Once upon a time credit card issuers did not charge a balance transfer fee. If you’re like me then you probably just expect to be hit with a fee anywhere from 3% to 5% of the amount you transfer. Nobody really wants to pay a transfer fee, but with increasing bank fees this fee is no surprise. What is a surprise is that we are now starting to see cards that are bringing back the No Transfer Fee option.
The Discover® More® Card - No Balance Transfer Fee* is a popular rewards card that has a limited time No Balance Transfer Fee offer on the table. Discover is only making this offer available until February 28, 2012 and you must transfer balances by July 10, 2012. After this date the transfer fee will be 5%. The card still has other great features and we have all the details below.
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0% Introductory Offer
The card offers an introductory rate of 0% for 12 months on purchases*. After the introductory rate, the APR you receive is 10.99-19.99% (Fixed)*, based on your creditworthiness.
Rewards Program
The Discover® More® Card features the Cashback bonus program. This is Discover’s popular rewards program that earns you Cashback bonuses on every purchase you make. You can earn 5% Cashback bonus on shopping categories as well as 5% Cashback bonus on seasonal spending categories that change each yearly quarter. You enroll in each spending category as the calendar date arrives, giving you even more chances to accrue Cashback bonuses every quarter. You can earn up to 1% Cashback bonus on all other purchases – Your Discover® More Card earns you .25% Cashback bonus on every purchase up to 3,000 dollars yearly.
Additional Discover® More® Card Details
This card offers a variety of additional benefits for being a card member. Here is a list of some of the additional benefits the card offers:
- Fraud Protection and Account Security: You can expect $0 Fraud Liability guarantee means you’re never responsible for unauthorized charges, advanced early warnings if we suspect unusual activity on your account, dedicated Fraud Specialists who are available to you 24/7 and secure online account numbers that let you shop online without ever revealing your account number.
- Merchandise Protection on Your Purchases: Up to $500 of Purchase Protection against loss, damage or fire for 90 days and up to 1 year of Extended Product Warranty coverage.
- Travel Protection—At No Cost to You: Get $1,000,000 Travel Accident Insurance when you travel on a common carrier, up to $50,000 in Car Rental Insurance when you decline coverage offered by the rental agency and additional exclusive benefits that keep you protected while you travel.
- Account Management and Customer Service: Dedicated Business Card Specialists who will answer your call within 60 seconds to address your needs from the initial point of contact—no need to repeat yourself, intuitive, secure online account center where you can review charges, pay bills and redeem rewards and account statements you can download right into QuickBooks® for immediate financial analysis
- Unlimited Rewards: You can always earn extra rewards by making online purchases through our exclusive online shopping site, ShopDiscover.
How to Apply for the Discover® More® Card
Applying for this credit card is quick and easy. We’ve provided a link below that will take you to the official Discover® More Card website. From this page, you can get started with the secure online application. The application takes just a few minutes to complete, and they will notify you about the outcome of your application.