The following prepaid credit cards and prepaid debit cards offer a low cost alternative to check cashing stores and checking accounts. Many of the prepaid cards are free with direct deposit and offer online bill pay. With prepaid cards, you can avoid overdraft charges and over limit fees. And there are never interest charges.
| KAIKU® Visa® Prepaid Card |
|---|
 | - Low $1.95 Monthly Fee, No Purchase or Activation Fees
- No Credit Check
- Free Direct Deposit
- Free In-Network ATMs
- Free Bank Account Loading
- Free Card-to-Card Transfers
- Free Mobile Banking, iPhone, Android, and Blackberry smartphone apps, text alerts
- Free 24/7 Customer Service
|
Purchase
Intro APR | Purchase
Intro APR Period | Balance Transfer
Intro APR | Balance Transfer
Intro APR Period | Regular
APR | Annual
Fee | Balance
Transfer | Credit
Needed | | N/A | N/A | N/A | N/A | N/A | $1.95 monthly fee | N/A | No Credit Check |
|
| READYdebit Platinum Visa Prepaid Card |
|---|
| - Get Your Premium Benefits:
- Exclusive Rewards Program
- Free Credit ScoreTracker*
- Easy Mobile Banking and Text Alerts
- Easy Online Bill Payment & Check Writing
- Free Direct Deposit - paycheck, benefits, tax refunds
- No Credit Check, No Overdraft Fees or Balance Minimums
- Reloadable up to $10,000 Max Balance and Deposit is fully FDIC insured
|
Purchase
Intro APR | Purchase
Intro APR Period | Balance Transfer
Intro APR | Balance Transfer
Intro APR Period | Regular
APR | Annual
Fee | Balance
Transfer | Credit
Needed | | N/A | N/A | N/A | N/A | N/A | $14.95 monthly fee | N/A | No Credit Check |
|
| SilverCard Prepaid MasterCard® |
|---|
| - Get your Government/Benefits check faster with Free Direct Deposit
- Free activation fee with Rebate*
- Guaranteed Approval with No Credit Check
- Free Unlimited Purchase Transactions
- No Overdraft Fees or Minimum Balances, perfect bank alternative
- Free Online Bill Pay, pay bills instantly or schedule payments to avoid late fees
- Stay connected, know your balance at all times with free email or cell phone alerts
- The power of MasterCard in your pocket, accepted everywhere MasterCard Debit cards are accepted.
|
Purchase
Intro APR | Purchase
Intro APR Period | Balance Transfer
Intro APR | Balance Transfer
Intro APR Period | Regular
APR | Annual
Fee | Balance
Transfer | Credit
Needed | | N/A* | N/A* | 0.00* | N/A* | N/A* | as low as $3.95 monthly* | | No Credit Check* |
|
| NetSpend® Visa® Prepaid Card |
|---|
| - Get your tax refund in as few as 10 days if you e-file and use direct deposit
- 100% Approval - No credit check needed (ID verification required).
- Get your paycheck or government benefits up to 2 days faster with free direct deposit
- Earn cash back with NetSpend Payback RewardsTM
- Real-time activity alerts sent to your mobile phone.
- Prescription Discounts - up to 55% off!
- Funds are FDIC insured up to the current coverage limit (ID verification required).
|
Purchase
Intro APR | Purchase
Intro APR Period | Balance Transfer
Intro APR | Balance Transfer
Intro APR Period | Regular
APR | Annual
Fee | Balance
Transfer | Credit
Needed | | N/A | N/A | N/A | N/A | N/A | $9.95 monthly fee | N/A | No Credit Check |
|
| NetSpend® Prepaid MasterCard® |
|---|
| - 100% Approval - No credit check needed (ID verification required).
- Get your paycheck or government benefits up to 2 days faster with free direct deposit
- Earn cash back with NetSpend Payback RewardsTM
- Real-time activity alerts sent to your mobile phone.
- Prescription Discounts - up to 55% off!
