Prepaid Credit and Debit Cards
The following prepaid credit cards and prepaid debit cards offer a low cost alternative to check cashing stores and checking accounts. Many of the prepaid cards are free with direct deposit and offer online bill pay. With prepaids, you can avoid overdraft charges and over limit fees. And there are never interest charges.
| ACE Visa Prepaid Debit Card |
|---|
 | - No application fee and no obligation
- No charge for cash withdrawals at 1,600 + ACE Cash Express locations with direct deposit (daily limit applies)*
- Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan
- Get paid up to 3 days earlier than with a paper check with free direct deposit of your paycheck or government check
- No overdraft fees or minimum balances
- Free direct deposit of your paycheck or government check
- Protection from unauthorized transactions if card is reported lost or stolen. FDIC Insured
- Earning your trust since 1968
|
| Intro APR | Intro APR
Period | Regular
APR | Annual
Fee | Balance
Transfer | Credit
Needed | | * | * | * | See Terms* | Yes | Bad |
|
| The Mango(TM) MasterCard® Prepaid Card |
|---|
| - FREE MasterCard Prepaid Card & FREE Shipping
- FREE Instant Virtual Card – Shop Online Today
- FREE Direct Deposit + Get $20 Signup Bonus
- Earn High Savings Interest Rate!
- FREE Unlimited Purchase/ Signature Transactions
- FREE Check Your Balance With a Text Message
- Send and Receive Money Securely With Your Mobile Phone
- Refer friends and family and make money
- $0 Activation Fee
- $0 First Monthly Fee – Try it For FREE
- $0 Monthly Fee When You Load at Least $500 Per Month (Otherwise Only $5!)
- No Hidden Fees / No Overdraft Fees
- Fully FDIC Insured
- o Credit Check/ No Bank Account Required
- FREE Account Management – Over The Phone or Online
|
| Intro APR | Intro APR
Period | Regular
APR | Annual
Fee | Balance
Transfer | Credit
Needed | | * | * | * | See Terms* | Yes | N/A |
|
| Baby Phat Prepaid Visa® RushCard |
|---|
| - Show your style with the BabyPhat RushCard
- Guaranteed approval*
- No Credit Check
- FREE Direct Deposit
- No Overdraft Fees/ No Check Fees/ No Interest Fees
- Free Credit Builder
- 56% of cardholders save over $300/ year using the RushCard
- Make money with our Refer A Friend Program
- Reloadable with a $10,000 maximum balance
- Free Email/ SMS Alerts
- Card to Card transfers between RushCard Members
- Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions
|
| Intro APR | Intro APR
Period | Regular
APR | Annual
Fee | Balance
Transfer | Credit
Needed | | * | * | * | See Terms* | Yes | Poor |
|
| Vision Premier® Visa® Prepaid Card |
|---|
| - No credit check, no debt, no interest, no overdraft fees
- Free unlimited purchases – signature and PIN
- Free customer service
- Free Direct Deposit: Get paychecks, benefits and tax refunds faster
- Free PayFit Credit Builder – Pay bills and build credit for free
- Free text and email alerts and online access to track spending
- Safer than cash if lost or stolen
- Accepted everywhere Visa Debit cards are accepted
|
| Intro APR | Intro APR
Period | Regular
APR | Annual
Fee | Balance
Transfer | Credit
Needed | | * | * | * | See Terms* | Yes | Bad |
|
| Green Dot® Prepaid MasterCard® |
|---|
| - FREE $0 Activation Online –with NO credit check!
- FREE Cash withdrawals at over 15,000 participating ATMs
- FREE Online Bill Pay & Direct Deposit
- NO Monthly fee for any month with at least 30 purchases
- NO Transaction fees on US purchases
- NO Overdraft or penalty fees
- NO Minimum balance required
- GET $10 with Direct Deposit (see site for restrictions)
|
| Intro APR | Intro APR
Period | Regular
APR | Annual
Fee | Balance
Transfer | Credit
Needed | | * | * | * | See Terms* | Yes | Bad |
|
| READYdebit® Card |
|---|
| - 100% Approval Guaranteed!* – No Chexsystems or credit checks, bankruptcy okay!
