- Earn 15 cents per gallon rebates on gasoline purchases at more than 11,000 Exxon and Mobil stations nationwide.
- Each year, earn up to 2% rebates on your first $10,000 spent on other eligible purchases, and 1% on other eligible purchases over $10,000.
Introductory Rates & Offers
The card offers an introductory rate of 0% on all purchases you make with your ExxonMobil MasterCard for 6 months. After your Introductory Purchase APR expires, the standard purchase APR will apply. This rate is variable and will be determined at time of application, based on our review of your application and credit history. Your APRs may vary each billing period based on changes to the prime rate. The ExxonMobil Platinum MasterCard® purchase and balance transfer APR equals the U.S. Prime Rate plus 7.99%. The ExxonMobil Classic MasterCard® purchase and balance transfer APR equals the U.S. Prime Rate plus 11.99%. All cash advance APRs equal the Prime Rate plus 14.99% (never lower than 19.99%). All default APRs equals the Prime Rate plus up to 23.99%.
The 0% APR does not apply to Cash Advances and the 0% APR may increase if you default under any cardmember agreement you have with us because you pay us late, go over your credit limit or have a returned check. Your payments will be applied to low APR balances before higher ones.
ExxonMobil Rewards
Rebates are earned by making eligible purchases with your ExxonMobil MasterCard®. Only purchases made for personal, family or household purposes are eligible purchases and earn rebates. The following purchases are not eligible purchases and do not earn rebates: purchases made for business or commercial purposes, purchases of diesel or aviation fuel and purchases of non-Exxon or Mobil branded gasoline.
You earn rebates of $0.15 per gallon on eligible gasoline purchases made at Exxon and Mobil stations in the United States (“Exxon and/or Mobil Gasoline Purchases”). You earn rebates of up to 2% on other eligible purchases (“Other Purchases”) you make each year as follows: 0.5% on your total annual Other Purchases up to $999; 1.0% on your total annual Other Purchases over $999 and up to $5,999; 2.0% on your total annual Other Purchases over $5,999 and up to $10,000; and 1% on your total annual Other Purchases over $10,000.
The rebates you earn will be shown on your billing statement. Rebates will be automatically redeemed by crediting your earned rebates toward Exxon and/or Mobil Gasoline Purchases made with your ExxonMobil MasterCard in future billing cycles. Rebates will be redeemed and credited on your statement only in increments of $10. This means you must make at least $10 in Exxon and/or Mobil Gasoline Purchases in a single billing cycle to redeem your rebates. Your account must remain open and current in order to earn and redeem your rebates.
Rebates are not earned on cash advances, balance transfers, fees, finance charges or other ancillary fees. Any rebates not redeemed within twenty-four monthly billing cycles after the billing cycle in which they are earned will expire. All unredeemed rebates expire upon termination of your ExxonMobil MasterCard account, whether terminated by you or us.
ExxonMobil Rates & Fees
- Balance transfer fee: 3% of each balance transfer; $5 minimum.
- Cash advance fee: 3% of each cash advance; $5 minimum.
- Late fee: $39
- Over-the-credit-line fee: $35