Instant Approval Credit Cards

Instant approval credit cards offer the quickest way to apply for and obtain a credit card. Many of these cards provide decisions in 60 seconds after you complete and submit the online credit card application.

Starwood Preferred Guest(R) Credit Card from American Express
	Earn up to 25,000 Starpoints (R) – enough for up to 6 free nights at a category 1 or 2 hotel. Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates No annual fee for the first year and $45 thereafter Transfer Starpoints(R) – almost always on a 1:1 basis – to the frequent flyer programs of over 30 major airlines Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners Express Approval. Get a decision in less than 60 seconds.
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed N/A N/A 15.24% No annual fee for the first year – $45 thereafter No N/A

Platinum Card(R) from American Express
	Earn 25,000 Membership Rewards(R) bonus points when you spend $1,000 in 3 months – Redeemable for one round-trip domestic airline ticket! 24-hour access to Concierge service for the finest experiences in dining, entertainment, and luxury Fine Hotels & Resorts Program – exclusive amenities at boutique, resort, and luxury hotels around the world By Invitation Only(R)Events – access to exclusive, once-in-a-lifetime events Complimentary Airport Club Access The Membership Rewards First(R) program – Enjoy exclusive access to rewards and experiences featuring luxury retail, lifestyle, and world-class travel
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed N/A N/A N/A $450 annual fee No N/A

*We do our best to accurately reflect the terms and conditions of credit card offers on this site. But please recognize that these terms and conditions can and do change from time to time. When you apply for a credit card offer, please make sure to read the terms and conditions on the credit card issuer’s website, as they may have changed since the information was last updated on this site.