Discover Business Card Review

The Discover Business Card is a rewards card designed especially to reward businesses for their purchases on gas and office supply purchases, plus more rewards on every purchase you make. The card offers 0% on purchases and there is no annual fee.


  • Earn 5% Cashback Bonus on office supplies, 2% on gas, and up to 1% on all other card purchases
  • Free Employee Cards with real-time customizable spending limits
  • Complete fraud protection with a $0 fraud liability guarantee and 24/7 fraud monitoring
  • 5% to 20% Cashback Bonus through our exclusive online shopping mall
  • Up to 1% Unlimited Cashback Bonus on all other purchases

Categories: Good Credit | Discover | Excellent Credit | 0% APR | Cash Back | Business Card


0% Introductory Offer

The Discover Business Card offers a 0% introductory rate on purchases until November 2011. After that the rate will be between 12.99% – 19.99% based on your creditworthiness. The card does not offer an introductory rate on balance transfers. The rate you receive may change based on the Prime Rate.

Rewards Program

This card allows you to earn cash back on all your business purchases. You will earn 5% Cashback Bonus on your first $2,000 in office supplies and 2% on your first $2,000 in gas each year. You always earn Up to 1% Unlimited Cashback Bonus on all other purchases and when you shop the exclusive Discover online mall you earn 5% to 20% Cashback Bonus. You may redeem Cashback Bonus for any of the following options: Maximize your rewards with their brand-name Partners, Discover Gift Card, A donation to charity, Credit your Discover Card account or Electronic deposit to your bank account. You may redeem Cashback Bonus for Partner gift cards, Discover Gift Cards or charitable donations starting at $20. You may redeem Cashback Bonus for cash in the form of a direct deposit to your bank account or a credit to your Discover Card account starting at $50 and in increments of $50.

Additional Discover Business Card Details

This card offers a variety of additional benefits for being a card member. Here is a list of some of the additional benefits the card offers:

  • Fraud Protection and Account Security: You can expect $0 Fraud Liability guarantee means you’re never responsible for unauthorized charges, advanced early warnings if we suspect unusual activity on your account, dedicated Fraud Specialists who are available to you 24/7 and secure online account numbers that let you shop online without ever revealing your account number.
  • Merchandise Protection on Your Purchases: Up to $500 of Purchase Protection against loss, damage or fire for 90 days and up to 1 year of Extended Product Warranty coverage.
  • Travel Protection—At No Cost to You: Get $1,000,000 Travel Accident Insurance when you travel on a common carrier, up to $50,000 in Car Rental Insurance when you decline coverage offered by the rental agency and additional exclusive benefits that keep you protected while you travel.
  • Account Management and Customer Service: Dedicated Business Card Specialists who will answer your call within 60 seconds to address your needs from the initial point of contact—no need to repeat yourself, intuitive, secure online account center where you can review charges, pay bills and redeem rewards and account statements you can download right into QuickBooks® for immediate financial analysis
  • Unlimited Rewards: You can always earn extra rewards by making online purchases through our exclusive online shopping site, ShopDiscover.

How to Apply for the Discover Business Card

Applying for this credit card is quick and easy. We’ve provided a link below that will take you to the official Discover Business Card website. From this page, you can click on the apply now button to go to the Discover Business Card secure online application. The application takes just a few minutes to complete, and they will notify you about the outcome of your application.

To get started, visit the Discover Business Card official website.


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