List of Interest Free Credit Cards for 12 Months

The following credit card offers feature an introductory 0% APR interest rate on purchases. The interest free feature typically applies for the first six to 12 months after receipt of the card. Many of the cards come with other benefits, such as cash back rewards, travel points, or zero percent balance transfers.

Chase Freedom(SM)
	3% bonus cash back offers in popular, rotating categories like gas, home improvement and department stores Full 1% Cash Back on everything else – no spending tiers or caps on how much you can earn Up to an additional 20% cash back at select merchants when you shop online through Chase 0% Intro APR and No Annual Fee
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed 0% up to 12 months on Balance Transfers As low as 12.99% Variable None Yes Good

Discover® More(SM) Card
	5% to 20% Cashback Bonus® at Top Online Retailers* Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners No Annual Fee Online Account Access Online Bill Payment
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed 0% APR for 12 Months* 12 Months as low as 11.99% $0 Yes Very Good

Citi® Platinum Select® Card
	0% APR* on Balance Transfers and Purchases for up to 12 Months No Annual Fee Citi® Identity Theft Solutions $0 Liability on Unauthorized Purchases Secure, Free Online Account Management Extra Cash from Citi: Enjoy Significant Discounts on Gift Cards, Travel, Merchandise, and More.
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed 0% APR for up to 12 Months Up to 12 Months As low as 11.99%V $0 Yes Very Good

Slate(SM) from Chase
	Now with Blueprint(SM) 0% intro APR for up to 12 months on Purchases and Balance Transfers Patented Fraud Protection Zero Liability on Unauthorized Purchases E-mail and text alerts No Annual Fee
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed 0% up to 12 Months As low as 13.24% Variable None Yes Good

TrueEarnings(R) Card from Costco and American Express
	Earn cash back on gas and a $25 statement credit with your first purchase made with the Card. Earn cash back virtually everywhere you go – 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco No Annual Fee with your paid Costco Membership The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card No Limit on the Cash Back earned
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed N/A N/A 15.24% No Annual Fee with your paid Costco Membership No N/A

*We do our best to accurately reflect the terms and conditions of credit card offers on this site. But please recognize that these terms and conditions can and do change from time to time. When you apply for a credit card offer, please make sure to read the terms and conditions on the credit card issuer's website, as they may have changed since the information was last updated on this site.