Excellent Credit

The following credit cards are for those with credit ranging from very good to excellent. These cards generally offer the best combination of low interest rates, introductory rates, and travel and cash rewards.

Visa® Black Card
Visa® Black Card
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  • Limited membership
  • 24-hour concierge service at your disposal
  • Unlimited VIP airport lounge visits
  • Exclusive rewards program; 1% cash back or airfare on any airline - no blackouts or restrictions
  • Luxury gifts
  • Accepted globally; zero liability protection against unauthorized purchases
  • Made with carbon, not just another piece of plastic
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0.00%* N/A* 14.99% (Variable)* $495.00* Yes Excellent Credit*

Chase Freedom® Visa
Chase Freedom<sup>®</sup> Visa
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  • This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts
  • Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 0% Intro APR for 15 months on purchases and balance transfers
  • 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12
  • You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase. No annual fee and rewards never expire
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0.00%* 15 months on purchases* 12.99-22.99% (Variable)* $0.00* Yes Excellent Credit*

Iberiabank Visa® Select Card
Iberiabank Visa® Select Card
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  • Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. This rate will not change during the introductory period.
  • Intro APR on Balance Transfers of 1.99% or 7.50% for the first 12 billing cycles. After that, APR will be the same as your assigned purchase rate, based on your creditworthiness.
  • Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Online access to credit card account information
  • Low Annual Fee of $35.00
Intro APR Intro APR
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APR
Annual
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Credit
Needed
0.00%* for purchases
1.99%* for transfers
12 months on purchases* 7.50-11.50% (Fixed)* $35.00* Yes Excellent Credit*

Iberiabank Visa® Gold Card
Iberiabank Visa® Gold Card
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  • No annual membership fee
  • Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Introductory APR on Balance Transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
  • Earn 1% in cash back credit on all qualifying purchases
  • No limit on cash back; no expiration date on eligibility for accounts in good standing
  • Travel accident coverage up to $500,000
  • Online access to credit card account information
Intro APR Intro APR
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Credit
Needed
1.99%* N/A* 9.25-15.25% (Variable)* $0.00* Yes Excellent Credit*

Iberiabank Visa® Platinum Card
Iberiabank Visa® Platinum Card
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  • No annual membership fee
  • Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Introductory APR on balance transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
  • Earn 1 bonus point for every $1 in qualifying net retail purchases, can redeem for merchandise with as little as 700 points.
  • Turn your points into hotel, gift, or experience rewards
  • Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch and Travel Emergency Services.
  • Online access to credit card account information
Intro APR Intro APR
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Credit
Needed
1.99%* N/A* 9.25-15.25% (Variable)* $0.00* Yes Excellent Credit*

Iberiabank Visa® Classic Card
Iberiabank Visa® Classic Card
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  • No annual membership fee
  • Low variable rate of 7.25%, 10.25%, or 13.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Low Introductory APR on Balance Transfers of 1.99% for 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
  • Online access to credit card account information
Intro APR Intro APR
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Credit
Needed
1.99%* N/A* 7.25-13.25% (Variable)* $0.00* Yes Excellent Credit*

Simmons First Visa Platinum
Simmons First Visa Platinum
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  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved
  • Low 7.25% variable standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred in response to this online offer
  • No Annual Fee
Intro APR Intro APR
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Balance
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Credit
Needed
N/A* N/A* 7.25% (Variable)* $0.00* Yes Excellent Credit*

Marriott Rewards® Premier Credit Card
Marriott Rewards® Premier Credit Card
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  • Earn 50,000 Bonus Points after your first use
  • Receive 1 free night stay upon account approval and each year upon account anniversary
  • Earn 5 points for every $1 spent at Marriott® locations
  • Earn 2 points for every $1 spent on qualifying airline, dining, and rental car purchases
  • Earn 1 point for every $1 spent on other purchases
  • No foreign transaction fees
  • Cardmembers achieve Silver elite status with 15 nights credit toward Elite status
  • Redeem Marriott Rewards® points at Marriott properties including Renaissance Hotels, Courtyard, Residence Inn, and Fairfield Inn & Suites
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Credit
Needed
N/A* N/A* 15.24% (Variable)* $85.00* Yes Excellent Credit*

Marriott Rewards® Credit Card
Marriott Rewards® Credit Card
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  • Earn 30,000 Bonus Points after your first use, redeemable for up to 4 free nights; plus receive 2 free night stay e-certificates upon account approval
  • No Annual fee for your first year - that's a $45 value*
  • Earn 3 points for every $1 spent at Marriott® locations
  • Earn 1 point for every $1 spent on other purchases
  • Cardmembers achieve Silver elite status with 10 nights credit toward Elite status
  • Redeem Marriott Rewards® points at Marriott properties including Renaissance Hotels, Courtyard, Residence Inn, and Fairfield Inn & Suites
Intro APR Intro APR
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Regular
APR
Annual
Fee
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N/A* N/A* 14.24% (Variable)* $0.00 1 year, then $45.00* Yes Excellent Credit*