- Funds are FDIC insured up to the current coverage limit (ID verification required).
|
Purchase
Intro APR | Purchase
Intro APR Period | Balance Transfer
Intro APR | Balance Transfer
Intro APR Period | Regular
APR | Annual
Fee | Balance
Transfer | Credit
Needed | | N/A | N/A | N/A | N/A | N/A | $9.95 monthly fee | N/A | No Credit Check |
|
| KLS Prepaid Visa® RushCard |
|---|
| - Get your tax refund faster! Plus No card fee when you Direct Deposit by 4/15/13. *See card site for details
- Only card that lets you change your fee plan whenever you want to
- Free prescription discount card
- Easy Bill Pay - pay bills, rent, or write personal checks
- Card to card transfers
|
Purchase
Intro APR | Purchase
Intro APR Period | Balance Transfer
Intro APR | Balance Transfer
Intro APR Period | Regular
APR | Annual
Fee | Balance
Transfer | Credit
Needed | | N/A | N/A | N/A | N/A | N/A | Variable Monthly Fees | N/A | No Credit Check |
|
| Prepaid Visa® Pink Diamond RushCard |
|---|
| - Get your tax refund faster! Plus No card fee when you Direct Deposit by 4/15/13. *See card site for details
- Only card that lets you change your fee plan whenever you want to
- Free prescription discount card
- Easy Bill Pay - pay bills, rent, or write personal checks
- Card to card transfers
|
Purchase
Intro APR | Purchase
Intro APR Period | Balance Transfer
Intro APR | Balance Transfer
Intro APR Period | Regular
APR | Annual
Fee | Balance
Transfer | Credit
Needed | | N/A | N/A | N/A | N/A | N/A | Variable Monthly Fees | N/A | No Credit Check |
|
| Prepaid Visa® Purple Diamond RushCard |
|---|
| - Get your tax refund faster! Plus No card fee when you Direct Deposit by 4/15/13. *See card site for details
- Only card that lets you change your fee plan whenever you want to
- Free prescription discount card
- Easy Bill Pay - pay bills, rent, or write personal checks
- Card to card transfers
|
Purchase
Intro APR | Purchase
Intro APR Period | Balance Transfer
Intro APR | Balance Transfer
Intro APR Period | Regular
APR | Annual
Fee | Balance
Transfer | Credit
Needed | | N/A | N/A | N/A | N/A | N/A | Variable Monthly Fees | N/A | No Credit Check |
|
| Prepaid Visa® Black Diamond RushCard |
|---|
| - Get your tax refund faster! Plus No card fee when you Direct Deposit by 4/15/13. *See card site for details
- Only card that lets you change your fee plan whenever you want to
- Free prescription discount card
- Easy Bill Pay - pay bills, rent, or write personal checks
- Card to card transfers
|
Purchase
Intro APR | Purchase
Intro APR Period | Balance Transfer
Intro APR | Balance Transfer
Intro APR Period | Regular
APR | Annual
Fee | Balance
Transfer | Credit
Needed | | N/A | N/A | N/A | N/A | N/A | Variable Monthly Fees | N/A | No Credit Check |
|
| UPside Visa® Prepaid Card |
|---|
| - Similar to a checking account with a Visa prepaid card
- Save up to $220 compared with other cards, the first year alone
- 100% approval with no credit check and no activation fee
- $0.99 monthly fee if $500 is loaded each month. (Only $4.95 otherwise)
- Free Direct Deposit from employers or deposit cash at 50,000 retailers
- Write personal checks online: easy to pay rent or other bills
- Earn 1,500 cash back reward points for you first direct deposit load
- Optional companion card available, as if you had a joint checking
|
Purchase
Intro APR | Purchase
Intro APR Period | Balance Transfer
