Prepaid Credit and Debit Cards
The following prepaid credit cards and prepaid debit cards offer a low cost alternative to check cashing stores and checking accounts. Many of the prepaid cards are free with direct deposit and offer online bill pay. With prepaids, you can avoid overdraft charges and over limit fees. And there are never interest charges.
| ACE Visa Prepaid Debit Card |
|---|

 | - No application fee and no obligation
- No charge for withdrawals at 1,600+ ACE Cash Express locations with direct deposit
- Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan
- Get paid up to 3 days earlier than with a paper check with free direct deposit of your paycheck or government check
- No overdraft fees or minimum balances
- Free direct deposit of your paycheck or government check
- Protection from unauthorized transactions if card is reported lost or stolen. FDIC Insured
- Earning your trust since 1968
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | Yes | N/A |
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| The Mango(TM) MasterCard® Prepaid Card |
|---|

 | - FREE Prepaid MasterCard
- $0 Activation Fee
- FREE Direct Deposit
- FREE unlimited purchase / signature transactions
- FREE account management online or with your mobile phone
- FREE to check your balance with your mobile phone
- No monthly fee when you load $500/month
- Send money with your mobile phone
- Load cash at tens of thousands of retailers nationwide
- No credit check, no bank account needed, no overdraft fees
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | Yes | N/A |
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| Baby Phat Prepaid Visa® RushCard |
|---|

 | - Show your style with the BabyPhat RushCard
- Guaranteed approval*
- No Credit Check
- Free Direct Deposit of pay, tax refund, anticipation loans
- No Overdraft Fees/ No Check Fees/ No Interest Fees
- Free Credit Builder
- 56% of cardholders save over $300/ year using the RushCard
- Make money with our Refer A Friend Program
- Reloadable with a $10,000 maximum balance
- Free Email/ SMS Alerts
- Card to Card transfers between RushCard Members
- Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | Yes | Poor |
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| Vision Premier® Visa® Prepaid Card |
|---|

 | - No credit check, no debt, no interest, no overdraft fees
- Free unlimited purchases – signature and PIN
- Free customer service
- Free Direct Deposit: Get paychecks, benefits and tax refunds faster
- Free PayFit Credit Builder – Pay bills and build credit for free
- Free text and email alerts and online access to track spending
- Safer than cash if lost or stolen
- Accepted everywhere Visa Debit cards are accepted
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | Yes | Bad |
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| Green Dot® Gold Prepaid MasterCard® |
|---|

 | - FREE $0 Activation Online –with NO credit check!
- FREE Cash withdrawals at over 15,000 participating ATMs
- FREE Online Bill Pay & Direct Deposit
- NO Monthly fee for any month with at least 30 purchases
- NO Transaction fees on US purchases
- NO Overdraft or penalty fees
- NO Minimum balance required
- GET $10 with Direct Deposit (see site for restrictions)
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | Yes | Bad |
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| READYdebit® Card |
|---|

 | - 100% Approval Guaranteed!* – No Chexsystems or credit checks, bankruptcy okay!
- Now with FREE Credit Builder!
- Better than a checking account – Great online bill pay service with no overdraft, bounced check fees – EVER!
- Pay Nothing Now! – No deposits or prepayments required to get your card.
- FREE Direct Deposit! – stop paying to cash your paycheck.
- FREE phone and online access to your card account!
- No declined transaction fees!
- Great Loading Options – FREE direct deposit and bank account transfers, 60,000+ Green Dot and ReadyLink cash load locations.
- Safer than cash – All deposits FDIC insured; purchases covered by Visa Zero Fraud Liability protection.
- Cheaper than credit – no late fees, no over limit fees, no interest charges – EVER!
- * Subject to I.D. Verification.
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | N/A* | Yes | Poor |
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| Upside Visa® Debt-free Prepaid Card |
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 | - The power of a bank account in a Visa Prepaid card
- Save up to $185 compared with other prepaid cards!
- No activation fee. $0 monthly fee if $400 or more is loaded each month. Only $1.99 otherwise.
- Free Direct Deposit from your employer.
- Deposit cash at 60,000 locations nationwide.
- No credit check required. Bad credit is ok.
- Write personal checks, best to pay rent or other bills.
- Accepted like any Visa debit card. Option to add a companion card.
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | Yes | N/A |
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| Prepaid Visa® RushCard |
|---|

 | - Created by Russell Simmons to provide Financial Freedom and Respect
- Guaranteed approval*
- No Credit Check
- Free Direct Deposit of pay, tax refund, anticipation loans
- No Overdraft Fees/ No Check Fees/ No Interest Fees
- Free Credit Builder
- 56% of cardholders save over $300/ year using the RushCard
- Make money with our Refer A Friend Program
- Reloadable with a $10,000 maximum balance
- Free Email/ SMS Alerts
- Card to Card transfers between RushCard Members
- Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | Yes | Poor |
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| Prepaid Visa® Purple Diamond RushCard |
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 | - FREE Activation with Direct Deposit before 4/15/10
- FREE Direct Deposit of pay, tax refund, anticipation loans
- FREE live customer service 24/7
- FREE text alerts and phone balance inquiries
- FREE optional credit building history
- FREE online money management tools
- Pay bills and shop online
- Easy to use – the convenience of plastic WITHOUT THE DEBT
- NO Credit Check
- STOP Paying check cashing, overdraft, interest fees
- Card to Card transfers between RushCard Members
- Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | Yes | Poor |
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| Prepaid Visa® Black Diamond RushCard |
|---|

 | - FREE Activation with Direct Deposit before 4/15/10
- FREE Direct Deposit of pay, tax refund, anticipation loans
- FREE live customer service 24/7
- FREE text alerts and phone balance inquiries
- FREE optional credit building history
- FREE online money management tools
- Pay bills and shop online
- Easy to use – the convenience of plastic WITHOUT THE DEBT
- NO Credit Check
- STOP Paying check cashing, overdraft, interest fees
- Card to Card transfers between RushCard Members
- Free Prescription Discount Card from RushCard – Save up to 85% on prescriptions
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfer | Credit Needed | | * | * | * | See Terms* | Yes | Poor |
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