- Now with FREE Credit Builder!
- Better than a checking account – Great online bill pay service with no overdraft, bounced check fees – EVER!
- Pay Nothing Now! – No deposits or prepayments required to get your card.
- FREE Direct Deposit! – stop paying to cash your paycheck.
- FREE phone and online access to your card account!
- No declined transaction fees!
- Great Loading Options – FREE direct deposit and bank account transfers, 60,000+ Green Dot and ReadyLink cash load locations.
- Safer than cash – All deposits FDIC insured; purchases covered by Visa Zero Fraud Liability protection.
- Cheaper than credit – no late fees, no over limit fees, no interest charges – EVER!
- * Subject to I.D. Verification.
|
| Intro APR | Intro APR
Period | Regular
APR | Annual
Fee | Balance
Transfer | Credit
Needed | | * | * | * | N/A* | Yes | Poor |
|
| Upside Visa® Debt-free Prepaid Card |
|---|
| - The power of a bank account in a Visa prepaid card.
- Save up to $220 compared with other cards, the first year alone!
- 100% approval with no credit check and no activation fee.
- $0.99 monthly fee if $500 is loaded each month. (Only $2.99 otherwise).
- Free Direct Deposit from employers or government benefits providers
- Deposit cash at 50,000 retailers.
- Write personal checks online: easy to pay rent or other bills.
- Earn 1,500 cash back reward points for you first direct deposit load.
- Optional companion card available, as if you had a joint checking.
|
| Intro APR | Intro APR
Period | Regular
APR | Annual
Fee | Balance
Transfer | Credit
Needed | | * | * | * | See Terms* | Yes | N/A |
|
| Prepaid Visa® RushCard |
|---|
| - Created by Russell Simmons to provide Financial Freedom and Respect
- Guaranteed approval*
- No Credit Check
- FREE Direct Deposit
- No Overdraft Fees/ No Check Fees/ No Interest Fees
- Free Credit Builder
- 56% of cardholders save over $300/ year using the RushCard
- Make money with our Refer A Friend Program
- Reloadable with a $10,000 maximum balance
- Free Email/ SMS Alerts
- Card to Card transfers between RushCard Members
- Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions
|
| Intro APR | Intro APR
Period | Regular
APR | Annual
Fee | Balance
Transfer | Credit
Needed | | * | * | * | See Terms* | Yes | Poor |
|
| Prepaid Visa® Purple Diamond RushCard |
|---|
| - FREE Direct Deposit
- FREE live customer service 24/7
- FREE text alerts and phone balance inquiries
- FREE optional credit building history
- FREE online money management tools
- Pay bills and shop online
- Easy to use – the convenience of plastic WITHOUT THE DEBT
- NO Credit Check
- STOP Paying check cashing, overdraft, interest fees
- Card to Card transfers between RushCard Members
- Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions
|
| Intro APR | Intro APR
Period | Regular
APR | Annual
Fee | Balance
Transfer | Credit
Needed | | * | * | * | See Terms* | Yes | Poor |
|
| Prepaid Visa® Black Diamond RushCard |
|---|
| - FREE Direct Deposit
- FREE live customer service 24/7
- FREE text alerts and phone balance inquiries
- FREE optional credit building history
- FREE online money management tools
- Pay bills and shop online
- Easy to use – the convenience of plastic WITHOUT THE DEBT
- NO Credit Check
- STOP Paying check cashing, overdraft, interest fees
- Card to Card transfers between RushCard Members
- Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions
|
| Intro APR | Intro APR
Period | Regular
APR | Annual
Fee | Balance
Transfer | Credit
Needed | | * | * | * | See Terms* | Yes | Poor |
|
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