TrueEarnings® Card from Costco and American Express Review

Cash back credit cards are basically free cash and that’s why they are my favorite type of card. This brings me to the TrueEarnings® Card from Costco and American Express which happens to be one of my top cash back cards. This is one of my favorite offers because it is one of the generous cash back rewards available today from any credit card.

TrueEarnings® Card from Costco and American Express

  • 3% Cash back at US gas stations and on gasoline at Costco up to $4,000 per year in purchases, then 1%
  • 2% cash back at US restaurants; 2% cash back on eligible travel purchases, including at Costco; 1% cash back on other purchases, including at Costco
  • Terms and limitations apply; You will receive your cash back annually in the form of a reward coupon
  • The Two-In-One Card: it's an American Express® Card and Costco membership card, with no annual fee for Costco members
  • Cardmembership offers access to benefits such as Global Assist and Purchase Protection* *Underwritten by AMEX Assurance Company
  • Terms and restrictions apply.

0% APR Offer

The card offers 0% on all purchases for the first 6 months you have the card. Unlike many Amex cards, the TrueEarnings® Card from Costco and American Express is a credit card, not a charge card. That means you have the flexibility to pay the card off in full each month or make payments over time. After the introductory rate, your APR will be based on your creditworthiness.

Rewards Program

The TrueEarnings® Card from Costco and American Express is a cash back rewards card that can earn you cash wherever you shop, including Costco. The Card pays 3% cash back on gasoline at U.S. stand-alone gas stations, including at Costco, for purchases up to $4,000 per year (1% thereafter), 2% cash back at U.S. restaurants; 2% cash back on eligible travel purchases, including at Costco and 1% cash back on other purchases, including at Costco.

AdditionalTrueEarnings® Card from Costco and American Express Details

This card offers a variety of additional benefits for being a card member. Here is a list of some of the additional benefits the card offers:

  • Travel Accident Insurance: Help protect yourself and your family when you travel with up to $100,000.
  • 2 Memberships in 1: The TrueEarnings® Card serves as both your American Express Credit Card and your Costco Membership Card.
  • No annual fee with Costco Membership: No Annual Fee with your paid Costco Membership.
  • Receive world-class Customer Service and protection: American Express offers personal attention and exceptional Customer Service that’s available when you need it, 24/7. Rest assured with valuable services like Purchase Protection,2 Extended Warranty,3 and the Global Assist® Hotline.
  • Car Rental Loss and Damage Insurance: Stop worrying about expensive car insurance policies when renting a car – you can be covered at no additional charge.
  • Travelers Cheques: Be prepared by having foreign currency and American Express® Travelers Cheques delivered directly to your door within five to seven business days.
  • ATM Access: Enjoy instant access to cash, up to your cash advance limit, at over 500,000 ATMs worldwide with the Express Cash feature.
  • How to Apply for the TrueEarnings® Card from Costco and American Express

    Applying for this credit card is quick and easy. We’ve provided a link below that will take you to the official TrueEarnings® Card from Costco and American Express website. From this page, you can click on the apply now button to go to the TrueEarnings® Card from Costco and American Express secure online application. The application takes just a few minutes to complete, and they will even notify you about the outcome of your application.

    To get started, visit the TrueEarnings® Card from Costco and American Express official website.


    Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

About Michal Cheney

Michal Cheney is a personal finance blogger who writes for several top personal finance blogs, such as Dough Roller and Go Banking Rates. She enjoys writing about money management, getting out of debt and planning for retirement. Her practical approach encourages folks to get serious about their relationship with their money.

Trackbacks/Pingbacks

  1. 10 Ways to Use Credit Cards Wisely - November 21, 2011

    [...] signing up is free.Shopping at Costco: Costco is one of my favorite places to shop. Now with the TrueEarnings® Card from Costco and American Express, you can earn 1% on general purchases, 2% for travel-related purchases, and 3% for restaurant and [...]

Leave a Reply