Prepaid Credit Cards

The following prepaid credit cards and prepaid debit cards offer a low cost alternative to check cashing stores and checking accounts. Many of the prepaid cards are free with direct deposit and offer online bill pay. With prepaid cards, you can avoid overdraft charges and over limit fees. And there are never interest charges.

Walmart MoneyCard^SM MasterCard^® Prepaid Card

Walmart MoneyCard<sup>SM</sup> MasterCard<sup>®</sup> Prepaid Card

No issuance fee online
No credit check or bank account required
No overdraft fees
No minimum balance required
Free Direct Deposit
$10 bonus with qualifying Direct Deposit (for a limited time only)
Use everywhere MasterCard debit is accepted, including shop online, pay bills, get cash at ATMs

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A*	N/A*	N/A*	$0.00*	Yes	No Credit Check*

Walmart MoneyCard^SM Visa^® Prepaid Card

Walmart MoneyCard<sup>SM</sup> Visa<sup>®</sup> Prepaid Card

No issuance fee online
No credit check or bank account required
No overdraft fees
No minimum balance required
Free Direct Deposit
$10 bonus with qualifying Direct Deposit (for a limited time only)
Use everywhere Visa debit is accepted, including shop online, pay bills, get cash at ATMs

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0.00*	N/A*	N/A*	$3.00 monthly*	Yes	No Credit Check*

READYdebit Platinum Visa Prepaid Card

Get Your Premium Benefits:
Exclusive Rewards Program
Free Credit Score Tracker
Easy Mobile Banking and Text Alerts
Easy Online Bill Payment & Check Writing
Free Direct Deposit - paycheck, benefits, tax refunds
No Credit Check*, no Overdraft Fees or Balance Minimums
Reloadable up to $10,000 Max Balance

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A*	N/A*	N/A*	$0.00*	Yes	No Credit Check*

Exact Prepaid MasterCard®

100% Approval - No credit check
No bank account required
No interest or late fees
Free direct deposit
Up to $5,000 balance limit
Mobile and email alerts
Online Account Management at myExactAccount.com

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A*	N/A*	N/A*	$0.00*	Yes	No Credit Check*

SilverCard Prepaid MasterCard®

Get your Government/Benefits check faster with Free Direct Deposit
Free activation fee with Rebate*
Guaranteed Approval with No Credit Check
Free Unlimited Purchase Transactions
No Overdraft Fees or Minimum Balances, perfect bank alternative
Free Online Bill Pay, pay bills instantly or schedule payments to avoid late fees
Stay connected, know your balance at all times with free email or cell phone alerts
The power of MasterCard in your pocket, accepted everywhere MasterCard Debit cards are accepted.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0.00*	N/A*	N/A*	as low as $3.95 monthly*	Yes	No Credit Check*

Wired Plastic^TM Visa® Prepaid Card

Wired Plastic<sup>TM</sup> Visa® Prepaid Card

Get a pink ribbon Wired Plastic Card today, and it will automatically donate a percentage of your signature purchases to help the fight against breast cancer.
Accepted everywhere VISA is accepted
No Credit Check, Income requirements, or bank account required
Free Online Access to Account
Free Mobile Alerts - Text to your mobile and email
Free Bill Pay Service - Pay Anyone Online or Over the Phone
Free Rewards Program - Earn 1 point for every $1 spent
Free Direct Deposit - Eliminate check cashing fees

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A*	N/A*	N/A*	$0.00*	Yes	No Credit Check*

NetSpend® Visa® Prepaid Card

100% Approval - No credit check needed (ID verification required).
Get your paycheck, government benefits and tax refund faster with free direct deposit
New - Get rewarded with NetSpend Payback Reward^TM options.
Real-time account activity alerts to your mobile phone.
Funds are FDIC insured up to the current coverage limit (ID verification required).

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A*	N/A*	N/A*	$0.00*	Yes	No Credit Check*

NetSpend® Prepaid MasterCard®

100% Approval - No credit check needed (ID verification required).
Get your paycheck, government benefits and tax refund faster with free direct deposit
New - Get rewarded with NetSpend Payback Reward^TM options.
Real-time account activity alerts to your mobile phone.
Funds are FDIC insured up to the current coverage limit (ID verification required).