Intro APR | Balance Transfer
Intro APR Period | Regular
APR | Annual
Fee | Balance
Transfer | Credit
Needed | | N/A | N/A | N/A | N/A | N/A | up to $4.95 monthly fee | N/A | No Credit Check |
|
| ACE EliteTM Visa® Prepaid Card |
|---|
| - Get your tax refund faster with direct deposit*
- Get paid up to 2 days faster with free direct deposit of paychecks and government benefits*
- Free Anytime AlertsTM - Get your balance and transactions via text or email*
- Free Direct Deposit - Get paid up to 2 days faster, don't stand in line or pay check cashing fees*
- Secure: Card funds are backed by Visa Zero Liability*
|
Purchase
Intro APR | Purchase
Intro APR Period | Balance Transfer
Intro APR | Balance Transfer
Intro APR Period | Regular
APR | Annual
Fee | Balance
Transfer | Credit
Needed | | N/A | N/A | N/A | N/A | N/A | up to $9.95 monthly fee | N/A | No Credit Check |
|
| Account Now Gold Visa® Prepaid Card |
|---|
| - Perfect for tax refund direct deposit - Get your tax refund fast
- 100% Guaranteed Approval - up successful ID verification
- $0 Activation Fee
- $15 Bonus§ with Free Direct Deposit
- Shop online & Pay bills online
- Up to $10,000 balance limit
- Deposits are FDIC insured
- BBB Accredited A+ Company
|
Purchase
Intro APR | Purchase
Intro APR Period | Balance Transfer
Intro APR | Balance Transfer
Intro APR Period | Regular
APR | Annual
Fee | Balance
Transfer | Credit
Needed | | N/A | N/A | N/A | N/A | N/A | up to $9.95 monthly fee | N/A | No Credit Check |
|
| Upside Visa® Debt-free Prepaid Card |
|---|
| - The power of a bank account in a Visa Prepaid card
- Save up to $220 compared with other cards, the first year alone
- 100% approval with no credit check and no activation fee
- $0.99 monthly fee if $500 is loaded each month. (Only $2.99 otherwise).
- Free Direct Deposit from employers or deposit cash at 50,000 retailers
- Write personal checks online: easy to pay rent or other bills
- Earn 1,500 cash back reward points for you first direct deposit load
- Optional companion card available, as if you had a joint checking
|
Purchase
Intro APR | Purchase
Intro APR Period | Balance Transfer
Intro APR | Balance Transfer
Intro APR Period | Regular
APR | Annual
Fee | Balance
Transfer | Credit
Needed | | N/A* | N/A* | 0.00* | N/A* | N/A* | 0.00 | | No Credit Check* |
|
| iBankUP Prepaid Account |
|---|
| - The power of a bank account in a Visa prepaid card
- Save up to $230 compared with other cards, the first year alone
- No credit check and no activation fee
- Write personal checks online: easy to pay rent or other bills
- $0 monthly fee if $400 is loaded each month. (Only $1.99 otherwise)
- Free Direct Deposit from employers or deposit cash at 50,000 retailers nationwide
- Get 5% off when you add minutes to a prepaid cell phone from your UPside account
- Accepted anywhere Visa debit cards are accepted. Optional companion card
|
Purchase
Intro APR | Purchase
Intro APR Period | Balance Transfer
Intro APR | Balance Transfer
Intro APR Period | Regular
APR | Annual
Fee | Balance
Transfer | Credit
Needed | | N/A | N/A | N/A | N/A | N/A | up to $4.95 monthly fee | N/A* | No Credit Check |
|
| Pink ACE EliteTM Visa® Prepaid Card |
|---|
| - As an official sponsor of the National Breast Cancer Foundation, purchases from the ACE Elite Card have contributed to over $2 million towards breast cancer awareness and detection.
