Discover Business Miles Card
- Double miles on gas and travel purchases
- 1 mile for every $1 spent on all other purchases
- Double miles through Discover’s exclusive online shopping site
- Redeem miles for travel credits, partner gift cards, Discover gift cards, donations to charity, or cash
The Discover Business Miles Card can only be used for business purposes. The card is available for individual use or can be used jointly. This is a business rewards card that is designed for those with very good credit who plan to take advantage of the travel reward program.
Introductory Rates and Offers
If you are approved for an account, you will be able to make balance transfers under this offer until December 2009. If you request balance transfers after this date, we will not make the balance transfers. The standard card purchase APR may vary monthly and equals the Prime Rate plus an amount between 7.74% and 15.74%. The rate you receive is based on your credit worthiness. The cash advance APR may vary monthly and equals the Prime Rate plus 20.74%.
If you are overlimit twice or late making a payment, any introductory/special rates will terminate and the standard purchase APR or applicable Default Rate will apply. If more than 90% of your new balance consists of special rate balance transfers, we may increase your minimum payment due to a maximum of 4% of the new balance if it would otherwise be less than that. Each balance transfer made under this offer is subject to a balance transfer transaction fee as described above.
Discover Business Card Rewards
With the Discover Business Miles Card you can earn unlimited rewards on all purchases. You can earn 2 Miles for each dollar you spend on your first $5,000 in combined gas and travel purchases each year. In addition, you can earn up to 1 Mile for each dollar you spend on all other purchases, including combined annual gas and travel purchases in excess of $5,000. Gas purchases are those made at merchants classified as gas stations. Travel purchases are those made on airline tickets, hotel rooms, car rentals, cruises, tour operators and vacation packages purchased through travel agents, including online purchases. Warehouse purchases (those made at select warehouse clubs, discount stores and their affiliates) and Qualified Merchant Purchases made using PurchaseChecks earn .25 Miles for each dollar you spend.
Miles have no expiration date; however, if your account is closed for any reason or inactive for 18 consecutive months or if you fail to make the minimum payment due by the payment due date for two consecutive billing periods your miles will be forfeited. Full terms and conditions, including redemption information, will be sent with your card.
Other Card Benefits
As an option to its card holder, the card offers two insurance programs: Primary Rental Car Loss Damage Waiver Insurance and Common Carrier Travel Accident Insurance. Both are underwritten by Federal Insurance Company, a member insurer of the Chubb Group of Insurance Companies of Warren, NJ. Certain restrictions and limitations do apply and you should refer to the Description of Coverage for complete information. Some of the strenghts the card offers are as follows: Double Miles Rewards for Select Gas and Travel Purchases, No cost or annual fee for additional employee cards and 0% fraud liability guarantee. The weaknesses of the card are the variable interest rates and the pre-set spending limits.