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A*	N/A*	N/A*	$0.00*	Yes	No Credit Check*

KLS Prepaid Visa® RushCard

100% Guaranteed Approval* - No Credit Check
Free Direct Deposit - sign up now and have a safe place to put your tax refund
Only card that lets you change your fee plan whenever you want to
Free prescription discount card
Easy Bill Pay - pay bills, rent, or write personal checks
Card to card transfers

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A*	N/A*	N/A*	$0.00*	Yes	No Credit Check*

Prepaid Visa® Pink Diamond RushCard

100% Guaranteed Approval* - No Credit Check
Free Direct Deposit - sign up now and have a safe place to put your tax refund
Only card that lets you change your fee plan whenever you want to
Free prescription discount card
Easy Bill Pay - pay bills, rent, or write personal checks
Card to card transfers

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A*	N/A*	N/A*	$0.00*	Yes	No Credit Check*

Prepaid Visa® Purple Diamond RushCard

100% Guaranteed Approval* - No Credit Check
Free Direct Deposit - sign up now and have a safe place to put your tax refund
Only card that lets you change your fee plan whenever you want to
Free prescription discount card
Easy Bill Pay - pay bills, rent, or write personal checks
Card to card transfers

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A*	N/A*	N/A*	$0.00*	Yes	No Credit Check*

Prepaid Visa® Black Diamond RushCard

100% Guaranteed Approval* - No Credit Check
Free Direct Deposit - sign up now and have a safe place to put your tax refund
Only card that lets you change your fee plan whenever you want to
Free prescription discount card
Easy Bill Pay - pay bills, rent, or write personal checks
Card to card transfers

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A*	N/A*	N/A*	$0.00*	Yes	No Credit Check*

UPside Visa® Prepaid Card

Similar to a checking account with a Visa prepaid card
Save up to $220 compared with other cards, the first year alone
100% approval with no credit check and no activation fee
$0.99 monthly fee if $500 is loaded each month. (Only $4.95 otherwise)
Free Direct Deposit from employers or deposit cash at 50,000 retailers
Write personal checks online: easy to pay rent or other bills
Earn 1,500 cash back reward points for you first direct deposit load
Optional companion card available, as if you had a joint checking

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A*	N/A*	N/A*	$0.00*	Yes	No Credit Check*

ACE Elite^TM Visa^® Prepaid Card

ACE Elite<sup>TM</sup> Visa<sup>®</sup> Prepaid Card

A card with benefits that matter to you
No credit check, No application fee, No obligation
No-Fee Cash Withdrawals at ACE locations*
Free Direct Deposit - Get paid up to 2 days faster, don't stand in line or pay check cashing fees*
Free Anytime Alerts^TM - Get your balance and transactions via text or email*
Free Savings Account - Receive 5.00% APY*
Secure: Card funds are FDIC insured, backed by Visa Zero Liability*

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A*	N/A*	N/A*	$0.00*	Yes	No Credit Check*

Account Now Gold Visa^® Prepaid Card

Account Now Gold Visa<sup>®</sup> Prepaid Card

100% Guaranteed Approval* - No Credit Check
$0 Activation Fee
$25 bonus with Free direct deposit§
Shop online & Pay bills online
Up to $10,000 balance limit
Deposits are FDIC insured

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A*	N/A*	N/A*	$0.00*	Yes	No Credit Check*

Upside Visa® Debt-free Prepaid Card

The power of a bank account in a Visa Prepaid card
Save up to $220 compared with other cards, the first year alone
100% approval with no credit check and no activation fee
$0.99 monthly fee if $500 is loaded each month. (Only $2.99 otherwise).
Free Direct Deposit from employers or deposit cash at 50,000 retailers
Write personal checks online: easy to pay rent or other bills
Earn 1,500 cash back reward points for you first direct deposit load
Optional companion card available, as if you had a joint checking

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0.00*	N/A*	N/A*	0.00	Yes	No Credit Check*

iBankUP Prepaid Account

The power of a bank account in a Visa prepaid card
Save up to $230 compared with other cards, the first year alone
No credit check and no activation fee
Write personal checks online: easy to pay rent or other bills
$0 monthly fee if $400 is loaded each month. (Only $1.99 otherwise)
Free Direct Deposit from employers or deposit cash at 50,000 retailers nationwide
Get 5% off when you add minutes to a prepaid cell phone from your UPside account
Accepted anywhere Visa debit cards are accepted. Optional companion card

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A*	N/A*	N/A*	$0.00*	Yes	No Credit Check*

Pink ACE Elite(TM) Visa® Prepaid Card

As an official sponsor of the National Breast Cancer Foundation, purchases from the ACE Elite Card have contributed to over $2 million towards breast cancer awareness and detection.
Free Direct Deposit - paychecks are available up to two days faster*
Direct Depositing $500 in one calendar month qualifies you for a $10 Purchase Cushion & our lowest fee plan*
No credit check, No application fee, No obligation*
Secure: Card funds are FDIC insured, backed by Visa® Zero Liability*

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A*	N/A*	N/A*	$0.00*	Yes	No Credit Check*

Vision Premier^® Visa^® Prepaid Card - Simple & Fair

Vision Premier<sup>®</sup> Visa<sup>®</sup> Prepaid Card - Simple & Fair

New - Free Roadside Assistance
New - Free Savings Account with 5.65% APY
1% Cash Back on Gas Purchases
Free Direct Deposit so you can get paid faster
Free Bill Pay online or over the phone
Free Transactions and Customer Service
No Overdraft Fees, No Interest Fees, and No Hidden Fees
No Credit Check - 100% Approval