- Get your tax refund faster with direct deposit.*
- Get paid up to 2 days faster with free direct deposit of paychecks and government benefits*
- Free Anytime AlertsTM - Get your balance and transactions via text or email*
- Secure: Card funds are backed by Visa® Zero Liability*
|
Purchase
Intro APR | Purchase
Intro APR Period | Balance Transfer
Intro APR | Balance Transfer
Intro APR Period | Regular
APR | Annual
Fee | Balance
Transfer | Credit
Needed | | N/A | N/A | N/A | N/A | N/A | up to $9.95 monthly fee | N/A | No Credit Check |
|
| Vision Premier® Visa® Prepaid Card - Simple & Fair |
|---|
| - New - Free Roadside Assistance
- New - Free Savings Account with 5.65% APY
- 1% Cash Back on Gas Purchases
- Free Direct Deposit so you can get paid faster
- Free Bill Pay online or over the phone
- Free Transactions and Customer Service
- No Overdraft Fees, No Interest Fees, and No Hidden Fees
- No Credit Check - 100% Approval
|
Purchase
Intro APR | Purchase
Intro APR Period | Balance Transfer
Intro APR | Balance Transfer
Intro APR Period | Regular
APR | Annual
Fee | Balance
Transfer | Credit
Needed | | N/A | N/A | N/A | N/A | N/A | $7.95 monthly fee | N/A | No Credit Check |
|
| AccountNow® Prepaid MasterCard® |
|---|
| - $0 Monthly Fee
- No Credit Check or ChexSystems check
- Instant Account Number
- Free Direct Deposit - paycheck, benefits, tax refunds
- Easy 24/7 Online Account Access
- Earn Purchase Rewards and Refer-a-Friend Cash Bonus
- Use it Everywhere Mastercard Debit card accepted
|
Purchase
Intro APR | Purchase
Intro APR Period | Balance Transfer
Intro APR | Balance Transfer
Intro APR Period | Regular
APR | Annual
Fee | Balance
Transfer | Credit
Needed | | N/A | N/A | N/A | N/A | N/A | up to $9.95 monthly fee | N/A | No Credit Check |
|
| READYdebit Platinum Visa Prepaid Card |
|---|
| - Get Your Premium Benefits:
- Exclusive Rewards Program
- Free Credit ScoreTracker*
- Easy Mobile Banking and Text Alerts
- Easy Online Bill Payment & Check Writing
- Free Direct Deposit - paycheck, benefits, tax refunds
- No Credit Check, No Overdraft Fees or Balance Minimums
- Reloadable up to $10,000 Max Balance and Deposit is fully FDIC insured
|
Purchase
Intro APR | Purchase
Intro APR Period | Balance Transfer
Intro APR | Balance Transfer
Intro APR Period | Regular
APR | Annual
Fee | Balance
Transfer | Credit
Needed | | N/A | N/A | N/A | N/A | N/A | $14.95 monthly fee | N/A | No Credit Check |
|
| Green Dot® Gold PrePaid Visa® |
|---|
| - $0 activation online - with no credit check
- No minimum balance
- Free Online Bill Pay
- Free Direct Deposit
- No overdraft fees
- Access to over 22,000 MoneyPass® ATMs
|
Purchase
Intro APR | Purchase
Intro APR Period | Balance Transfer
Intro APR | Balance Transfer
Intro APR Period | Regular
APR | Annual
Fee | Balance
Transfer | Credit
Needed | | N/A | N/A | N/A | N/A | N/A | up to $5.95 monthly fee | N/A | No Credit Check |
|
[showoff template=cc_box offer=
ncs22675653]
| Walmart MoneyCardSM MasterCard® Prepaid Card |
|---|
| - No issuance fee online
- No credit check or bank account required
- No overdraft fees
- No minimum balance required
- Free Direct Deposit
- Use everywhere MasterCard debit is accepted, including shop online, pay bills, get cash at ATMs
|
Purchase
Intro APR | Purchase
Intro APR Period | Balance Transfer
Intro APR | Balance Transfer
Intro APR Period | Regular
APR | Annual
Fee | Balance
Transfer | Credit
Needed | | N/A | N/A | N/A | N/A | N/A | $3.00 monthly fee | N/A | No Credit Check |
|
| Green Dot® PrePaid MasterCard® |
|---|
| - $0 activation online - with no credit check
- No minimum balance
- Free Online Bill Pay
- Free Direct Deposit
- No overdraft fees
- Access to over 22,000 MoneyPass® ATMs
|
Purchase
Intro APR | Purchase
Intro APR Period | Balance Transfer
Intro APR | Balance Transfer
Intro APR Period | Regular
APR | Annual
Fee | Balance
Transfer | Credit
Needed | | N/A | N/A | N/A | N/A | N/A | up to $5.95 monthly fee | N/A | No Credit Check |
|
| mPower™ Visa® Prepaid Card |
|---|
| - Fast, easy application - No Credit Checks
- $10 Cash Bonus, Activation & Monthly Fees refunded when you use Free Direct Deposit
- Quick and Safe Access to your Money
- Easy Online Bill Pay
- No Minimum Balance
|
Purchase
Intro APR | Purchase
Intro APR Period | Balance Transfer
Intro APR | Balance Transfer
Intro APR Period | Regular
APR | Annual
Fee | Balance
Transfer | Credit
Needed | | N/A | N/A | N/A | N/A | N/A | up to $6.95 monthly fee | N/A | No Credit Check |
|
| PEX Visa® Prepaid Card For Business |
|---|
| - Instantly fund employee purchases.
