Credit Cards for People with Excellent Credit

The following credit cards are for those with credit ranging from very good to excellent. These cards generally offer the best combination of low interest rates, introductory rates, and travel and cash rewards.

Visa® Black Card

Made with carbon, not just another piece of plastic; Membership is limited
24-hour concierge service at your disposal
Unlimited VIP airport lounge visits
Exclusive rewards program; 1% cash back or airfare on any airline - no blackouts or restrictions
Accepted globally; zero liability protection against unauthorized purchases

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0.00%* for transfers	15 months on balance transfers*	14.99%*	$495.00*	Yes	Excellent Credit*

Chase Freedom^® Visa - $100 Bonus Cash Back

Chase Freedom<sup>®</sup> Visa - $100 Bonus Cash Back

This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts
Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
0% Intro APR for 12 months on balance transfers and 6 months on purchases
5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12.
You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
Unlimited 1% Cash Back on all other purchases without limits on what you can earn and up to an additional 10% Cash Back when you shop online at select merchants through Chase
No annual fee and rewards never expire

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0.00* for transfers	12 months on balance transfers, 6 months on purchases*	11.99%-22.99%*(Variable)	$0*	Yes	Excellent Credit*

Chase Sapphire® Card

Limited Time Offer - Earn 25,000 bonus points after you spend $3,000 in the first 3 months - that's $250 toward a flight or any other reward!
2 points per dollar spend on dining & 1 point per dollar spent on all other purchases.
Points never expire and there are no limits on how many points you can earn
Redeem points for travel, gift cards, merchandise, cash back and more
24/7 direct access to expert service advisors (No voice recording)
No annual fee!

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0.00* for transfers	N/A*	15.24% *(Variable)	$0*	Yes	Excellent Credit*

Chase Sapphire® Preferred Card

Limited Time Offer - Earn 50,000 bonus points after you spend $3,000 in the first 3 months- that's $625 toward travel!
2 points per dollar spent on travel and dining & 1 point per dollar spent on all other purchases.
Use 20% fewer points when you redeem for travel. Just book your flight, cruise, or other travel through Ultimate RewardsSM
No foreign transaction fees
Earn a 7% annual points dividend - even on points already redeemed
Transfer points you've earned to participating frequent traveler programs at a 1:1 value
24/7 direct access to expert service advisors (No voice recording)
No Annual Fee for your first year - A $95 value

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0.00* for transfers	N/A*	15.24% *(Variable)	$95, waived first year	Yes	Excellent Credit*

Iberiabank Visa® Select Card

Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. This rate will not change during the introductory period.
Intro APR on Balance Transfers of 1.99% or 7.50% for the first 12 billing cycles. After that, APR will be the same as your assigned purchase rate, based on your creditworthiness.
Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Online access to credit card account information
Low Annual Fee of $35.00

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
1.99* for transfers	12 months*	7.50%, 9.50%, or 11.50%	$35.00*	Yes	Excellent Credit*

Iberiabank Visa® Gold Card

No annual membership fee
Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
Introductory APR on Balance Transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
Earn 1% in cash back credit on all qualifying purchases
No limit on cash back; no expiration date on eligibility for accounts in good standing
Travel accident coverage up to $500,000
Online access to credit card account information

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
1.99* for transfers	6 months on balance transfers	9.25%, 12.25%, or 15.25%	$0*	Yes	Excellent Credit*

Iberiabank Visa® Platinum Card

No annual membership fee
Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
Introductory APR on balance transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
Earn 1 bonus point for every $1 in qualifying net retail purchases, can redeem for merchandise with as little as 700 points.
Turn your points into hotel, gift, or experience rewards
Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch and Travel Emergency Services.
Online access to credit card account information

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
1.99* for transfers	6 billing cycles on balance transfers*	9.25%, 12.25%, or 15.25%*	$0*	Yes	Excellent Credit*

Iberiabank Visa® Classic Card

No annual membership fee
Low variable rate of 7.25%, 10.25%, or 13.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
Low Introductory APR on Balance Transfers of 1.99% for 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
Online access to credit card account information

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
1.99%* for transfers	6 months on balance transfers	7.25%, 10.25%, or 13.25%	$0*	Yes	Excellent Credit*

Simmons First Visa Platinum

Excellent Credit Required - Applicants that do not have excellent credit will not be approved
Low 7.25% variable standard purchase APR and platinum benefits
No balance transfer fee for balances transferred in response to this online offer
No Annual Fee

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A* for transfers	N/A*	7.25%* (V)	None*	Yes	Excellent Credit*

Marriott Rewards® Premier Credit Card

Earn 50,000 Bonus Points after your first use
Receive 1 free night stay upon account approval and each year upon account anniversary
Earn 5 points for every $1 spent at Marriott® locations
Earn 2 points for every $1 spent on qualifying airline, dining, and rental car purchases
Earn 1 point for every $1 spent on other purchases
No foreign transaction fees
Cardmembers achieve Silver elite status with 15 nights credit toward Elite status
Redeem Marriott Rewards® points at Marriott properties including Renaissance Hotels, Courtyard, Residence Inn, and Fairfield Inn & Suites

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A*	N/A*	15.24%*(Variable)	$0 for the first year, then $85.00*	Yes	Excellent Credit*

Marriott Rewards® Credit Card

Earn 30,000 Bonus Points after your first use, redeemable for up to 4 free nights; plus receive 2 free night stay e-certificates upon account approval
No Annual fee for your first year - that's a $45 value*
Earn 3 points for every $1 spent at Marriott® locations
Earn 1 point for every $1 spent on other purchases
Cardmembers achieve Silver elite status with 10 nights credit toward Elite status
Redeem Marriott Rewards® points at Marriott properties including Renaissance Hotels, Courtyard, Residence Inn, and Fairfield Inn & Suites

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A*	N/A*	14.24%*(Variable)	$0 for the first year, then $45.00*	Yes	Excellent Credit*

Excellent Credit

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