The Discover® Motiva Card allows you to earn cash back on all your purchases. This card is ideal for those that are seeking a low rate for balance transfers and purchases. There is no annual fee with this card and the card give a Pay-On-Time Bonus that is equal to a full month’s interest for every 6 on-time payments in a row.
- Earn Cashback Bonus for your good credit managment
- 0% intro APR on purchases and balance transfers for 14 months, then the variable purchase APR of 10.99% - 20.99%*
- Up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
- Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability. You're never responsible for unauthorized charges on your Discover card account, plus mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
The Discover® Motiva Card offers an introductory rate of 0% for 14 months* on purchases and balance transfers. After the introductory period, the APR will be between 10.99% - 20.99%* (Variable), based on your creditworthiness.
The Discover® Motiva features the Cashback bonus program. This is Discover’s popular rewards program that earns you Cashback bonuses on every purchase you make. You can earn up to 1% Cashback bonus on all your purchases, plus earn 5% to 20% back when you shop the exclusive online mall. When redeeming your rewards you can choose from Partner gift cards, merchandise, Discover gift cards, Charity, or Cash.
Additional Discover® Motiva Card Details
This card offers a variety of additional benefits for being a card member. Here is a list of some of the additional benefits the card offers:
- Fraud Protection and Account Security: You can expect $0 Fraud Liability guarantee means you’re never responsible for unauthorized charges, advanced early warnings if we suspect unusual activity on your account, dedicated Fraud Specialists who are available to you 24/7 and secure online account numbers that let you shop online without ever revealing your account number.
- Merchandise Protection on Your Purchases: Up to $500 of Purchase Protection against loss, damage or fire for 90 days and up to 1 year of Extended Product Warranty coverage.
- Travel Protection—At No Cost to You: Get $1,000,000 Travel Accident Insurance when you travel on a common carrier, up to $50,000 in Car Rental Insurance when you decline coverage offered by the rental agency and additional exclusive benefits that keep you protected while you travel.
- Account Management and Customer Service: Dedicated Business Card Specialists who will answer your call within 60 seconds to address your needs from the initial point of contact—no need to repeat yourself, intuitive, secure online account center where you can review charges, pay bills and redeem rewards and account statements you can download right into QuickBooks® for immediate financial analysis
- Unlimited Rewards: You can always earn extra rewards by making online purchases through our exclusive online shopping site, ShopDiscover.
How to Apply for the Discover® Motiva Card
Applying for this credit card is quick and easy. We’ve provided a link below that will take you to the official Discover® Motiva Card website. From this page, you can click on the apply now button to go to the Discover® Motiva Card secure online application. The application takes just a few minutes to complete, and they will even notify you about the outcome of your application.
To get started, visit the Discover® Motiva Card official website.