I‘ve used the Orchard Bank Visa Cards as a way to improve my credit. That’s what this card is designed for and it’s worked well for me. Whether you need to establish credit history or rebuild your credit this card is a great choice. You can still get approved for this card even if don’t have good credit. Orchard Bank® has a variety of cards and when you apply they match you up with a card that works for you. The selection process is based on your creditworthiness. If you don’t get approved for one card they will automatically try to qualify you for another. The annual fees are between $35 to $74. This card reports to all three major credit bureaus which is why this is a good card for building credit.
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Rates
With this card you can expect a competitive rate. However, the rate you receive is based on your credit history. The Orchard Bank Visa Card offers an APR of 14.99-24.99% (Variable)*, based on your creditworthiness.
Get Pre-Qualified in About 60 Seconds
Orchard Bank offers a unique approach to the application process. After completing a short online application form, Orchard Bank determines what credit cards and terms you qualify for in about 60 seconds. You can then review the cards you pre-qualify for, and decide card to apply for. Only once you apply does Orchard pull your credit report. You can view the Orchard Bank online application by clicking here.
How to Apply for the Orchard Bank Visa Card
Applying for this credit card is quick and easy. We’ve provided a link below that will take you to the official Orchard Bank Visa Card website. From this page, you can click on the apply now button to go to the Orchard Bank Visa Card secure online application. The application takes just a few minutes to complete, and they will even notify you about the outcome of your application.
To get started, visit the Orchard Bank Visa Cards official website.
