Platinum Delta SkyMiles® Credit Card from American Express

Platinum Delta SkyMiles from American Express

• Earn 20,000 bonus SkyMiles(R) (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an Additional Cardmember
• Earn one companion Coach Class ticket each year upon renewal
• Earn at least 1 mile for every eligible dollar spent
• Miles never expire and there is no cap on the miles you can earn
• Pay with Miles: Pay for all or part of your flight with miles – and put the rest on your Card
• Express Approval. Get a decision in less than 60 seconds.

The Platinum Delta SkyMiles® Credit Card from American Express, is by far the best of all Delta SkyMiles® Cards and is designed for those who have a very good credit history.

Cardholders receive one mile for every dollar spent on general purchases and two miles for every dollar spent at participating retailers and merchants (including Delta Air Lines related purchases). Twenty thousand bonus miles are awarded to new applicants with their first purchase, 5,000 of which are Base Miles to be applied towards the Medallion Status program for upgrade opportunities, mileage bonuses, and more.

Miles do not have an expiration date (if travel is made through Delta Air Lines at least once every two years) and there is no yearly limit, unlike the gold and standard cards that do have yearly limits (based on annual spending).

This card has an annual fee of $150 per year and the the APR for purchases and balance transfers is above average for a rewards card.

As far as additional benefits go, Cardholders can expect many of the common benefits and services provided by American Express®, such as auto rental insurance, travel accident insurance, year-end financial statements, and various purchase protection related services.

Therefore, those who plan to spend at least $3,000 or more a month due the card’s high annual fee, frequently fly on Delta Air Lines, and will use the card at participating retailers and merchants (to accumulate additional miles) will benefit most from what the Platinum Delta SkyMiles® Credit Card from American Express has to offer.
Review Date: 9/1/2009

Most Attractive Feature(s): 20,000 bonus miles; double miles at participating retailers (including Delta Air Lines); free companion ticket annually.
Least Attractive Feature(s): High annual fee; this card is not eligible for enrollment in the Membership Rewards® program.

Additional Perks
Various Internet account related services.
Complimentary domestic coach companion certificate with credit card renewal each year.
Year-end financial statement.
Extended warranty for purchases.
No liability for unauthorized Internet transactions.
Fraud protection.
Purchase protection.
Auto rental insurance.
Emergency card replacement.
Various travel and emergency assistance services.
Medical referral services.
Legal referral services.
Guaranteed hotel and motel reservations.
Up to $100,000 in travel accident insurance.
See website for additional benefits.

Important Notations
Card is currently unavailable to residents of Puerto Rico.
See website for complete terms and conditions of card usage and application disclosure.