Premier Rewards Gold Card Review

The American Express Premier Rewards Gold Card is a points reward charge card that enables card holders to earn double and even triple reward points. As an American Express charge card, there is no pre-set spending limit. Here are the card’s features:

• 3-2-1 Points: Earn Membership Rewards® points up to three times as fast: You can earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else
• No annual fee for your first year, a savings of $175
• Earn 15,000 Membership Rewards bonus points when you spend $1,000 in your first 3 months of Card membership
• Earn 15,000 Membership Rewards bonus points when you spend $30,000 per calendar year.

Points Rewards

The Premier Rewards Gold Card offers a 3-tier point system. The card pays 3x points on airfare, 2x points on gas and groceries, and 1x points on all other purchases. American Express also pays triple points when you use Bonus Points Mall® to shop online. Bonus Points Mall is an online shopping destination available exclusively to American Express card members.

Amex also offers bonus points. You can earn 15,000 Membership Rewards(R) bonus points when you spend $1,000 in your first 3 months of Card membership. You also earn 15,000 bonus points when you spend $30,000 per calendar year.

Once you’ve earned the points, American Express offers several ways to use them:

• Use points whenever you’re ready — they have no expiration date
• Use the Pay with Points feature at American Express Travel and fly any airline, anytime, anywhere – there are no blackout dates or seat restrictions
• Redeem points for virtually anything from merchandise and gift cards to entertainment and travel
• Transfer points to frequent flyer programs or redeem for gift cards from some of the best names in retail and dining

Travel Benefits

In addition to earn triple points when you purchase airfare with the Premier Rewards Gold Card, Amex offers several other travel benefits with the card.

Plan your trip with professionals: Access exclusive travel packages and discounts with Gold Card Destinations. To book your trip, go online or speak with one of our travel representatives. Plus, you can redeem points for all sorts of amazing travel rewards

Pay with Points: Book travel through the American Express Travel website using Membership Rewards points. Search and book your travel online when you want, where you want, and then redeem points toward all or part of your trip

Travel Assistance: Get emergency assistance anywhere, anytime with the Global Assist® Hotline. When you’re more than 100 miles from home, one phone call to us can help connect you with the help you need — from doctor referrals to passport assistance and emergency cash. While the many Global Assist Hotline coordination and assistance services are free benefits from American Express, Card members are responsible for the costs charged by third-party service providers.

Car trouble won’t leave you stranded: We’ll get you back on track in no time with 24-hour Roadside Assistance when you travel. And when you rent a car with your Card, you can be covered under Car Rental Loss and Damage Insurance — at no additional charge. This service provides up to 4 service calls per year, with $50 of coverage per service call. (Limit of 1 service call in 7 days for the same cause.) Towing is to nearest authorized facility at a maximum of 10 miles with a maximum of $50 coverage. Coverage is applicable to the entire United States, Canada, and Puerto Rico.

Less worry when it comes to your baggage: With the Baggage Insurance Plan6, you get automatic coverage against lost, stolen, or damaged baggage to checked and carry-on baggage when you purchase your Common Carrier tickets — for a plane, train, helicopter, ship, or bus — with your Card. American Express® Card Baggage Insurance Plan is underwritten by AMEX Assurance Company, Administrative Office,Phoenix, AZ. Coverage is determined by the terms, conditions, and exclusions of Policy AX0400 or Policy BIP-IND and is subject to change with notice. This document does not supplement or replace the Policy.

The added confidence of travel insurance: Travel Accident Insurance7provides up to $250,000 in accidental death and dismemberment insurance while traveling on a Common Carrier Conveyance (plane, train, ship, helicopter, or bus) when the entire fare has been charged to the Card.

Entertainment

Gold Card members will get access to preferred seating to some of the most sought-after events. You can also get information on upcoming events via the American Express Entertainment Access® weekly e-newsletter and website

Retail Protection

The American Express Premier Rewards Gold Card offers a number of retail protections. These protections make the card ideal for both everyday and large purchases:

• Questionable Charge: If you notice a strange charge on your statement, Amex will investigate and, in the meantime, you won’t be responsible for paying the charge
• Extended Warranty: Extend the length of the original manufacturer’s warranty, up to one year, on your eligible purchases that have U.S. warranties of 5 years or less when the purchase is charged to the Card
• Refund Protection if you change your mind and the store won’t take it back, Amex will refund the purchase price
• Purchase Protection: Protects eligible purchases made with the Card against accidental damage and theft for up to 90 days from the date of purchase

Fees

There is no annual fee for the first year, then $175 per year. There is no annual fee for up to 5 additional cards, then $35 each per year.

To get more details about the American Express Premier Rewards Credit Card, or to apply online, click here.

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program. We do our best to accurately reflect the terms and conditions of credit card offers on this site. But please recognize that these terms and conditions can and do change from time to time. When you are evaluating credit card offers, please make sure to read the terms and conditions on the credit card issuer’s website, as they may have changed since the information was last updated on this site.