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A*	N/A*	N/A*	$0.00*	Yes	No Credit Check*

AccountNow^® Prepaid MasterCard^®

AccountNow<sup>®</sup> Prepaid MasterCard<sup>®</sup>

100% Guaranteed Approval* - No Credit Check
No Activation Fee
Free Direct Deposit and $25 bonus§
Easy 24/7 Online Account Access
Earn Purchase Rewards and Refer-a-Friend Cash Bonus
Perfect for Pay check & Benefit check direct deposit

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A*	N/A*	N/A*	$0.00*	Yes	No Credit Check*

READYdebit Platinum Visa Prepaid Card

Get Your Premium Benefits:
Exclusive Rewards Program
Free Credit Score Tracker
Easy Mobile Banking and Text Alerts
Easy Online Bill Payment & Check Writing
Free Direct Deposit - paycheck, benefits, tax refunds
No Credit Check*, no Overdraft Fees or Balance Minimums
Reloadable up to $10,000 Max Balance

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A*	N/A*	N/A*	$0.00*	Yes	No Credit Check*

Green Dot® Gold PrePaid Visa®

$0 Activation Online - with no credit check
Access over 18,000 MoneyPass® ATM's
Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
No Monthly fee for any month with at least 30 purchases
No Transaction fees on US purchases
No Overdraft fees
No Minimum balance required

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A*	N/A*	N/A*	$0.00*	Yes	No Credit Check*

Walmart MoneyCard^SM Visa^® Prepaid Card

No issuance fee online
No credit check or bank account required
No overdraft fees
No minimum balance required
Free Direct Deposit
$10 bonus with qualifying Direct Deposit (for a limited time only)
Use everywhere Visa debit is accepted, including shop online, pay bills, get cash at ATMs

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0.00*	N/A*	N/A*	$3.00 monthly*	Yes	No Credit Check*

Walmart MoneyCard^SM MasterCard^® Prepaid Card

No issuance fee online
No credit check or bank account required
No overdraft fees
No minimum balance required
Free Direct Deposit
$10 bonus with qualifying Direct Deposit (for a limited time only)
Use everywhere MasterCard debit is accepted, including shop online, pay bills, get cash at ATMs

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A*	N/A*	N/A*	$0.00*	Yes	No Credit Check*

Green Dot® PrePaid MasterCard®

$0 Activation Online - with no credit check
Access over 18,000 MoneyPass® ATMs
Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
No Monthly fee for any month with at least 30 purchases
No Transaction fees on US purchases
No Overdraft fees
No Minimum balance required

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A*	N/A*	N/A*	$0.00*	Yes	No Credit Check*

mPower™ Visa® Prepaid Card

Fast, easy application - No Credit Checks
$10 Cash Bonus, Activation & Monthly Fees refunded when you use Free Direct Deposit
Quick and Safe Access to your Money
Easy Online Bill Pay
No Minimum Balance

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A*	N/A*	N/A*	$0.00*	Yes	No Credit Check*

PEX Visa® Prepaid Card For Business

Instantly fund employee purchases.
Gain 24/7 control over where and how much employees spend.
Save money - no surprise interest charges or overdraft fees.
Free Trial Period - No Monthly Fee for at least 2 months after you enroll
No transaction fees
No deposit fees
Cards are personalized with the cardholder's name
The funds on deposit are corporate funds - not employee-owned

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A*	N/A*	N/A*	$0.00*	Yes	No Credit Check*

BillMyParents® Reloadable Prepaid MasterCard®

Get your teen started on the path to smart spending today.
Easily set strict spending limits.
Lock/Unlock Your Teen's Card with a Simple Text
Monitor Purchase Alerts in Real-Time on Your Mobile Phone
Family or Friends Can Reload Funds
No Credit Risks or Overdraft Fees
Safer than cash with lost card protection
Use anywhere debit MasterCard is accepted.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A*	N/A*	N/A*	$0.00*	Yes	No Credit Check*

Baby Phat Prepaid Visa® RushCard

100% Guaranteed Approval* - No Credit Check
Free Direct Deposit - sign up now and have a safe place to put your tax refund
Only card that lets you change your fee plan whenever you want to
Free prescription discount card
Easy Bill Pay - pay bills, rent, or write personal checks
Card to card transfers

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
*	*	*	See Terms*	Yes	Poor

BuyRIGHT Prepaid MasterCard®

New - Choose your card design at no extra cost
Guaranteed Rewards - you can pick iTunes, RedBox, Cash, Starbucks and More
Special Reload Offer - Receive a Credit of the Green Dot MoneyPak® fee the first time you try it.*
Free Direct Deposit, Online bill pay, Earn rewards.
No credit check, No bounced check fees, No overdraft fees - Ever
Travel, rent cars, reserve hotels, shop online safely.
Unbelievable customer service.