The AccountNow® Prepaid Visa® Card is a reloadable card. Your available balance on the card is the amount you despot to the card. There is no minimum balance needed to keep the account open. You still get a monthly statement so you can view your account history. Since this is not a line of credit you will can not go into debt and you can not overdraft the account. You can apply for a card regardless of past credit problems or even if you have no credit at all.
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Reloadable and Easy to Use
This is a Visa card which means it is accepted anywhere that Visa is accepted. There are two ways in which you put money onto the card: direct deposit or add cash. Direct deposit is free and convenient. Your employer can have your paycheck transferred directly to your AccountNow® Prepaid Visa® Card. You get access to your funds on payday, avoid the inconvenience and cost of check cashing stores, and don’t have to worry about carrying around a lot of cash. If you sign up for direct deposit you get a bonus of $25. You can also add cash to the card by going to one of the cash network stores. The amount of each value load must be at least $10.00 not to exceed $5,000.00 per day.
$25 Bonus with Direct Deposit
AccountNow® Prepaid Visa® Card currently is offering a $25 bonus for those that sign up for direct deposit (which is free). You have to set up a recurring direct deposit of $50 or more for two consecutive months. There are other terms and conditions, so make sure to read the fine print, but a $25 bonus is nice for a feature that’s free to begin with and gives you access to your paycheck or government benefits check faster than a paper check. I’m not sure how long this $25 bonus offer will last, so go to AccountNow® Prepaid Visa® Card and make sure it’s still available.
AccountNow® Prepaid Visa® Card Rates and Fees
With this card there are never any late fees, finance charges or overdraft fees. However, even though this card is a prepaid card and not a line of credit, there are still fees for using the card. To get a complete list of fees you should review the Terms and Conditions of the card. Below are some of the fees for the AccountNow card.
- Purchases: Free
- U.S. ATM Transactions: $2.50 plus ATM owner fee
- ATM Balance Inquiry: $1
- ATM Decline fee: $0.40
- International ATM Transaction: $4.95, plus ATM owner fee
- Online Bill Pay: FREE for standard processing
- Primary to Secondary Card Transfer: FREE
- Monthly Statement: FREE for Online, Paper $2.95
- Live Agent Call: FREE with recurring Direct Deposit (otherwise: 1 free call/month; $2 thereafter)
- Automated phone system inquiry: FREE with recurring Direct Deposit (otherwise: up to $.50 per inquiry)
- Monthly Maintenance: $9.95
How to Apply for the AccountNow® Prepaid Visa® Card
Applying for this credit card is quick and easy. We’ve provided a link below that will take you to the official AccountNow® Prepaid Visa® Card website. From this page, you can click on the apply now button to go to the AccountNow® Prepaid Visa® Card secure online application. The application takes just a few minutes to complete.
To get started, visit the AccountNow® Prepaid Visa® Card official website.
[...] AccountNow Prepaid Visa & Prepaid MasterCard cards do not give credit like credit cards which means you can’t spend money you don’t have. [...]