US Airways Premier MasterCard is a rewards card that is designed to offer great benefits to those that travel US Airways. This card is offered to those with good to excellent credit. If you are a true frequent flier on US Airways, this card gives you special perks like earning double miles. This card can be used any where that MasterCard is accepted.
- Award Travel starts at just 20,000 miles
- First Class check-in and Zone 2 boarding
- Earn 10,000 miles towards Dividend Miles Preferred Status
- One complimentary US Airways Club day pass annually
- Annual certificate redeemable for up to two $99 companion tickets
- No Annual mileage cap
Rate Information
The US Airways Premier MasterCard offers an APR of either 15.24% or 18.24% when you open your account. The rate you receive is based on your credit worthiness. Your APR can vary based on changes to the prime rate. The card does offer an 0% APR for balance transfers only for the first 6 billing cycles. The APR for cash advances is 21.99% and this can also change based on changes to the prime rate.
Rewards and Bonus Offers
The card offers several ways you can earn bonus miles, up to 35,000 bonus miles. You can earn 12,500 miles after your first use of the card. Once you spend $750 within 90 days you can earn another 12,500 miles. If you make a balance transfer within the first 30 days of card activation then you can earn 10,000 miles. All that together equals 35,000 bonus points. This doesn’t even include the double miles you earn when you make US Airways purchases. In addition, you always get 1 mile for every $1 you spend on everything else. The card still has one more special offer which is you will receive a 5,000 mile discount of each Award Ticket. The card also offers other additional perks. For example, you get 10,000 miles that count towards preferred status. You will get to check in at first class counters and zone 2 boarding. You will also receive 2 $99 companion ticket certificate. Each year, you will also get one complimentary US AIrways Club day pass.
US Airways Premier MasterCard Fees
- Annual Fee: $89
- Balance Transfer Fee: $10 or 4%
- Cash Advance Fee: $10 or 3%
- Foreign Transaction Fee: 3% of each transaction in U.S. dollars
- Late Fee: $15 to $39.95
- Over The Limit Fee: $0
Applying for the US Airways Premier MasterCard is easy. You can apply today by filling out an online application and as soon as your approved you can start reaping the benefits. If the Premier card is not a fit for you then check out the US Airways World MasterCard.
We signed up in September 2010 on a flight to the Caribbean and stopped using all our other cards to accrue as many points as possible within the next 12 months so we could at least get one round-trip ticket with points. The deceptive advertising included earning enough points on the flight we were on to get a free round-trip for the same flight. Yeah, right. Ten months later, we still don’t have enough points. With 25,000 points, assuming all the Dividend Miles seats aren’t already sold out, you can buy the round-trip ticket. In every month except September, our chosen route required 60,000 points. Unless you travel and purchase extensively, this card is not worth it, particularly with its $89 annual fee. Any issues regarding the card must be answered by Barclays Bank. USAirways staff only sells the card on its flights; however, it offers absolutely no service and will not intervene if there is an issue with deceptive advertising or customer service.
Be careful with US Airways Companion Fare offer. We planned on using ours in Dec 2011, called to make reservations and were told that while the offer is still “good” (a 1 year window to travel) we needed to make reservations by July 31, 2011. So it’s really a 6 month companion fare as far as being able to purchase the $99 fare. I tried everything I could think of to get them to extend our purchase by deadline with no success. We are not happy US Airways customers!
Teresa, thanks for sharing your experience with us. It does seem ridiculous that they have this policy. While airlines cards can be a good deal, this is one of the reasons I stick with a generic travel card (my favorite is the Capital One Venture card).