Points Rewards Credit Cards

Points rewards credit cards allow cardholders to earn points based on purchases. These points can then be redeemed for travel, purchases, or even statement credits and cash. Many of the points credit cards below offer bonus points for new card applicants. Compare the points credit card offers below and apply for the one that’s best for you:

Chase SapphireSM Card
Chase Sapphire<sup>SM</sup> Card
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  • Earn 10,000 bonus points after you spend $500 in the first 3 months - that's $100 toward travel or any other reward!
  • 2 points per dollar spent at restaurants & 1 point per dollar spent on all other purchases.
  • Points never expire and there are no limits on how many points you can earn
  • Redeem points for travel, gift cards, merchandise, cash back and more
  • Direct access to expert service advisors anytime
  • No annual fee!
Intro APR Intro APR
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APR
Annual
Fee
Balance
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Credit
Needed
N/A* N/A* 15.24% (Variable)* $0.00* Yes Excellent Credit*

American Express® Premier Rewards Gold Card
American Express® Premier Rewards Gold Card
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  • Membership Rewards® bonus: 25K points, redeemable for select gift cards valued at $250, when you spend $2,000 in your first three months of Card membership
  • Membership Rewards® points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else
  • Exclusive access to Gold Card Destinations and events - Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, sporting events, and more.
  • Introductory annual fee of $0 for the first year, then $175
  • Get a decision in as little as 60 seconds.
Intro APR Intro APR
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APR
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Credit
Needed
N/A* N/A* N/A* $0.00 1 year, then $175.00* Yes Excellent Credit*

Citi® Diamond Preferred® Card
Citi® Diamond Preferred® Card
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  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based upon your creditworthiness.*
  • 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more
  • Special access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass®
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
  • No annual fee*
Intro APR Intro APR
Period
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APR
Annual
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Credit
Needed
0.00%* 18 months on purchases* 11.99-21.99% (Variable)* $0.00* Yes Excellent Credit*

Chase Sapphire PreferredSM Card
Chase Sapphire Preferred<sup>SM</sup> Card
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  • Earn 40,000 bonus points after you spend $3,000 in the first 3 months - that's $500 toward travel rewards!
  • 2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases.
  • Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate RewardsSM
  • No foreign transaction fees
  • Receive a 7% annual dividend on all new points earned - even on points already redeemed
  • 1:1 point transfer to participating frequent travel programs
  • Direct access to expert service advisors anytime
  • No Annual Fee for your first year - A $95 value
Intro APR Intro APR
Period
Regular
APR
Annual
Fee
Balance
Transfer
Credit
Needed
N/A* N/A* 15.24% (Variable)* $0.00 1 year, then $95.00* Yes Excellent Credit*

American Express® Gold Card
American Express® Gold Card
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  • Exclusive access to Gold Card Events - select concerts, shows, major sporting events, and more.
  • Purchase Protection* can protect eligible items for up to 90 days from the date of purchase if stolen or accidentally damaged. *Underwritten by AMEX Assurance Company
  • Redeem Membership Rewards® points for an exclusive array of travel, shopping, dining and entertainment rewards.
  • Introductory annual fee of $0 for the first year, then $125.
  • Get a decision in as little as 60 seconds.
Intro APR Intro APR
Period
Regular
APR
Annual
Fee
Balance
Transfer
Credit
Needed
N/A* N/A* N/A* $0.00 1 year, then $125.00* Yes Excellent Credit*

Citi® Platinum Select® / AAdvantage® Visa Signature® Card
Citi® Platinum Select® / AAdvantage® Visa Signature® Card
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  • Earn 30,000 American Airlines AAdvantage® bonus miles after $1,000 in purchases within the first 3 months of cardmembership*
  • Your first eligible checked bag is free*
  • Priority Boarding* and 25% savings on eligible in-flight purchases*
  • Earn a $100 American Airlines Flight Discount every cardmembership year with qualifying purchases and cardmembership renewal*
  • Double AAdvantage® miles on eligible American Airlines purchases*
  • Earn 10% of your redeemed AAdvantage® miles back - up to 10,000 AAdvantage® miles each calendar year*
  • No mileage cap* and your miles may never expire*
Intro APR Intro APR
Period
Regular
APR
Annual
Fee
Balance
Transfer
Credit
Needed
N/A* N/A* 15.24% (Variable)* $0.00 1 year, then $95.00* Yes Excellent Credit*

Citi® Dividend Platinum Select® Visa® Card
Citi® Dividend Platinum Select® Visa® Card
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  • $100 cash back after $500 in purchases within the first 3 months of account opening
  • 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
  • Earn 5% cash back at The Home Depot and on Home Furnishing and Home & Garden purchases from 4/1/12 to 6/30/12 when you enroll.
  • Each quarter, you can enroll to earn additional cash back in popular categories.
  • Full 1% cash back on all other purchases and eligible cash advances.
  • No annual fee*
Intro APR Intro APR
Period
Regular
APR
Annual
Fee
Balance
Transfer
Credit
Needed
0.00%* 12 months on purchases* 12.99-22.99% (Variable)* $0.00* Yes Excellent Credit*