One of the best deals available are interest free credit cards. No interest cards offer 0% on balance transfers, purchases, or both. With balance transfers, you can transfer one or more high interest credit card balances onto the interest free credit card and pay no interest during the introductory period. With zero interest on purchases, you can use the card for big purchases or everyday expenses, and pay no interest until the into period expires.
Until recently, there were several cards that offered no interest for up to 12 months. Now, some credit cards offer 0% for up to 18 months, and there is actually an interest free credit card for 21 months. Offered by Citi, it is our Editor’s pick as noted above.
Below you’ll see more top picks, followed by an exhaustive list of other interest free cards. Many of the cards come with other benefits, such as cash back rewards, travel points, or even zero percent balance transfer offers.
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| Capital One® Platinum Prestige Credit Card | |||||||||||||
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| Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back | |||||||||||||
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| Citi® Platinum Select® MasterCard® | |||||||||||||
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| Capital One® Cash | |||||||||||||
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| Citi Simplicity® Card | |||||||||||||
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| Citi® Diamond Preferred® Card | |||||||||||||
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| Chase Freedom® Visa - $100 Bonus Cash Back | |||||||||||||
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| Discover® More® Card | |||||||||||||
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| Discover® More® Card - Balance Transfer Fee* | |||||||||||||
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| Discover® Open Road Card | |||||||||||||
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| Miles by Discover® Card | |||||||||||||
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| Slate® from Chase | |||||||||||||
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| Citi ThankYou® Preferred Rewards Card - $150 in Gift Cards | |||||||||||||
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| Capital One® Orbitz® Visa® Platinum | |||||||||||||
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| Citi Forward® Card | |||||||||||||
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| LSU TigersTM Platinum MasterCard® from Capital One® | |||||||||||||
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| MTV® Visa® Card From Capital One® | |||||||||||||
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| Slate® from Chase | |||||||||||||
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