provided a link below that will take you to the official Citi ThankYou(SM) Prestige Card website. From this page, you can click on the apply now button to go to the Citi ThankYou(SM) Prestige Card secure online application. The application takes just a few minutes to complete, and they will even notify you about the outcome of your application.

To get started, visit the Citi ThankYou(SM) Prestige Card official website.


About Michal

Michal is a personal finance blogger who writes for several top personal finance blogs, such as Dough Roller and Go Banking Rates. She enjoys writing about money management, getting out of debt and planning for retirement. Her practical approach encourages folks to get serious about their relationship with their money.

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