- Gain 24/7 control over where and how much employees spend.
- Save money - no surprise interest charges or overdraft fees.
- Free Trial Period - No Monthly Fee for at least 2 months after you enroll
- No transaction fees
- No deposit fees
- Cards are personalized with the cardholder's name
- The funds on deposit are corporate funds - not employee-owned
|
Purchase
Intro APR | Purchase
Intro APR Period | Balance Transfer
Intro APR | Balance Transfer
Intro APR Period | Regular
APR | Annual
Fee | Balance
Transfer | Credit
Needed | | N/A | N/A | N/A | N/A | N/A | $7.50 monthly fee | N/A | No Credit Check |
|
| BillMyParents® Reloadable Prepaid MasterCard® |
|---|
| - Get your teen started on the path to smart spending today.
- Easily set strict spending limits.
- Lock/Unlock Your Teen's Card with a Simple Text
- Monitor Purchase Alerts in Real-Time on Your Mobile Phone
- Family or Friends Can Reload Funds
- No Credit Risks or Overdraft Fees
- Safer than cash with lost card protection
- Use anywhere debit MasterCard is accepted.
|
Purchase
Intro APR | Purchase
Intro APR Period | Balance Transfer
Intro APR | Balance Transfer
Intro APR Period | Regular
APR | Annual
Fee | Balance
Transfer | Credit
Needed | | N/A | N/A | N/A | N/A | N/A | $3.95 monthly fee | N/A | No Credit Check |
|
| Baby Phat Prepaid Visa® RushCard |
|---|
| - 100% Guaranteed Approval* - No Credit Check
- Free Direct Deposit - sign up now and have a safe place to put your tax refund
- Only card that lets you change your fee plan whenever you want to
- Free prescription discount card
- Easy Bill Pay - pay bills, rent, or write personal checks
- Card to card transfers
|
Purchase
Intro APR | Purchase
Intro APR Period | Balance Transfer
Intro APR | Balance Transfer
Intro APR Period | Regular
APR | Annual
Fee | Balance
Transfer | Credit
Needed | | * | * | * | * | * | See Terms* | | Poor |
|
| BuyRight Prepaid MasterCard® |
|---|
| - Get access to your money up to 2 days faster* with Free Direct Deposit
- New - Choose your card design at no cost
- Guaranteed Rewards - Earn when you spend for Prepaid Cell Minutes, iTunes, RedBox, Starbucks and More**
- Online Billpay - pay bills, rent, or write personal checks
- No credit check, No bounced check fees, No overdraft fees - Ever!
- Travel in style - Rent cars, reserve hotels, shop online safely.
|
Purchase
Intro APR | Purchase
Intro APR Period | Balance Transfer
Intro APR | Balance Transfer
Intro APR Period | Regular
APR | Annual
Fee | Balance
Transfer | Credit
Needed | | N/A | N/A | N/A | N/A | N/A | $7.95 monthly fee | N/A | No Credit Check |
|
