Simmons First Visa Platinum Card
- Excellent Credit Required – Applicants that do not have excellent credit will not be approved
- Low 7.25% variable standard purchase APR and platinum benefits
- No balance transfer fee for balances transferred in response to this online offer
- No Annual Fee
Review
The Simmons First Visa® Platinum Card, issued by Simmons First National Bank, is designed for those with very good credit who are looking for a low cost platinum credit card.
The best feature of this credit card is the reasonably low interest rate offered on purchases and cash advances. In addition, there is no annual fee and no fee on balance transfers.
Aside from the reasonable interest rate, the card does offer a variety of platinum cardholder benefits such as up to $1,000,000 in travel accident insurance, auto rental insurance, and various travel and emergency assistance services.
Therefore, those who are looking for a reasonably low interest rate credit card and do not care for any extraordinary benefits or services will benefit most from what the Simmons First Visa® Platinum Card has to offer.
Review Date: 7/10/2009
Most Attractive Feature(s): Low APR for all transactions.
Least Attractive Feature(s): No extraordinary benefits or services; no introductory offer; no reward program available.
Additional Perks
Various Internet account related services.
Up to $1,000,000 in travel accident insurance.
Auto rental insurance.
Emergency cash replacement.
Emergency card replacement.
Lost and stolen card reporting.
See website for additional benefits.
Important Notations
See website for complete terms and conditions of card usage and application disclosure.