List of Interest Free Credit Cards for 12 Months

The following credit card offers feature an introductory 0% APR interest rate on purchases. The interest free feature typically applies for the first six to 12 months after receipt of the card. Many of the cards come with other benefits, such as cash back rewards, travel points, or zero percent balance transfers.

Chase Freedom(SM)
	3% bonus cash back offers in popular, rotating categories like gas, home improvement and department stores Full 1% Cash Back on everything else – no spending tiers or caps on how much you can earn Up to an additional 20% cash back at select merchants when you shop online through Chase 0% Intro APR and No Annual Fee
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed 0% up to 12 months on Balance Transfers As low as 12.99% Variable None Yes Good

Discover® More® Card
	0% APR on Balance Transfers for a FULL 12 Months 0% APR on Purchases for a FULL 6 Months 5% Cashback Bonus® in Categories that Change Like Travel, Gas, Groceries, Restaurants and More Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically Turn Your Cashback Bonus into Bigger Rewards by Redeeming for Gift Cards from Over 100 Brand-Name Partners Instant Response Within 60 Seconds No Annual Fee
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed 0% APR for 12 Months* 12 Months as low as 11.99% $0 Yes Excellent

Citi® Platinum Select® Card
	0% APR* on Balance Transfers and Purchases for up to 12 Months No Annual Fee Citi® Identity Theft Solutions $0 Liability on Unauthorized Purchases Secure, Free Online Account Management Extra Cash from Citi: Enjoy Significant Discounts on Gift Cards, Travel, Merchandise, and More.
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed 0% APR for up to 12 Months Up to 12 Months As low as 11.99%V $0 Yes Very Good

Slate(SM) from Chase
	0% Intro APR for up to 12 months No Annual Fee Pay down balances on your terms with Blueprint(SM) Zero Liability on unauthorized purchases E-mail and text alerts
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed 0% up to 12 Months As low as 13.24% Variable None Yes Good

TrueEarnings(R) Card from Costco and American Express
	Earn cash back on gas and a $25 statement credit with your first purchase made with the Card. Earn cash back virtually everywhere you go – 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco No Annual Fee with your paid Costco Membership The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card No Limit on the Cash Back earned
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed N/A N/A 15.24% No Annual Fee with your paid Costco Membership No N/A